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Poor interest earned - best future option?
Hi Everyone, I hope someone on here can explain something to me and advise what my best options are... I look after the finances for my elderly mother. She has £57k in an Abbey (now Santander) flexible saver account and has been earning approx £1400 interest annually for the past few years. This year she got £61 which…
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Norwich & Peterborough - 6 Month E Bond 3.05%
For anyone looking at short term saving, N&P doing 3.05% for 6 months. I have applied (already have monthly saver with them). 6 months down the line, might get better rates than currently available.
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Study Advice
Hi I need some advice, i'm looking to increase my knowledge for my own personal financial planning. Im looking at doing a course like CeFA or CII, the reason for this is if i'm going to study I may as well get a qualification out of it. Over the past year I have read: FT Smarter Investing FT Guide to Investing The Naked…
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Help! Alliance and Leicester ISA this year
Hi I opened an Alliance and Leicester flexible ISA on Tuesday in the branch. I have tried to transfer my £3600 into my ISA account so it reaches my account before the 5th April. However when trying to make the transfer it has said that it is for a company and so I can't make a payment to a person with that account number…
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Post Office Savings
Not wishing to scare anyone, I have genuinely been looking at the savings offerings at the Post Office. But the safety of Bank of Ireland is a concern but that is just articles on the net, I have no proof of anything. Reading the articles suggests that savers in Post Office are covered until 30th Sep 2010 - my question is…
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Has A&L given me £3000?
I opened a 10/11 Flexible ISA in branch on Monday 29th with the understanding that I would transfer £5100 into it on 6th April. I've just checked to see that the account is showing on line and it is - with a balance of £3000. ' PAYMENT/TRFR FROM ALLIANCE ACCT' - 29th March. None of my accounts show a debit. Can anyone…
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I've opened a Classic+Vantage; now what?
At the risk of sounding like a numpty, I'm not sure what I'm supposed to do to take advantage of the 4% that I can get. I have £21,000 I'd like to split between the 3 accounts I'm allowed, but can't quite deduce how I'm supposed to go about creating these accounts. I've opened a single Classic+Vantage and set up my online…
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New 99p coin out today!
Hey Anyone managed to get hold of the first batch of new 99p coins today? I've heard you can get them at your local banks. Major supermarket will start have them in theirs tills after Easter:j Going to make 99p shops so much easier!:D You got yours yet?
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lump sum or drip feed
hi all im still considering investing for a 6 year or longer period in s&s isa is it better to drip feed or just go in with a lump sum on present market conditions?
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Halifax £5
£5 reward is not gone in my halifax reward account as yet. Has anyone got their yet for this month?
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Lloyds Incentive Saver???
I have a Lloyds Incentive Saver account with 2.4% net interest. I was just wanting to check the interest level and cannot find it on the Lloyds site. Does anyone know if it has been discontinued? If so, will I still gain the same rate forever, or will be change? I've had no phone call or letter regarding this!
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Abbey First time buyer account-still available?
I remember before xmas Santander/Abbey were offering a FTB account where you could pay in a max £500 p/m and in return they were giving approx 5% and to close it down you had to go in for a mortgage quote. I cant find this on their site, is it no longer available? thanks
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Charity ISA??
Hi, Our football club has 4K we keep as a reserve, now our charity current account gives us a whooping 0.01% is there a Chairty ISA we can open or anything simliar?? Thanks, Richard
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Nationwide Champion 60 day notice interest?
Does anyone know - if I would receive interest on the 10 days that the money is available until money is withdrawn from the Champion saver Account? I have given 60 days notice. Thank you
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Savings exposed to stockmarket fluctuations
Hi, I'm wanting to gain exposure to the stock market in a relatively low risk and work free way. Now I've heard I can buy some shares in FTSE trackers which effectively just follow the fluctuations of the stock market without exposing the investor to individual company risk. A few questions:* Can I invest like this via an…
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Coventry BS 'rewarding' loyalty?
Just seen on their site they have a 'spring bond' fixed at 5% for, I think, two years. Only available to customers who joined before April 2006 Haven't looked into it too closely as doesn't apply to me - but seems like not a bad rate and it might do someone a favour !
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savings or deposit
I am hoping somebody will be able to help me - I am looking t o save foe about 3-5 years and this needs to a monthly deposit about £1,000-£2,000 per month, most of the accounts are either single deposit or low monthly desposit I cannot find anything that allows you to save for min 3 years and lets you deposit high amounts.…
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Non Qualifying Endowment: Question/Advice
I have a Freedom for Homebuyers endowment policy with Guardian Financial Services. It has been running for 18 years, another 7 to run. The mortgage for which it was originally taken out is fully paid off (just as well as not a snowball in hells chance of this ever being sufficinet to cover the mortgage). Needless to say it…
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Ns&i
Hi A while back, Martin Lewis advised that the NS&I Index-linked Savings Certificates where a good place to invest up to £15k. Is this still considered to be the case? I think I am right that my wife and I could invest the max amount each now and then the same amount again after 7th April? I have seen another thread where…
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Savings advice for a clueless monkey
Hi All, I set up a Nationwide eSavings account a few years ago and to begin with the rates were quite good, somewhere around 5%. I set this up as I had a FlexAccount there and also I wanted easy access as I was buying a house and may have needed access to the cash. Since then I have bought the house (I still owe 90% to the…
