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Santander eSaver 3
Hi all, I opened one of these accounts around the 15th March and have not realised until today, rather foolishly, that I should have made a deposit by now. The letter I have from them says "To make sure you take full advantage of the great rate your eSaver brings you, you'll need to make your first deposit within the next…
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Which would you invest in??
If you was to invest in the emerging markets, brazil,russia,china and india, which two do you think will provide the best long term growth? And which funds do you like the sound of?
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visa electron
Are there still any visa electron cards available?
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Trojan Fund fees
Does anyone know the cheapest way of investing in the Troy Trojan Fund? As far as I can tell, you can invest direct (they use Capita to administrate the dealing service) and pay 1% annual management fee. There is no initial charge, although there is a dilution levy of 0.5%. I can't see any mention of a dealing charge. Or,…
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rule of thumb on Company Value
Does anyone have a quick way to estimate the market value of a company (quoted plc) compared to the actual MV? Currently, I times profit before tax by 10 add current assets and subtract total liabilities. I know its pretty much a rough and ready reckoner.
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CFD's/Spread betting - where to start
Anyone know of any good, knowledgeable forums for the above? I've done a search but all I've found so far is a bunch of unhelpful know-it-alls! Looking to get into trading but don't have the funds for actual share dealing so considering the CFD/SB route. Currently thinking SB due to the lack of commission charges (yes, I…
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TD Waterhouse fund dealing cut off deadline changes.
For those who haven't noticed, TDW now require you to have your online fund orders in 1 hour before the valuation point of the fund supermarket offering you wish to deal. Previously, it was about 15 minutes.
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New Santander Flexible ISA Account
Hi, Do Santander normally send out welcome e-mails written in Comic San font? Just received one some 10 days after applying online for their Flexible ISA and was wondering if it's the genuine article or some scam. If it is genuine it certainly looks quite shoddy and unprofessional.....there again this is Santander!! Will…
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n00b question about funds
This probably seems completely obvious, but my brain isn't working right now! If I set up "GingerFurball's Emerging Markets Fund" and set the fund price at £1 (ignore whether this is realistic or not, this is purely for mathematical simplicity), and 1 million investors each bought in for £1, would that then give me, the…
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The Challenge.
So I'm getting married in May and because I'm in the Armed Forces I'm able to move into extremely cheap rented housing. We have decided to save £1500 at least a month and wondered where best to put this money. It can't be too tied down because were looking at buying a property in two years. There must be plenty of people…
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Best way to save for my child
Recently became a dad (2 weeks ago) and would like to set up a savings account for my son. been browsing the internet but cant seem to find much info. im looking to put in around £80 a month but dont no whats best, premium bonds or saving account? any advice appreciated cheers
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Swiss Savings Account.
Hi everyone, Sorry if this is in the wrong forum. I live and work in the Middle East, originally from the UK. I am thinking about opening a Swiss savings account as I don't want to keep my money in the Middle East. Can anyone recommend a good Swiss savings account? I am looking to return to the UK at some point and maybe…
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fund dealing (& rebalancing) cost-effectively with lump sums?
fund dealing (& rebalancing) cost-effectively with lump sums?
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los pandos vineyard
Hi has anybody had any dealings with Los Pandos? - ROI seems to good to be true http://www.lospandosvineyard.com/controlador.php?op=dinamicas&idFamilia=10 Mike
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live share prices and alerts
is there a site where I can see real time share prices and set price alerts for shares at certain levels? Im currently with HL and XO but everytime I want a share price I have to undertake a buy/sell procedure without going through with it. Naturally, if I want to track 20 shares its not very practical. I used google…
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MSE News: Norwich & Peterborough to pay Keydata victims £51m
This is the discussion thread for the following MSE News Story: "N&P has been fined £1.4m and must pay £51m to customers after it mis-sold investment products in the collapsed firm ..." Read the full story: Norwich & Peterborough to pay Keydata victims £51m
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Savings vs offset mortage
Hi all I am looking to save for a deposit over the next 2 years for a new house. My current house is too small (as I now have a little boy) but as there is not a great deal of equity in it (about 10k) I would rather save for a new house and let out our existing house eventually. :) I have an offset mortgage with the…
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HSBC stock market saving account
Hi we have 20 thousand to invest and was looking at the HSBC stock market account, it locks in for 3 years and if the market grows or stays the same on the the day when it matures then it will pay 18%, any advice is welcome Thanks
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Can I keep savings secret from OH?
My OH deals with all the family's savings and ISAs. In fact, I don't really know what there is. What I would like to know is whether it would be possible for me to open up an ISA and keep it secret to myself? I have been reading about S&S ISAs and would like to invest some money every month into one so that I can build up…
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Is this right?
I opened the Halifax 3% Cash ISA online and filled out the form to Transfer my Santander ISA, opened a few years ago, into it. This is in the process of going through. I also intended to Transfer all of another Halifax Cash ISA into the 3% one when it matures next month. When I was in the Halifax on Saturday they said I…
