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AA Internet savings account
I needed an easy access account for extra bits of money which will, eventually be spent when we move house on bits and pieces. I had been sweeping extra money across to a savings account with HSBC but getting little or no interest. This new one seems straightforward enough and will be up and running as soon as the paper…
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YBS Savings Account
Hi, I am due to receive a bonus on my YBS Regular Savings Account. I was wondering how I calculate how much is due to me. Has anyone received a bonus with this account? How much would I get with savings of £800. Many thanks
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Cash ISA charges
I’ve recently heard/read that the charges and fees associated with cash ISAs can erode the tax-free savings part of the ISA, and even eat into the actual interest gained, to the extent that you can get less back than you put in. However, I can’t find anywhere that states what the actual charges/fees are on cash ISAs. Could…
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Would I pay more if I buy a fund at its launch?
Hi All. I apologize if the question is silly! Would I pay more if I buy a managed fund at its launch? I know the price depends on the value, but I mean, as many people are going to buy it because of the adverts so the price is going to increase! Would it be more convenient to wait few days (Although I know that the value…
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Currency savings
As the sterling is at an all time low, is it better to have a savings account in euro or USD?????
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Do Barclays do a savings account which...
... requires you give 30 or so days notice before making a withdrawal?
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Not a child any more?
I have a daughter who's about to turn 16. We have a child's savings account in her name (with the Abbey) and would like to switch to an account which allows her access to her own money. Does anyone have any advice on where to go? The choices seem as ever to be overwhelming.
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Kids Accounts
Got £6K in kids instant access accounts at Nationwide but interest rate has fallen to 0.75%. I'd like to keep the money in their name but looking for better option. I don't need access to the money in the next 5 years. Kids are 9 and 11. Grateful for any words of wisdom. Thanks
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Inheritance
By the end of the year, my husband should be inheriting the whole of his Mother's estate (she lived in the UK), which is a sizeable amount for us as we just survive on our pensions. We have lived in Spain for a few years and do not have any property of our own remaining in the UK, apart from her house that will become my…
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Stocks & Shares ISA charges
Hi, I want to open a Stock and Shares ISA (self-select) and then buy some individual shares (not funds) to put in it. I checked Hargreaves Landsdowne and Halifax but they both charge for the privilege. I find it a bit strange that e.g. Halifax won't charge to hold the shares outside an ISA but will charge within it. So is…
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Good investment strategies for 2010?
After the pitiful less than 1% return on my Lloyds cash ISA, and with the hassle of changing provider for even more pitiful rates, I have decided to move all my monies into my iii S&S ISA. During 2009 shares dipped big time and then made subsequent recoveries in general - anybody putting money in would have benefited…
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Best use for inheritance
My wife and I are shortly to inherit a reasonable sum of money. After various outgoings to children,diy,charity, etc we would like to put two sums away toward retirement. £40000 for five years and £50000 away for ten years. Would taking out a personal pension, putting into fixed rate ISAs or moving money every 2 or 3 years…
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What Could Be the Largest Fraud in History
..sounds like silver and gold will be going up in price soon.... listen to Andrew Maguire and Adrian Douglas interview at http://www.kingworldnews.com/kingworldnews/Broadcast/Entries/2010/3/30_Andrew_Maguire_%26_Adrian_Douglass.html
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£32K...bank or Premium bonds ?
Hi....need to put £32000 in different bank to spread risk...with interest so poor I thought about premium bonds....any thoughts thanks
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Saving for a tax bill - Help
I'm self employed, so I pay a stonking tax bill every January and July. I save up about £ 2 -3000 every month to meet this bill. Where can I get the best return on this money ( I pay tax at 40%) before I have to pay it out? an ISA is no good as the account is emptied every 6 months _pale_
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OAP Savings
Hi I'd like some opinions on my Mum's circumstances. She's a standard little old lady. Age 88, lives in her own house, widowed. She has her pension for income and about £25k savings. This is sufficient for her needs. It's what to do with her savings that I'm concerned about. Lloyds have just persuaded her to put the £5100…
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ISA Hanky Panky....
If the FSA has any balls at all, it should look into this practice... Near the end of a tax year, a bank starts to advertise a highly attractive ISA rate, knowing full well that most people have used up their ISA allowance for the year and, therefore, can only take advantage of it during the next tax year. Then...just…
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Santander-changing the terms and conditions?
I have p.o.a for my mothers money. She is mentally very alert but finds money tiring. I moved £50000 into 2x 2 year fixed rate bonds. one in Abbey and one in A and L. Both giving good rate of return. This was last year in June. I checked that the A and L website stated that althought the plans were for both ~Abbey and a…
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£78 trillion to invest
Which countries should I buy? Thanks.
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ISA Confusion / Saving Help
Hi guys, first post but long time reader. I currently have an Abbey (or Santander) Easy ISA. I signed up to it in 2008 but have only started using it again since November 2009. I'm allowed contributions of up to £5,100 in it - I thought this figure was different? I thought it was £3,600? Does the allowance go up the longer…
