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Egg ?
Is EGG a reliable organisation to do business with bearing in mind it is part of an American bank ? Any advice gratefully received.
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Barclays Wealth FTSE Generator Bond 6%
An earlier question prompted me to look a bit deeper into guaranteed equity bonds. This appears to be a new product: http://www.barclayswealthprotectedinvestments.com/pub/doc/product/265/10799%20BWL1227%20FTSE%20Generator%20Bond%20Issue%20-%20September%202009%20-%20Brochure.pdf Most bonds appear to be for a fixed term and…
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Finally ready to store 75K
Hi, I have asked a couple of times for advice so far, but my situation keeps changing - so I am sorry if you already have advised, but I wanted to check! I have 75K to save for 9-12 months (split between my wife and I so I guess we will open either a joint account or two identical accounts to keep under 50K each). Chances…
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investec structured products, any good?
Hi guys, I have been looking at structured products as I am a complete newby to investing. I quite like to look of these two:- Investec FTSE 100 Geared Returns Plan 11 Investec FTSE 100 Enhanced Kick Out Plan 6 The Geared Returns plan aims to return Capital + 40% after 3 years or 80% after 5 The Kickout plan aims to pay…
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Found share certificate
Have recently found a share certficate (in my name) I had no previous knowledge of. My mother must have lodged this with my bank . The Certificate is for Nottingham Corporation 3 per cent stock. (irredeemable) and is date 30th August 1974, to my knowlege I have never received any interest. Any idea on who I can contact…
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18 Year investing
I am looking to invest around 100 pounds each year for my nephew. I was hoping to do it in a way that wasn't just handing over cash. A friend said she knew of someone who did this by buying a crate of wine each year. Any ideas what this might be, or any other suitable ways of investing for his future without just giving…
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Standard Life 10 year savings plan – MASSIVE shortfall
My wife has recently received notification from Standard Life that her 10 year savings plan, which has had a fixed amount of £50 per month paid into it, is approaching maturity. Simple maths tells us that she has paid £6000 into the plan. However, the final sum which is about to be paid out is a little over £6067!! What an…
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Shares & Capital Gains Tax
Hello, I am looking to buy some shares and I would like someone to help with exemption thresholds & what the HMRC office refer to as the Bed & Breakfast rule. The question is; If I buy shares and dispose of them within one tax year period, declaring a profit below the applicable Captial Gains Tax threshold before 31st Oct…
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Aldermore Madness
I opened an Aldermore ISA account so I could do a transfer from my B&B ISA. I applied by filling in my details on the internet but got an email saying i needed to send proof of ID. I sent that off to Aldermore with a note saying please post me an ISA transfer form as my PC doesnt have a printer so i couldnt print one off…
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savings
hi,i would like to invest 5 grand
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Rainy Day Savings
Morning all, I've saved some money for a 'rainy day' and was looking to put it into a savings account and pretty much leave it there until I need it. I have an instant savings account but looking to move it somewhere different to remove temptation from using it as well as getting a better rate. I remember that savings…
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Moving Money Around Accounts
Hi - I have recently opened an Egg Savings account. Currently hold my money in ICICI - the problem I have is that to move money from ICICI I have to do it through A&L which is my linked account. There is 50K in the ICICI account at the moment and worried that it will look funny/dodgy - like money laundering if I am moving…
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Egg Guaranteed equity bond
Hi, Could anyone tell me if this is worth a shot: http://new.egg.com/visitor/0,,3_101404--View_2140,00.html?refer=EggHp Thanks
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how do tracker funds gain in value over time?
I am trying to understand how trackers/ETF's and growth funds for that matter can gain me value over time. What I mean by this is if I buy £1000 worth of a fund, after 10 years this fund may or may not have gone up in value depending how the market is at that time, it could have doubled after 5 years but slowly gone down…
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Please advise! Which bank shares should I invest in?
I have a spread of investments, and have some capital I am prepared to take more risk with in return for possible big returns. I am assuming around 5-10 years to see the possible returns. Which of the major banks looks like the best option to buy shares in? Should I go for one like RBS? What happens to the shares if they…
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Best place for high interest savings account?
Not sure if this is the right forum to ask..:confused: I have about £10k currently in a savings account which i noticed is earning £3 a month interest.. surely that amount should be getting more interest? hopefully a helpful person on here could point me in the right direction for finding a better savings account? perhaps…
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FSCS £50,000 protection v Offset Mortgage
If you have over £50,000 of savings linked with an offset mortgage and the bank goes bust do you end up still owing the full amount of your outstanding mortgage but now only £50,000 of savings as guaranteed by the FSCS? Or, do they write off as much of the mortgage as possible with your savings before applying the £50,000…
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Is Egg's 3.25% account now withdrawn?
The reason I ask is that, although it's still listed on MSE, I've noticed just now that the savings account has vanished from 2 other savings account comparisons sites (which puts 'games-playing' I.N.G. back in the no.1 spot).
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Lloyds Gross Interest
Hi there, I'm a bit annoyed with Lloyds. First I had to wait half an hour although I had an appointment because the counter staff just "forgot" to let my adviser know that I had arrived... Now, I'm even more annoyed. Actually, I'm eligible for GROSS Interest. I've told this my Lloyds adviser when I've opened another two…
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Who is the "best" provider for regular share dealing?
Does anybody have experience with regular share dealing platforms (such as the Interactive Investor Portfolio Builder)? Would anybody recommend any particular service? Many thanks for any advice, SM
