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Lloyds Rights issue - advice needed
I currently own 10,000 Lloyds shares worth approx £8500 and I am thinking of participating in the forthcoming Rights issue. From what I've read the lowest price shares will be offered to current investors is 15p (90 billion shares @ 15p=£13.5 Billion). For me to take up my full rights I need to find £5,000. My total…
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Joint Account problems
With our joint accounts at ICICI and B+B having declining interest rates, it was time to switch. So I tried Citibank, as per Martin's best listed rate at 3.3%. Can't open a joint account on-line. 'Phoned them, got a recorded message telling me to go to the website. Goodbye Citibank. Next, the AA at 3.15%. Can't open a…
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Where should I invest my money?
I am 29 and I inherited £200k a few years ago, and I used most of it to buy a house, so I am now living rent-free and mortgage free :j I live with my partner and together we earn around £30,000 a year. We are debt-free and we have around £20,000 in a fixed-rate ISA (3.5%) and £5000 in an Stocks & Shares Investment ISA, and…
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Withdrawals on Egg and A&L online saving accounts?
What's the maximum amount one could transfer out (by BACS) with the following products? Egg instant access internet saver Alliance & Leicester online saver 5 The reason I'm asking is because I have an amount sitting in my current account which I'd like transfer to one of the above (most likely in two or three chunks). If…
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Where do I put £10k for 1 year?
There's so many options, I'm hoping that one of you guys can point me in the right direction :) Requirements:* Maximum return. (@The_Economist :p ) * No risk (I don't have anywhere near £50,000 with any institutions currently) * 1 year term * Guaranteed return (as in I don't want it linked to the stock market). *…
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£100,000 To Invest
Hi All I have £100,000 in savings, now my ISA and my wife's is full for this year and i have £10,000 of the above in premium bonds.We have a mortgage fixed rate until 2011.My question is what is best short term as we are thinking of moving house or is it best to invest in Income bonds witch gives me £256 a month @3.95% 1…
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Is it safe
:confused: Is it still unsafe to invest more than 50k in one savings account considering no one lost out in the demise of falling banks going bust
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Gold Hits Record High Above $1,100 Oz On Weaker Dollar!
LONDON (Dow Jones) Spot gold rallied to a record high above the key level of $1,100 per troy ounce Friday, extending this week's dramatic bull run. Dollar weakness helped gold break through strong resistance around $1,097/oz, which had held in the previous two sessions. The rally occurred despite some worse-than-expected…
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isa
when do you get interest on an isa ? i know the new year for an isa is april so is it you can keep putting in and whats in the account in the april you get interest on, or when you put money in you get interest a year from then, so you would then have to wait untill over a year. so if i put money in an isa now, would i get…
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Should I invest in long term saving plan?
Please could you offer some opinions? I have today received a 10 year saving plan advertisement from the N.U.T. (of which I am a member). I get these regularly but this has caught my interest. It offers. 1 Guaranteed money back after 10 year plus profits from investments made in stocks and shares. Minimum £50 a month,…
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Child Trust Fund - ETF Options
Hi All, I have just received my 250£ Child Trust Fund Voucher from the government. I don't have plans to invest any additional amount while opening the Child Trust Fund account. I.e I can only use the 250£ provided by the government. I am keen to invest this in a emerging markets fund/emerging markets ETF. Who would be the…
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£3k to invest until summer.
Not a great amount I know, but its currently sitting earning almost nothing in Sainburys saving account. I may need to withdraw it at short notice, (but think it unlikely). I'm planning on sticking away a £100 odd per month. The plan is to move in the Summer. I already have an ISA. I just will need this money to spend on…
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what to do with my inheritance???
i recently got some inheritance, £12,500 i'm currently unemployed but living with my parents i live in a very small town and have been unable to find a job althou i'm working on that so i'm currently on jobseekers i would like to save this money as it obviously more money then i have ever seen and its the only money i have…
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£25000 savings needs to be banked!
I have £25000 sitting in a bank account with virtually no interest. I closed a fixed rate savings account around a week ago. Received the money on Thursday so it needs to be put in a savings Bond or similar pronto! Can anyone tell me if I should hold off until tomorrow to see if anyone comes up with a new fixed rate bond…
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50k to invest where to go?? (?NS&I 3.95%)
50k to invest for a one year period, no access needed, prefer fixed rate. Looking at NS&I 3.95% largely for high interest and government protection. Any problems to report with the account or suggestions where I would be better off elsewhere? Thanks
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Savings and Investments confusion relatede to ISA: Help!
Hi, I would like some advice on my situation and what I should do with my money, of course with the usual caveat that this does not constitute professional advice and I should see a Financial Advisor. I currently have: - 10k in a cash ISA earning 2.6% and have not used my allowance for this year. - 50k Sat in an instant…
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Goodbye debt hello world
Well from the title you can see I am finally debt free yayyyyy (took me 6 years to get there and a lot of skint months) but now I am looking at saving £15000 for a deposit to get my own very first house. I need some help on the best place to put my money to get a good return and as this is the hardest part (as I am used to…
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Ideas for saving £130pcm?
Hello all, Im looking for some ideas please to invest £130 per month? :confused: I havent been in a position to save for a long time so im out of touch. :rolleyes: Many thanks
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Investment Trust
Does anyone know a ideal investment trust for growth or capital, or maybe both,
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Can you claim back Stamp Duty on shares?
hi, i have purchased and sold shares through my Halifax ShareDealing account, i have not traded for long or nor have i done many deals, i only done about 6 or 7, since september 2008. well, in the tax year apr 2008 - 2009 i have paid £20.12, and since apr 2009 i have paid £31.35, i havent made much profits but have made a…
