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Is it safe to invest with BOI?
Hi folks, I've been looking at the Fixed Rate Cash ISA at the Post Office and I was wondering what peoples thoughts are about investing your money in the Bank Of Ireland? They say you are protected up to €100,000. I'd appreciate your thoughts please! :) Thanks :)
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Redundancy Payment - What are my options?
Hi Experts, I'v recently been made redundant and I was lucky enough to get another job within a month. I have my redundancy payment (around £20k) in my current account and I want to do something with it which will give me a nice return in a year or two. I've been looking at short term savings accounts ~ 1 - 2 years fixed.…
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Online Savings Application - Address History - Question
Hi Folks, after much contemplation, I have finally decided to go ahead and open a Sainsbury's bank 3.20% online savings account. I have decided to open a joint account with my wife so that she will have access to the money if something happens to me (just in case). However the savings I will be putting in this account are…
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Can I give money away to my other half?
Hello. I am a higher tax payer and my other half pays basic rate (cohabiting unmarried couple for 10 years with a child age 6) My question is can i just give money away to my other half for her to save in her name. Of course the reason i ask is that she will pay less tax on any interest accrued. we are not talking big…
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Control of children's savings - how does it work?
Husband and I are looking at setting up a savings account for my 9 year old step daughter. Looking at the accounts, it seems that up till the age of 7 accounts are held in trust and the parent controls withdrawals. How does it work after the child is 7? We want to use the account for SD to save for more expensive toys etc…
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Arrrrrgh!!.............Why do I bank with LTSB ?
Whatever you want to do - you just know there will be an issue :mad: Opened an NSI bond 2 weeks ago funded from Natwst - no problems Thought I'd do another funded from LTSB.. Checked with the branch if there were any llimits/restrictions on on-line Debit card transactions - "NO as long as there are sufficient funds to…
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Can someone explain 'portfolios'
Hi I'm very good at saving (well i think I am) not blowing money on things I cant afford etc. I have a few thousand in shares and around 14k in various ISA's and a random selection of savings accounts, but I feel I should be saving a bit more smarter. I want to save a healthy lump up to buy a second home in say 20 years,…
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Best way for a couple to save
Hello, newbie here looking for help. My partner and I (unmarried) want to put away our child benefit money, potentially to pay for our kids' university costs. If it was me alone, I'd probably put the money into an equities ISA to benefit from the tax-free allowance and hopefully to see the most growth, given that the…
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Do you think this would work ?
Delete due to privacy on here.
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need 2 save 5k
hiya all, i want 2 save 5k in a year, i will b putting £50 a week away, and any other bits of spare cash i have. im wanting a new car. ive have been looking today, and the one i want is 10K. they will give me 2k for my car. so im hoping the price will drop for the car i hav seen. i have a savings account with my bank…
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Jupiter Merlin
I was having a look at alternative ways of investing into funds and revisited the Jupiter merlin cautious/balanced/growth and worldwide funds which as many of you know are fund of funds . I have my own portfolio of about 15 funds that I think is balanced. There are a few of my funds listed as part of the prefered jupiter…
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Norwich & Peterborough Society Regular Saver
Can someone settle a dispute for me? Am I limited to only depositing £250 per month or can I make an initial lump sum deposit along with the £250 per month? Thank you in advance!
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How long should it take to transfer money
Apologies if this has already been done to death but I have searched the forums to no avail. I am looking for advice on the best institutions/mechanisms for inter bank transfer as I have had a surreal week where I can't seem to "lay-off" money from my nil interest Halifax Reward Account. On Tues (10th) my 6% investment…
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Old savings account???
Hi there, I hope this is the right place to post this! My hubby was sorting through a lot of old paper work earlier and came across an old Woolwich Building Society Prime Gold Account passbook which shows it was last used in August 2002 but has money still in. He's pretty sure that if he had closed it then it would say so…
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Halfax Websaver Interest
Hi I'm applying for a fixed rate Halifax web saver and there is an option to get your interset paid annually or monthly? What is the difference in terms of which one would be most beneficial? thanks
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Advice on savings
Hi I was hoping someone might be able to offer some advice on the best option to take for my savings. My situation is that I wish to save as much as I can over the next 4 years to use as a deposit for a new house. I have a small business which takes different amounts of profit per month which will contribute to my savings.…
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What is the best savings account for 30,000.00
I have £30.000 to invest and i want to find the best interest rates for a year, last year i got £1.080.00 interest with tax deducted but this year im shocked that i will only get about £70.00 i was not advised that the int rate was lowered. i was relying on this money for xmas and im devistated. i want to move my money…
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How much are my shares worth?
Hi I've been fortunate to have had some shares transferred to me. I've never had shares before so have a newbie question. I want to find out how much the shares are worth in total and I'm not sure I'm working out the value correctly so would appreciate some help. The share certificate says 640 ordinary shares of €0.10 each…
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£15k by April 2011
As the title says I want to save 15k by April 2011 for a deposit on a house. Now I want to be able to save it quicker than that but thats a realistic goal. So far I have nothing at all so I am literally starting from scratch. I have spent a good while paying off my debts I still have to pay off my mum at £200 a month and…
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Halifax Web Saver Extra Rate Increase 2.80%
Linky to site It looks like this account is rising from 1.50% to 2.80% on Monday. While there are better easy acess accounts out there, this one is quick and easy to open online, and could provide a decent home for the proceeds of the 6% Guaranteed Saver Reward and 5% Web Saver Extra accounts that were opened 12 months ago…
