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Best place to put £100k for a month
Hi all, Just selling my house and have £100k+ equity after mortgage redeption, but can,t buy my next house for a month. So I need an instant access saving account to give me max interest for the intervening month. Any Ideas? Many thanks Ron
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MSE News: Investment bank fined £8m for gambling clients' cash
This is the discussion thread for the following MSE News Story: "Investment bank UBS was today hit with an £8 million fine after traders gambled clients' cash without permission and tried to cover their tracks" Read the full story: Investment bank fined £8m for gambling clients' cash
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Halifax Web Saver Reward - 2.50% fixed
I have this account. If I recall correctly, the rate is fixed provided: * there are no more than 4 withdrawals (rate goes to variable on fifth withdrawal?) * additional deposits are allowed * fixed for 12 months from initial deposit Having checked my account, there have been two withdrawals. I've recently transferred some…
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Is this a good savings Bond?
I've just came across Birmingham Midshires who have a 3 yr fixed bond at 4.65%, 90 days penalty on withdrawal amount. Anyone any opinions on this as I have a lump sum sitting waiting to be put into a Bond at the moment?
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Short Term Bank account with interest
Hi, hope someone can advise. I have £45,000 to deposit in an account before I make a decision what the best option is to invest it. Can anyone advise on the best high street bank to deposit. Thanks
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Bank charges ??
Hi all, I just looked at my account today and noticed that my bank has charge me £100 becasue they made direct debits payment when I had no money in my account. Can they do this it as it seem a lot of money to me ? so insterad my accoutn being -40 its not -140
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£7,000 to save
I won £7,000 and I'm looking to put this into a savings account up until April 2010 and then top up my and my wife's ISAs. Any ideas? I would also want easy access to, or part of, it Thom
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First Direct ISA
after seeing on this site that First Direct were offering 3% for a year on ISAs I applied for one in order to transfer an existing one in from Alliance and Leicester (who are now paying 0.10%) and also to pay in the full amount for this year. On their application form they asked for my current salary which I declined to…
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compound interest
is there ANY SAVINGS INSTITUTION in the UK which offers Compound Interest on Savings,or is this the proverbial needle in the haystack??
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MPC to announce further actions at noon, could this be an opportunity?
Very soon the MPC are to announce their proposed actions : "The Bank of England is expected increase the amount of new money being created to £225 billion today, and maintain the interst rate at 0.5%." As im new to investing, what would this mean for opportunities? I have read this announcement could force the pound to…
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Savings
Hi Can any one give me some suggestions. I have just been made redundant and am in the middle of selling my house. I'm looking for a really good savings account to put my money in before I find the next house to buy. As it is a house deposite I think I'll need to be paid interest monthly (am planning to buy in Jan) and…
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Invesco Perpetual High Income
Is anyone else getting frustrated with Neil Woodford and this damn fund? Yes, yes, yes we keep hearing the defensive stocks are coming to the fore, but having been in this for six months I've sat back patiently while it has significantly underperformed other UK share funds, waiting for catch up and day after day I watch…
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ISA Help.... paying into an old one, can i open a new one?
Hopefully this will be a simple answer A MINI Instand Access Cash ISA was opended in Jul 2007 Payments have been made into it this year (after April 2009) Can a new ISA be opened this year, or will it have to wait until next year?
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Savings life/death dilemma
Hi guys, I've been a big fan of MSE for some time now but this is my first post so be gentle! I have a query on behalf of my father, who at the moment is by my mothers bedside at the hospital cancer ward. 5 years ago my grandfather died and he left his estate to my grandmother, who in turn gave the money to her daughter…
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Halifax xmas savers
Im worried and concern, my building society Halifax, sent me forms to being a xmas savers account, started it in the early spring, it ended in october, but the money is missing halifax seem to have little knowledge about this savers account and they say it belongs to barclays bank, but they use halifax forms to start this…
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Where did you investors learn the ropes?
I want to learn more about investing so in the a couple of years I can begin building a retirement pot. How did you all gather the knowledge you needed before you invested? Books? magazines? Newspaper commentary? Online courses? Or are you trained in finance and work that area? Do you keep a close eye on what investors…
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How to invest £50,000?
Hi I was wondering if you would be able to give any advice on how to invest a one off sum of £50,000? I do not own a property, I have approximately £8000 in cash ISAs and no other savings, I owe about £1800 in student loans (low interest). I am a mature student and I have a bursary. I would like to save relatively risk…
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Prudential closing a shed load of life/endowment/pension funds....management charges?
Greetings all...! I'm looking for a bit of advice from someone a tad more savvy on investment funds than me! My current mortgage is part repayment and part endowment. The endowment part is with Prudential (originally with Scottish Amicable, but there was a take-over thing). My endowment is in two funds: the Newton Managed…
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ISAr NS&I?
With some ISA offering low interest, would it be wise to take out the money and put it into the new National savings bond at 3.95% and pay the tax?
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NS&I or ISA
With some ISA's giving low interest rates, would it be better to move the cash to the new 3.95% national savings bond despite the tax?
