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Short Term (Monthly) interest Savings Accounts
Hi All, I'm looking for some Help on Earning some extra Cash from a Monthly interest Saving Account (if available). I'm currently saving towards a 10% deposit for my first home. I curently have £12,000 in Savings which I'm just about to gain the annual interest on of 2.5% (Sadly not the 5% I had in 2009). I wll be adding a…
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ING Direct savings account - Can I open another?
Hi! Had my ING Direct savings account for over a year now and as a result the high interest period is over (booo!). Is is possible to open another (new) ING account and transfer the money there to get the benefits of the high interest rate for another year? Of course this 'dance' would have to be conducted every year. TIA…
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Know a good cheap online broker ?
Was going to try TD water house but they seemed pretty pricey. I need to have australian coverage. Am i just best sticking to TD water house ?
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Gartmore Irish Growth fund windup
Could anyone explain to me why Gartmore are thinking of winding up their Irish fund. Its share price seems to be holding up. It is difficult to decide whether to sell now, or wait and see what happens.
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Interactive Investor Regular Savings Charges?
I am looking to open an ISA with Interactive Investor and set up a regular savings plan which I will use to drip feed my money into a number of funds. If I was looking to drip feed £20-50 into each fund per month what would the charges be? Are there any dealing charges associated with the purchases, e.g. £10 per…
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Newcomer requires share trading advice.. please!?
I'm new to MSE (like joined today new) but have been scouring other threads taking in the excellent advice from some of the contributors over the last few days.. I have decided to post myself in the hope that some of you might also take pity on me to impart your wisdom?! I am VERY new to any trading.. In fact i don't yet…
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Should I let her have NS&I bonds?
Hello, my Dad has died and we are having to sort out his will. My step sister wants his NS&I bonds (he has a lot) to be transferred to her rather than getting them cashed in. Am I being really thick here? Is there a reason not to cash them in and would I be better keeping my half and not letting her have them?I don't want…
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Gold investing
Gold investment Watering down the money supply known as quantitive easing is stealing from savers, there is an alternative now. A German company that allows savings in Gold from very small amounts. The world currencies are in turmoil but "Natures money" gets through all the bad times. They are hitting the UK fully next…
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Re-Investing in an NS&I Account
My 3 year NS&I savings account at 1.35% above RPI ends in February. They have offered me a further extension for 3 years at 1% over RPI As a higher tax payer - not for long- I thin this is as good a deal I can get at the moment. What are your views?
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Barclays savings or a cash Isa
Hi super savers ,im in dire need of some sound financial advice here as i feel like i dont know where to put my money. I currently have £5100 invested in a Barclays more for more savings account,i dont know if i will get taxed on it or no ? can anybody advise me on this as i am thinking of withdrawing the money and putting…
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Santander discriminates against Cahoot customers
Hello all. Been enjoying reading Martin's regular e-mails for some time, and thought I'd register on the forum in order to share this bit of information. Not sure how much use it'll be to anyone, but you never know ... (Not sure whether it's more appropriate here or in the Banking sub-forum, so apologies if I'm posting in…
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Lloyds multiple vantage accounts
Like many others on here I have multiple (more than 3) Vantage accounts. Yesterday I got a call from one of the Lloyds Nazi women (you know the jobsworth types, nowt better to do than poke nose in...) who eventually claimed she'd called to see if she could offer some 'advice' on the relatively large sum that had just hit…
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Linking PAYPAL to a SAVING account? Which BANK Savings accounts allow this?
Paypal allow you to connect to a bank account or savings bank account, to get verified, just for a security measure. and want to link my paypal account to a savings account, and was wondering which Saving acounts allow this Paypal Linking. (This is when they send your bank 2 small payments (3p, 15p for eg) and you have to…
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CTF Fee's
When I originally got my daughters voucher, I was really confused about CTF's and ended up not doing anything with it, so the government invested it for me. I know thats dreadful, but in my defence I had not found this site at the time & when I tried to get financial advice, it was going to cost over £60 an hour!. Her 2nd…
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Old ISA's
Hi everyone, I have a couple of Old ISA's sitting with the same provider, obviously the intrest I'm earning on both of these is getting less and less every year. As well as opening a new ISA at the begining of the new financial year can I move the money I have in these two old ISA's into new ones to gain good intrest…
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Last chance to comment: should DIY investing be banned?
It seems that the EU (or maybe the EU under pressure from the finance industry) have got in their minds that you need to be put under the protection of your friendly banks and local IFA. It seems that today is the last day that you can make your feelings known.…
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Can I 'give' shares to my partner/sister/mum?
I was wondering, for example only of course ;) , is it possible to give/donate/birthday present shares I currently hold (AIM shares) to either my partner/sister/mother if I wanted to?
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Stocks & Shares ISA questions...
Hi, Just a few quick questions... 1. Can you hold more than 1 Stocks & Shares ISA like you can with a normal Cash ISA? 2. If "yes", do these have to be opened in different years? Regards...
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how to calculate dividends
I was wondering if someone could tell me how to calculate a projected figure based on historic yield. Say the yield is 0.40% and you invested X, and the current unit price is Y. How would you work out what you might expect in an Annual Dividend? Thanks
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Capital management and investment PLC
I know this is probally a scam so in writing this i'm asking for some advice and also letting other know what's going on Today i received a call from a company call diversified portfolio management investments telling me that they are acting on behalf of another company who are looking to purchase 51% share in Capital…