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Regular saver ISA for those paid weekly
My DP has no pension (at 41) and I have finally managed to get him to pay into an ISA. It something at least! I've got him a got a good deal with First Direct at 7% for the first year (switched his awful Yorkshire Bank account to FD a few months ago), but he has to pay into the ISA regularly each month on the same day. The…
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Halifax-have screwed us over...they set up the wrong savings account...please advise!
Hi all, I would be grateful for some advice on this matter. Last year , July time ,my wife had some money to invest. After looking around my wife decided to invest it in the Halifax . This was a web savers account. at 6% interest. Becuase the amount to be invested was in a cheque, the Halifax suggested making an appt with…
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Egg and Firefox
I have been trying to transfer money into my Egg Savings account, using Firefox and I can't get past the 'Verified by Visa' stage. I have the NoScript add-on and have added "authenticate-cardholder.com" to the whitelist. This enables the 'Verified by Visa' to load and ask for the password, but what still doesn't work is…
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Is being a debt free student feasible?
My current situation is as follows. I have £3000 saved toward university costs; with one year left to go (Will be entering in September/October 2010). Furthermore I have support from my parents amounting to £1,200 per year for each year I spend at university. (Total to date: £6,600 of costs met) The total cost is probably…
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Where Do I Start?
I've just cleared all my debts by selling my house, and I am currently renting just round the corner from my partner - location is perfect (well, not quite, but from convenience point of view!). I am retired, pensions income entitles me to Pension Credit when I have no capital. One of my previous creditors forced a CCJ, so…
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Chelsea BS 6 month bond, paying 3.70%
Chelsea BS will, on 5 September, launch a 6 month bond paying 3.70% SUMMER BOND 2009 (NO ACCESS) SHORT TERM: to be launched on 5 September it's a fixed term account maturing 22.3.10 with a minimum investment of £1K paying 3.70% yearly. No earlier access permitted. Additions will be allowed whilst issue the remains open. It…
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First Portfolio, please help!
Guys, As it it looking more and more that stuctured products are not always as good as they look, I thought I may look at creating a Funds Portfolio. I have had a look and Hargreaves Lansdown and came up with the below. This is maily based on what I liked the look of, either the invested countrie or the invested sectors.…
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Jane
Hi, I have saved about £16,000 and want to put it in savings for my future (I'm 54). Don't need to have access to it for a while but want to add to it now and then. Would like high interest! I am going to start a cash ISA so that takes care of the £5,000 of it, which is the best saving institution for me for the rest? Any…
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Nat West ISAs down
each tier around 0.25% https://www.emoneyfacts.co.uk/news/savings-news.aspx?newsarticleid=188887
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RBS Royal (corporate) Bond offering 5.3%
Interesting article on TIM regarding RBS corporate bond offering 5.3%. http://www.thisismoney.co.uk/investing/article.html?in_article_id=490270&in_page_id=166&expand=true#StartComments I thought I would post it here since it offers an interesting alternative to fixed rate/term accounts. Some important issues to consider:*…
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advice on new isa/savings account
I currently have around 5000 in a natwest isa which is giving me next to nothing as interest so I want to move it, however I will likely be spending the majority of this money in about 6 months time going travelling. what would be the best thing to do? I've seen that ING have a fixed rate 3.2% savings account which could…
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Better rates for individuals
Hi all. I have a limited company with some savings, lucky me, but business savings accounts pay very poor interest compared to accounts in individual's names. I am the sole director of my LTD company and there are no staff, is there any way I/my firm can benefit from an individual savings account rate but using the…
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Investment advice
Good Afternnon Just gone through our various accounts - we've accumulated just under 30K, but think I should be managing this money a bit better - any advice welcome, or should I see a financial advisor - how do they charge for their services? £9500 in old Halifax liquid gold in son's name (aged 13) - this is an…
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Buying shares
I would like to buy my husband one share of dc comics as a quirky christmas present. Does anyone know the best place to start? :o
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Childrens Savings
Childrens accounts are offering dreadful interest rates at present worse than the adult accounts. I looked at Chelsea paying 2% but am considering a 1yr bond with Northern Rock at 3.75% which they can do as they are over 14. Any other better ideas.
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CGT advice please
Just had an email from Fidelity reminding me about the new limit next month. I want to do some transfer/sale of UTs and hope somebody might advise me of the right or wrongs. Not if it's a good idea or not. 1. UT held for about 20 years. Bought for £300 now worth £10,000. Want to move it into an ISA of the same UT. 2. UT…
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Buckinghamshire BS launch 6.25% regular saver
Buckinghamshire BS will today a launch 6.25% regular saver: CHILTERN GOLD MINE : A one year fixed term fixed rate regular savings account with a minimum monthly investment of £50 (maximum £250) paying 6.25% on maturity. 12 consecutive payments required. Payments cannot be amended during the term and no extra payments are…
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Advice needed - New Savngs Account
Hi all, just popping over from the credit card forum where i have been figuring out how best to get rid of my debt. Essentially i got a new MBNA card with a no fee (1.9% rate) money transfer which will wipe my loan and overdraft out. It's £2260 which i plan to pay off over the 12 months i have this 1.9% interest rate - I…
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Is the interest taxable?
Hi, I got an interim payment from an accident claim for general use i.e moving house etc, I put the money in a e savings account, will I have to pay tax on the interest made? I am unable to work due to the accident, my partner works and we claim children's tax credit and I also receive DLA, will this effect my children's…
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A balanced portfolio
Which of the below would you drop and what would you add for a portfolio that is will outperform the best fixed deposit savings rates over the next 5 years? COMPANY . . . . . . . . . . . . price . . . . . . .volume ANGLO AMERICAN. . . . . 1951.58 . . . . . 500 ASSOCIAT BRIT FOODS 795.50 . . . . . . 1000 AVIVA . . . . . . .…
