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MSE News: Banks 'give poor investment advice'
This is the discussion thread for the following MSE News Story: "Many high street banks and building societies are offering poor investment advice, says consumer group Which? ..." Read the full story: Banks 'give poor investment advice'
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Saving Help
I am currently trying to save a bit more as I think I should be able to. I will be honest, I don't have the best track record of spending my funds sensibly. I realistically have just over £1,000 after my bills (travel, breakfast and dinners, phone bill, rent - living at home). I have a slight problem I'd rather not go…
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Is anyone leveraged on Zopa?
.... and do you think this is what has driven down the lending rates? I had dismissed Zopa previously as didn't want to tie up cash for a long time. Then had the bright idea of leveraging by being both borrower and lender. This of course cuts the margin requirement right down, which from what I've read has happened on…
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Best Teenage Savings Accounts
Hi there, could anyone advise what the best teenage savings accounts are on the market at the moment, my daughter has asked for a bank account for xmas to save her xmas and birthday money in, but don't really know where to start. Many thanks Caroline
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Where to get help with investing in Unit trusts
Hi, I have just opened a self select isa with Hargreaves Lansdown and I would like to know where I can read and get help with where to invest my money into what unit trusts. Also when I search for funds on the HL site it comes up with most trusts twice, 1 with accumulation and 1 with income in brackets, what's the…
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BTL Investment
I have been looking at various options for investment and I just cannot get myself away from looking at BTL. For all houseprices are going down at the moment there is only so far they can go and on historical evidence they will bounce at some point. Buying an asset and then getting someone else to pay for it just seems…
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Is it time to ditch NSI Indexed Linked
If inflation has peaked last month and we can probably expect it to fall over the coming months, is now a good time to cash certificates in? If not yet then when?
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5 year 50 50 gauranteed equity bond 8.5%
i opened this bond with birmingham midshires in 2008 it is issue 8.i have received halve of investment in 2009.i am led to believe the other halve i will only receive my initial capital back in 2013 therfore is it possible to make an early withdrawal without penalty
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Interest Calculation Query
Something I've been wondering about interest payments on savings accounts, I wonder if anyone can advise? In most cases, interest is calculated daily, but paid either monthly or annually. Is the daily interest calculated according to the account balance at a specific time on that day, or an average of the account balance…
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Times are tough
Why doesn’t technical analysis work in the current market conditions? I think that the technical analysis simply is revealed now. Support and resistance levels are found everywhere you look. In a quiet market with smoothly rolling charts, technical analysis gives a false impression of credibility.
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Aldermore Easy Access Savings Account 2.85%
Aldermore have an Easy Access Savings Account, paying 2.85%AER. "Rate is guaranteed to be at least 1.80% above Base Rate until 1st March 2013. "No penalties for withdrawing your money and no withdrawal restrictions." Min £1000, add savings whenever you like. Manage account online/by phone/in writing. (Unable to post link)
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is this correct? regarding fsa limit of 80k
we where worried about being over the 160k limit for the banks so i phoned up and asked for a transfer so i can use another bank for another 80k.so the bank asks me why do i not just add another person over 18 (my daughter)to the account..making it 3 people...would this work as far as the government are concerned in the…
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NS &I calculator shows the same figures as last month....
....I've just tried the ns&i calculator (for index linked bonds) which is dated today (15/11/2011) and the figures show the same as last month.......:eek:
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what to do with inheritance?
ok so following on from my previous posts about getting a mortgage post BR looks like thats now on the back burner so what do i do with my inheritance in the mean time? i really am clueless about whats available to me or where i can go to find out:o i had an isa years ago but it actually lost money so thats put me off that…
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UK Gilt Bear Fund?
I have searched i-shares, ETFs & the wider internet and failed. Is there a UK Gilt Bear fund available?
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Fixed Term accounts- daily or annual interest
One of the questions when setting up my three year Yorkshire Savings account is do you want interest added annual to the capital account or daily..Do this make any difference on the basis that I cant access it for three years?
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Hedging my share awards
Hello, I work for a NASDAQ-listed company, and a significant part of my salary is in shares. I'm planning to use the shares which I'm entitled to to build up a decent sized deposit for a house. The stock itself is horribly volatile - in the past twelve months it has increased and decreased by 25% three times. :eek: It's…
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My child has over £8000
Left to her and it needs to be put away until she is 18 (she is now 11) would someone plz give me some sort of good advice on where to think about investing this ? would it be a junior Isa ? or some kind of trust fund ? Im really clueless but want to try and put it somewhere she will get a good return and not hit by tax…
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Scottish Widows Bank
Hi, I am considering opening a fixed rate bond with Scottish Widows Bank. Anyone had any dealings with them? Feedback good or bad? Cheers, Andy
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Best Online savings account?
Apologies for asking this but i've just signed up for the "save 12k in 2012" and I want a dedicated savings account for it. It needs to be able to accept transfers through internet banking. Any thoughts?
