-
AA 4.35% fixed 2 years
Just wanted to let people know about this bond as it does not show up on may top searches. 4.35% fixed 2 years via AA (Birmingham Midhsires) http://www.theaa.com/savings/fixed-rate-savings-accounts-products.html
-
The banks' new account dodge
I have discovered recently that 4 banks/building socs had dropped the interest rates on the e accounts I had to 0.5% or less and at the same time initiated identical new accounts with much higher interest rates which they didn't deign to tell me about. I know they have always done this but it now seems to be endemic.…
-
£10000 to invest
:confused: I have £10000 to invest in an easy access account. Ive done the searches on MSM website and can get 3.95% (NS&I) . Was considering opening a turkish bank account with HSBC . (does anyone know the rate of interest??). Hsbc can open it for £100 but the return will cover that. Honest answers please . Where shall it…
-
saga fixed rate 2 year bond
I wonder if anyone can help me. I soon have a bond which is maturing and want to stick the money into another fixed rate bond over 2 years. I have just been searching and Saga seem quite good, but just wondered if anyone has opened one of these over the phone. I am a bit wary to doing this online and would like to speak to…
-
Save or reinvest back in property??
I am currently living with my partner in his house and have put my house on the market (not sure if the best time to do this as near to christmas but no other choice). Once i have sold my home i should have around £200,000. i was wondering what the best thing to do with this would be in the short term i need to place it…
-
Investments and tax
At the moment all our money is in various savings accounts, and (as OH also has a small income from self-employment) we are both getting close to the limit for income tax and want to not go over it. Now we have £27 000 to go into savings / investments We are non-taxpayers but will both be close to our limits this year, so…
-
Fixed term savings accounts
I have got a lot of money from a house sale and know that I don't want to buy again for two years. I therefore think I should put all the money into some 2yr fixed rate savings accounts for the best return. I'm not going to put more than £45k in each so that each is guarenteed by the government and any interest can go back…
-
Investec Hi-5 Account - how will new rules affect it?
Hello! I recently opened an Investec Hi-5 account and am thoroughly satisfied with it. Today I read a news story on the BBC (I won't be able to post the link being a newbie) about savers suffering from low interest rates etc, but the interesting and relevant bit was this quote: quote- Michelle Slade of Moneyfacts said that…
-
Chelsea Building Society Rainy Day Savings (3.25% gross p.a. variable for 1 year)
This account has been launched today. It pays 3.25% gross p.a. variable which includes a 1.5% introductory bonus for the first year on £10,000+. It can be operated online or by post. The interest can be paid annually or monthly (same rate, 3.25% AER). Here is the catch though: I really don't like accounts where they can…
-
Ulster Bank Pathway Account (3.6% variable interest rate for 6 months)
I am considering opening one of these accounts. It pays 3.6% gross p.a. variable for the first 6 months (including an introductory bonus) and then 2.6% gross p.a. provided you have £10,000 or more. There are no penalties for withdrawals and the account can be operated by telephone or online. There is also an ATM card,…
-
FP from Tesco to Princiality regular saver
I sent 4 seperate FP payments on Saturday 1st of August from Tesco internet saver to our Principality regular savers. 3 payments has been credited correctly on the 3rd of August BUT one payment has been credited on the 31st of July meaning I will lose a lot of interest for the early payment. How is this possible? Has…
-
help with bank savings interest
so i just opened a savings account Incentive Saver with tsb i put £6000 in last month, and today got £11.88 good/bad ? or if anyone can help find something better to save. i'd like to save around £15000 before i move out, so i don't want it stuck in for years, i just want a decent downpayment for a house any help…
-
Standard Life Shares
Hi, Firstly I am not sure if this is the correct place to post 'Points of view' regarding shares, so I apologies if this is the wrong place. I have some shares in standard life (I got the free years ago), I have been thinking about selling them for some time, a while ago they were at @2.30 each, But I didn't have the…
-
How to invest £45.5m
Check those tickets folks.So just how do you invest £ 45.5 m then ? If it was me I'd give £40 m away. Somebody is waking up to a huge problem this morning but it's not me :(
-
retirement advice required please
as some of you will no doubt be aware the government is shutting the door on people wanting to retire early and take their pension after the 2010 tax year starts .i will be 50 in january and have a couple of months to decide what to do .i will get a pension of £115 a week plus a lump sum of 40 thousand pounds . i have also…
-
Relationship fee
Anyone else come across this. I opened a savings acc with citibank, tempted by the 3.3% rate. I had to open a bank account with them also from which they've taken a £10 'relationship fee' !
-
Lloyds RI..Thoughts Please
I currently hold some Lloyds shares and am thinking of buying more in the rights issues. However to do this I will need to get a bank loan which would bew at 8% APR Just wondered if anybody had any views on wether this is sensible or not. I am not to worried if it ends in a loss but just wondering if the 8% against…
-
NS&I Growth Bond
Hi everyone, I opened one of these bonds yesterday online, and as I have not invested in these bonds before ns&i informed me that they will send me a form to sign and send back. They may also request some id's. However, I noticed today that my money has already been debited from my current account. Is this normal practice…
-
Basic wealth preservation strategy
I'm the process of diversifying my small (but growing) fund out of Sterling. I want to keep my options open. I bet plenty of others are in the same boat, so some constructive criticism of my basic strategy would really help. Slight complication: there's a strong chance I'll move to the US eventually (my other half is…
-
Lloyds TSB bonds and shares ISA down £80 on last week
Hi all, I see that my bonds and shares ISA is losing it's value repidly. Now I know you'll all say that it is long term savings but I may have to cash it in soon for the deposit on the house I'm buying. Does anyone with an eye on the markets/financial brain know whether I should cash it in now (ie, the shares are expected…
