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Need to open a easy access savings account asap
I need to open a easy access savings account asap, possibly instant online account with a decent % rate, with monthly interest and no withdrawal penalties. Which would you recommend? I currently have savings sitting in my current account as i have just withdrawn them from PBs. Thanks.
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Too many options! Advice?
Hi there. I've never really saved before and I would like some advice as what best options in where to put my money. I'm just a bit confused with all the forms of savings and investments. I know the basics but I don't know enough to make a decision. There's so many choices I don't know where to start, you'e got savings…
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LLoyds ISA transfer query..
Ive just applied to transfer my santanda ISA to Lloyds to take advantage of their two year fixed rate ISA. Its now showing online with my other accounts, It gives the total thats been transfered, and then an odd minus amount in the 'remaining allowance for this year' (this figure is in excess of the £5340 allowance I was…
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Advice re fixed rate bond
Hi Looking for a bit of advice, please. My parents took out a 2 year fixed rate bond that is due to mature in October this year, They kept some capital in an instant access account for emergencies. Unfortunately, my Mum's mental health has deteriorated pretty quickly over the last few months and as Dad needs respite on a…
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Fund dividends
Hi all, Have started a s+s ISA with H+L and have a query about funds - specifically dividends. Why would I not choose a fund that pays dividends more frequently than others? Eg. some pay monthly, some quarterly while others only pay yearly. Do the ones that pay monthly pay their dividend % every month? This seems a lot of…
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Halifax/LBG shares question.
Hi guys, I have been given the opportunity to buy shares due to working for Halifax, the contribution would then be matched by them as part of an employee incentive (for example: I buy £25 per month and they match this amount). I know pretty much nothing about stocks and shares although I like the idea of the matched…
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Testers wanted for investment manager software project
Good afternoon, I have been developing a prototype for an investment manager software program over the last year or so, and I want to start developing it into a product, whilst continually releasing betas to approved testers for ongoing feedback. There are many products out there already, either for general household…
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Are fixrate bonds interest rates going to rise
I am a o.a.p worried about my reduced income Thanking you for your kind attention F.H
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Any free money?
Any windfall :beer: expected from the take over of Norwich and Peterborough building society?
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HELP - what to do with savings?
Hi, Im getting married in 2 weeks and we have so far £4,000 from my parents and grandparents as a wedding present for a deposit for a house. Ive got some debts that need clearing so it will be about 2-3 years before we can buy anything. I just dont know what to do with the savings. Any suggestions...i noticed that the…
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Tesco's Internet Saver Account Interest rate?
.....the standard rate is 1.25% and bonus rate 1.65%...but does this bonus rate only apply to new accounts opened after 7/4/2011...?
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Savings v Offset
Currently I have all my savings offset against my mortgage including my ISA. My banks ISA rate is 2.5% My mortgage rate is currently sitting at 0.94% Would it be better to keep offsetting my ISA against my mortgage or gaining the interest?
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Overseas investment esp. USA?
Overseas investment esp. USA?
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Fixed assets as part of an investment portfolio
I have been speaking with my financial advisor about rebalancing my investment portfolio. Broadly speaking my current portfolio consits of a lot of cash and about 15% in a variety of funds. I am looking to divert some of the cash into something else and my advisor has suggested a look at putting a further sum into fixed…
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How Safe are Santander
I have been saving with bonds with Santander & have quite a tidy nest egg. But with Greece,Ireland,Portugal going down the pan what if Spain goes next. Santander are such a big bank how will the British government be able to cover all the Santander customers who have £85,000 invested if Spain & then Santander go bust.…
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Lloyds - Save the Change ?
Just had a quick look but cant find anything. Is anyone who's with Lloyds using save the change? Is it any good and i know what you get will depend on how often you use the card but just wondered on average what people are getting a month because of save the change?
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spreading portfolio across ISA and non-ISA?
spreading portfolio across ISA and non-ISA?
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Sample letter to the bank (Nominee Services)
I have some shares from Abbey (from when they became part of Santander) I was sent the form (by the Santander Nominee Services) to fill, to change the address with the idea of claiming the entitlement and ask them to re issue the cheque for the dividends. I am not really good at wording and I am trying to find out if there…
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Cheapest way to buy shares (low fees0
Hi, sorry for a noobish question but I am new to the UK and have no idea of how to buy stocks. I hope to receive some advice here. I want to buy some Lloyds shares its just a one off.....buy them and keep them for may be 5-10 years and sell them..... Buying: can somebody please suggest me the cheapest way to buy these…
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Childrens accounts
Hi all I set up a halifax regular saver account for both of my young children a few years ago, where i pay in £100 each month - where it earns 6% (tax free in their name) and then is transferred to a Halifax Save4It account (paying 1% interest). I am now questioning whether I am foolish to bother trying to save for my…
