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Savings & investments
Archives for February 2011
Discussion List
Joint savings account for kids
I have a savings account for my son with HSBC with about £100 in it. My daughter has been given a cheque, so I need an account for her too. I would like to open a joint account for the two of them and put all their money together (basically he got given more than her when he was born, being the first, this way is fairest I…
WARNING - Integrated Investment Group (IIG)
I had a phone call a while ago from this company, from a person called Pete Barraclough, if that's his real name. They were recommending a stock to me and trying to get me to invest with them, offering the shares at below the market price (as they'd "bought them on industrial placement" or something - load of rubbish…
Coventry E-Notice Account Review
Opened a new Coventry E-Notice account last week and thought I would post up my experience. After hearing bad reports on them asking for certified IDs I was slightly nervous as I could not be bothered with any hassle if it arises. I applied on-line and it was very smooth,the next day I received from them my printed…
Cicada Overseas Property - Has Anyone Tried?
Has anyone tried to invest with this company? They say they do foreclosures deals in the USA. Has anyone tried them or do you have any opinion about them? http://www.cicadaoverseasproperty.co.uk/
Gift to my wife
Hi new to site dont know if anybody can answer this one I have a bond coming out shortly and want to re invest it and avoid having to pay the 20% tax on interest. I am thinking of giving the money to my wife as she does not pay income tax, but runs a small business from which she takes a very small income. With the…
Check out your savings stamps
It's worth diginng out your old savings stamps from the post office. They may not be worth all that much, but i found some worth about £40 and they are no longer issueing them. Apparently the last day for cashing them in is the 28th of Feb. If you go to yuor nearest Post office they'll tell you what to do. I think they…
ISAs and HMRC
I have opened a cash ISA account as back-up pension. But there's something I'm not clear about: do HMRC have to know about the ISA and the interest accrued during the year?
Check your statement for Queensland Theatre
I'm getting a bit peed off with internet banking fraud. 2nd time in 2 months... Check your current account (Lloyds, Halifax, Egg) for Queensland Theatre transactions. Pretty obvious. Cases reported since Jan 17th.
Ulster Bank - rate reductions
If you opened some of the UB a/c c.12 months ago when they were quite competitive you could get 3%+ in the Pathway a/c which after 6 months lost its bonus; their best rate was then 2.96% in the esaver plus. They now are at 2.6 & 2.46 respectively - although neither is clear from the website or indeed from their statutory…
Advantageous to use an Ltd co to invest in metals or not?
Hi, I am one of three directors is a modestly successful/profitable limited company. We're currently looking at ways of putting our profits in medium to long term investments that are reasonably safe and offer better rewards that the savings account we're currently using (0.5%, Barclays). After researching metals, I'm…
Anybody tried MoneyDashboard yet?
Looks like an alternative to Egg Money Manager and First Direct's offerring. Uses Yodlee (never heard of them) to store account details. www.moneydashboard.com
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