-
Ulster eSavings Plus to Pathway
Hi all, long time reader here. I currently have a Ulster eSavings Plus account, and this is the last month of the (6 bonus) period I have now opened a Pathway account as it will give me another 6months with a better bonus, Now I was trying to workout if it was better for me to wait until the end of the month and then…
-
30K to invest longterm
Hi, I want to invest about 30k in something for about 5 years but i'm not sure what. i don't want a fixed term as i think interest rates will increase in a couple of years time. I don't want to take too much risk either. does any ones have any ideas? i've been thinking about investing it in a managed low risk share account…
-
£5500 Into Premium Bonds, am I mad???
Hi. My last Fix term Bond term bond taken out last year is nearing its end and I will be receiving back my savings and my intrest which will total around £5500. I have always hunted for decent rates, but I also dont like tying my money up for more than a year. I have never really been a fan of Premium Bonds, though I do…
-
Who underwrites tesco/Are tesco a 'bank?
Hi all, I'm hoping this is a simple question but one I don't know what to google for... We are after a simple savings account to build up some cash for new stuff for our house, so a tesco savings account seems like a good plan (we can pay cheques/cash in by just walking over the road :) ) However... my boyfriend keeps…
-
Maximise Interest on £14,000 ?
xxxxxxxxxx
-
Post office accounts, do they do credit checks
Do post offices also do credit checks like the banks do?
-
Invest or Spend?
Hi I have not yet got on the property ladder but have 100k in a bond which is about to mature. I dont whether I should buy a property and take advantage of the Government's Home Buy Direct Scheme or hold off another year and invest in a one year NSandI Bond. Any suggestions?
-
Interest calculation
Only a quickie... When OH's fixed rate with Halifax ran out in September, we put the funds into my Websaver Reward while it still had the 5% rate. It ends in a couple of weeks so I'll need to split this money off again from mine, plus relevant interest. Seems a straightforward calculation, but just checking... is this…
-
Cazenove Absolute UK Dynamic fund
Hi I wonder if anyone out there has invested in this fund and is beginning to question why there is a 20% performance fee when the performance so far has been considerably less than the 10% growth per annum suggested? The other thing that bothers me is that Cazenove don't give any details of the holdings the fund is…
-
Emerging Markets Bond
I am interested in investing 2000£ in a Emerging Markets Bond. I am looking for suggestions in this regard.
-
£10000 to invest
Hi MSE's...:money:.I Want to save £5000 in a 1 year bond and £5000 in easy access. any ideas:confused:
-
Natwest e-Savings: Replace & Extend Offer?
On the rates tab for the Natwest e-Savings account http://www.natwest.com/personal/savings/g1/instant-access/e-savings.ashx#tabs=section4 a rate is given in the 3rd table down for 'Replace & Extend Offer' with a bonus of 1.4% (from 1st October). What is this? I can find no other reference to it on the site for an…
-
Halifax Personal Investment Plan
Hi, I was hoping someone could help me out with this. My mother who recently passed away had a Personal Investment Plan with the Halifax. The sum she invested was 70k in September 2007. I have found the last statement dated September 2009. The plan value is now worth 45k as she withdrew around 16k from the original…
-
Child saving accounts
My mother has been saving money into accounts with B & B for my 2 children for a number of years. The accounts are in their name. Currently the rate of interest on account is 0.1% and she would like to move the money to another bank to get them better interest. She was told by B & B that it was not possible and the money…
-
ISA's
Is it not about time the banks were brought to task over cash isa's? How come I can get 4.3 % gross in many places, including NS&1, but only approx 3.3% on an ISA which allows balance transfers. Are the banks taking u for mugs - as usual!!
-
Where should I save £350 a month?
I have £350 a month to invest but am unsure where to out it. I thought about a regular saver but the limit seems to be mostly £250. I don't need access to the money for about 18 months. I did wonder about one of the corporate bonds but I'm not sure how they work. Any advice would be welcome :j
-
New offer from close bros
www.closesavings.co.uk/premiumgold.asp
-
Scottish Widow and Scottish equitable
Doing some research for my father in law He needs to know if these companies are now one or if they are still seperate? I have googled loads, but no conclusive result Sure its an easy answer and one of you guys will know Thanks in advance :)
-
Constantly switching accounts
Hi Can you frequently switch accounts to get the best interest rates? Thanks
-
Choosing 1 yr or 3 yr fixed rate - decision time!
After considering all options I have now narrowed my choice of bonds down to 1 yr fixed savings bond NS&I 3.95% or Birmingham Midshires 3 yr fixed savings bond 4.65% which has 90 days loss of interest penalty if need be. I have between £20-25000 to put in one of these which I could afford to tie up. Could someone please…
