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NS & I 3.95% bond
Is it possible to open a 3.95 NSI bond with a minimum amount (to establish an account) and then add to it later, or does the first opening amount constitute 'a bond'? I want to open an NSI account to hold my Coventry building society over 50s balance from last year, but this is taking a while to close. I was wondering…
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Halifax Websaver Reward ending -getting the money out
I have a Halifax Web saver reward (5.2%) ending this month with over £50k in it, it the reverts to a standard web saver paying zilch. Enquired in the branch today about any limits on internal transfers, and was told £15000 per day. - so 4 days to get it into my Halifax Reward current accounts and the further days to…
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Halifax - childs regular saving account
Thought Id just open a thread about the Halifax account - after the reading the article on the Halifax I have opened this account which is very good and straightforward to do..... The article appears slightly wrong - you need a current account to set up a standing order into the childs saving account, not a savings…
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Aviva Reatribution
Cheque arrived today, dated 1st November. Know of others who have not yet received money but it's obviously in process. Just need to wait for final special bonus and 10 year anniversary and then it's goodbye Aviva!
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What would you do with £350k to invest?
Hi All, :beer: I have recently come into some money, around £350,000, and wanted some ideas on how best to save / invest it. Don’t worry about paying off a mortgage or any debts as there are none at present. Just want some ideas on how to get the most of it. I like the idea of compound interest and on this amount it seems…
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Gross tax or net question.
Hello, I would greatly appreciate your advice. I have been interest on my saving as gross at the present moment. My circumstances have now changed as I have just received some money. I receive £4,669 benefits per year, which are taxable benefits, and my savings interest at present would not take me over the £6474 tax…
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Is this Lloyds TSB Internet banking survey legit?
Sometimes when I do my online banking with Lloyds TSB, I keep being invited to do an online survey. The first part of the survey form URL address started with the following: https://survey.euro.confirmit.com/ .... 1. Is it legit? 2. If you feel it is, then how do you know for sure that it actually is legit? 3. Have all…
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Any advice please?: Pru International Fund and Invesco Perpetual Managed Fund.
Greetings all...! I'm looking for a bit of advice from someone a tad more savvy on investment funds than me! My current mortgage is part repayment and part endowment. The endowment part is with Prudential (originally with Scottish Amicable, but there was a take-over thing). My endowment is in two funds: the Newton Managed…
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The West Brom BS
What is the current status of The West Brom BS, we have an existing E-Bond and have been offered a Pre-Maturity Option to re-invest into a new Fixed Rate Bond. Not sure whether to do so or not, a few months ago there was concern about the status of the BS, what is the situation now.
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Tesco save as you earn/buy as you earn
any opinions as to which might be the best bet £50 a month 5 yr save as you earn or £50 before tax buy as you earn
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Feels like the Weimar Republic, circa 1933
Seriously, with the ££ billions being printed every month, insane amounts being flung away on basket cases like RBS, a few trousering ££ millions while others are being laid off all about, more ££ billions in dodgy PFI wheezes, a looking-glass world of the EU, casual acceptance that it's OK for every household to now 'owe'…
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Bond is ending in two days time, but have heard nothing from barclays.
Hi, 9 Months ago I opened a bond with Barclays, I placed £6,000 in the bond. Since placing the money in the bond It has been out of my mind, but something jogged my memory just now and realised the bond ends very soon. After checking out the paper work which were sent me when I opened the bond, I found out that it matures…
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What do you do with your savings?
I save because I'm tight, I save because I want security, and I save because I want for nothing. That said, I have been saving hard, and working harder, and now I have a reasonable amount of money in the bank and I have no idea what to do with it. Not enough for a house, and I dont want a new car, nor a holiday. So I guess…
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Childrens account?
Hello, I would like to open a savings account for my child which I have access to. I will use this to save for both long term savings and short term. For example I would like to save up for a new pc for my son and would do this in his account then withdraw the money to buy the pc. My sosn nan is giving £500 to start the…
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Closing Nationwide 60 day account
My Mother banks with Lloyds Bank. They offered her an ISA and said they would therefore arrange to close her Nationwide account. She was then advised by Nationwide that only she could do this. Nationwide have written to her saying that the account has been closed. The problem is that she was promised by the Natwionwide…
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Halixfax sharebuilder vs discount brokers for investing?
Bit about me, im in my 20s, self employed and after some reasearch it seems a stocks and shares ISA is the best way about going about investing for my retirement compared to a pension. I have no investments, pensions or savings at the moment. I recently signed up for a hargreaves and lansdown self select ISA under the…
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Ombudsman decision
Basically bought shares ages ago that it turned out I could nt sell. Made complaint to ombusmen and this is there conclusion after a 2 yr process. Decision It is my provisional decision to uphold this complaint. I direct the firm to pay Mr X the difference between the full cost of his individual investment in Trixter and…
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One Year Fixed rate bond
Have just set up a 12 month Bond with Julian Hodge based on MSE recommendation at 3.7%. Found out today Coventry Building Soc are offering 4.3% for same thing but this is not mentioned on this site. Have I missed something?
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NSI Index linked certs-worth buying into??
http://www.nsandi.com/products/ilsc/index.jsp just wondering..
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Best place for £100k+ for a month ?
Hi all, Just selling my house and have £100k+ equity after mortgage redeption, but can,t buy my next house for a month. So I need an instant access saving account to give me max interest for the intervening month. Any Ideas? Many thanks Ron
