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ISA Saving in Jersey
Can anyone help? My sister lives in Jersey Channel Islands and is wondering if she can have an ISA there, she hasn't heared of it before, does anyone know?
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mvr, market value reduction
hello, i'm new to posting a thread and to this site so i appologise if i am doing this wrong or in the wrong area. i just wanted to ask if anyone knew anything about mvr's on a bond. my hubby and i took out a five yr investment plan two years ago of £35,000 and have recently needed to take some money out, we contacted…
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Salary in UKP or Euros....what would you chose?
The firm I work for abroad have offered for next year to change how I am paid, so instead of UK£ it 'could' be in Euros (or even USD$) if I want it....based on the exchange rate at the day in the month when the monthly invoice is submitted. I'll need to open a Euro account in U.K. so will lose on currency exchange when I…
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N.B. ICICI multi-year Fixed Term A/Cs - Interest is not compounded
I have a 2yr Fixed Term account with ICICI, with interest paid annually. I have just discovered that the interest paid at the end of the first year is NOT compounded into the Fixed Term account, but is paid out (where it goes varies). In my experience this is an unusual situation. I'm used to Fixed Term accounts…
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I've inherited a L&G Managed Monthly Income Trust Unit Trust
It has 10k in it and seems to get £50 paid into it each month. I've tried looking online to see if its a good unit trust and apart from finding some stuff on the l&g website saying what they invest in (mixed risk) I can't find any info. Is it a good unit trust? Thanks.
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Savings Advice, I am in a pickle!
Hi everyone, I am about to ask the million dollar question...what is the best savings account at the moment. I have about £40k to invest. I am looking for something that there is no risk to. I have always had instant access accounts but saying that I have never touched it. I do like the idea that I can get it if need be.…
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saving for my childs future
we are currently paying £10 a month into a halifax savings account, for my daughter who is 2 (its the childrens saver that paid 10% for 12 months, but is now paying less than 1% i think)and i was wondering if there were some other means of investment i could do, to get a better return. we already have a child trust fund…
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Probate/ Tennants in common
My mum has died. she left a Will. There is not a large amount of oney left but she was Tenant in Common with my father on the property that my dad lives in (mum was in a residential home). We only recently had the Tennants in common put in place following advice from the solicitor. The position now is that Mums portion of…
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question on gross/aer
whats gross/aer mean?how do you work out net return? i found a regular savings account that pays 4% gross 4% aer going to pay £100 a month(12 month payments) what will my returns be? thx
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Savings - Where to go??
Hello! I am very new to forums & Savings advise, so please be gentle. I am in a fortunate position where I have £55K to save, I received my quarterly statment from my Bank and was extremely dissapointed with the interest. So am ready to move! I need advise on what to do next! I am not prepared to take any risk but am ready…
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Barclays Saving Bond Problem
Hi Everyone I opened a 9MONTH Saving Bond at a Barclays branch 31st Jan 2009, when i opened it i was told it would expire on 31st Oct 2009. Yesterday i went into branch to get access to my money from the bond, and i was refused and told the bond had been rolled over and and i will only be able to access the cash in 2011.…
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ISA and pension confusion!
Hi, I am racking my brains with trying to sort out my pension plan, and savings. I do not trust pension schemes, so i want to open an isa account for my pension (which i know i will trust myself not to touch) and have isa for when i need money e.g deposit for a mortgage. I have an isa with halifax which i have realised…
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Saving Accounts with Instant Access
Anyone recommend any Savings Accounts with Instant Access
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advice please on Lloyds forthcoming voting.
I have just received a voting form from lloyds about the forthcoming AGM and a list of resolutions to vote on. I have these shares as i had Banl of scotland shares and lloyds took these over. Due to the state of the market and lloyds, i have no idea what to vote for. I'm not up with this banking jargon so blind on what i…
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Trust Accounts for depositing a legacy
Sadly, my father died recently and I am the sole executor of his will. He left my son approx. £40k but stipulated that he was not to inherit this until he reached 25 (he is 21 now). Accordingly, I need to find a 'Trust' account into which I can put the money (in my name, but with my son nominated as the beneficiary). It…
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Probate/Interest question
I am currently applying for probate with regard to my late father's will and have been told that it can take at the very least 6 - 8 weeks and possibly a lot more. Can anyone advise me as to whether a savings account carries on receiving interest up to the date they receive the Probate Office's 'letter of registration'…
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Speed of transfer
Hi I just (Saturday 7/11) moved my Coventry BS balance to my nominated Barclays account (to buy NS&I bond). How long does this usually take, please? TIA Vigman
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West Bromwich E Bond 21 extension offer
Hmmm - just got a letter from West Bromwich Building Society regarding my e bond issue 21 opened earlier this year for 1 year I think. i.e. existing bond is to May 2010. They are offering an extension to the bond (with funds from the existing bond being transferred over if I sign up to one of following) 18 months fixed…
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Just how good value are ISAs?
We're both in late fifties, retired early and have built small portfolio of both cash and equity ISAs between us. Have been wondering about investing to new limit but rates look quite low compared to one year bonds. E.G. in most cases paying 20% tax on 1 year bond at 4% looks better return than 1 year ISA at 3% - am I…
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Advice on savings account
Hi all, We currently do all our banking with the Halifax suppose partly because of their internet banking and also because the branch is handy. Though considering moving some of my accounts from them. We have about £3000 in a web saver account I think I have just saw this morning that this account is only earning o.1%…
