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Investing for my child - ISA or pension?
Now that my eldest child is 16, I would like to put half of all the child related benefits away for her future in all probably about £100 to £150 a month. I am torn between putting it in an ISA (in my name) and using it to help her through university. Or putting it in a pension fund - she already has a pension which her…
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best place to save £100 a month
Ive now got £100 month spare so to speak, just wondering where would be the best place to invest, ok its not a huge amount i know. Ive already got a decent pension pot, and save £400 a month with my bank. To add: i wont need to access the money for years so im not bothered about instant access
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best account for 17 year old with cash point card
Hi Guys my son is 17 and wants to open up a bank account , that he can use with a cash point card . he already has a bradford and bingley building society account with access via a book only so guys which is the best account for him and what high street bank will give him a cashpoint card at 17 . he will be 18 at xmas and…
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Egg savings
After just opening an Egg Savings account, how do you find out your account number in order to make a deposit to it from another online bank account? I know you can use your debit card to do it, but surely with faster payments it would be quicker to do it from online account to online account? I don't see any account…
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Which savings account
I am running an experiment at the moment. If money is in our account it gets dribbled away and we are always disappointed by the end of the month with how little there is left! So I am planning to nab say £500/600 from the account at the beginning of the month and putting it into a saving account. However I really need to…
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NS&I Index Linked
I have £15,000 invested since March 2007. As a standard rate tax payer would I be better moving it to a.n.other savings account? Many thanks for any advice you may have :beer:
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Saving Accounts for 10,000
Hello Guys, I need to put away 10,000 (Sorry my pound sign is not working at the moment). Can anyone suggest any good bank accounts that are good and allow you to save 10,000 Thanks for any helpful replies
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Having all credit linked to the same address
Hi, Martin's advice about credit rating states that you should have all bank accounts, mortgages etc registered to the exact same address. However the problem for me is that the post office and the council number the flats in my block differently, ie the council numbers my flat as 2F1 while the post office address finder…
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Opening an account, appointment necessary?
I want to open a regular saving account can i just turn up to any branch any time to wait to speak to someone or must i get an appointment first? when you ring up the branch number you can never seem to reach anyone :rolleyes: i dont want to go in just to make an appointment to come back another time.
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Take from offset and top up ISA ???
Not sure which forum to put this in as it could go in a couple. I have an offset mortgage and savings with Barclays. I have the same amount of savings as I owe on my mortgage,I believe this is the way to do it? In October I will be eligible to save £5100 in an ISA as I am over 50.Is it worth taking from my offset savings…
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Haven't a clue what to do with it!
Hey there, Very happily my dad just got early retirement and has given me some money. Its enough to pay off my credit card and have £3500 left over! Obviously I am ecstatic to get this huge unexpected boost and feel like a great weight has been lifted off my shoulders! :T The thing is, I have been doing the exact polar…
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Dilemma - Overpay vs. Cash ISA
I have a bit of a dilemma to consider at the moment and would appreciate the thoughts of you all to help clear my brain! My husband is happy with whatever I do, just can't be bothered to think about the issues himself as he hates all things connected with money, except spending it! We have a mortgage with Northern Rock…
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Alternative to child tax fund
Hi I have three children, two of which have been eligible for the child tax voucher. For my eldest(8yrs), I would like to open an account to give him something similar to the other two. Circumstances at the moment mean that we have only used the voucher of which both are in an investment CTF, and are not adding additional…
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Isa Increase ..when ?
As i recall the amount you put into a cash isa increases sometime soon from £3600 .. can someone tell me when that is please, as i am yet too take up my isa allocation for this financial year... And when this kicks in can we look forward to some healthier rates being offered as banks compete for our money ?
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Halifax reward
I have a Halifax reward current acc, where I receive a monthly £5 reward if I keep the balnce above 1k and pay in at least 1k per month. However after recent redundancy/early retirement,I find that my payments in will amount to about £950 per month. To keep the monthly £5 reward would it be ok to just say draw £50 from the…
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Banking Guarantee & Santander
We have family savings accounts in Bradford & Bingley and Abbey. Over the last week I have asked in both local branches whether the £50,000 Banking Guarantee will apply to both sets of accounts after the formal merger - i.e. a total protection of £100,000 - or not. In both branches, and from more than one member of staff,…
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A & L 3.15 instant access savings
Why is this a/c not in Martins Lists, nor is it in the "Daily Mails", just wondered
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Shares from employee profit sharing scheme - HELP!
This is my first post; I hope it's in the right place! I am recently separated after 12 years of marriage and am slowly wading through the mountains of paperwork relating the financial mess I find myself in. I have discovered that in 1999 I was issued with a number of shares as part of the Powergen 1998 Profit Sharing…
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Investment Trusts
Can anyone recommend a source of advice on Investment Trusts? Most Fund supermarkets only plug closed end funds probably because they receive commission. Thanks
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Is Loan Interest Tax Deductible?
My investment portfolio has done quite nicely over the last 9 months - I was cash only at the beginning of the year, and took a gamble and invested completely in the stock market, as I felt it had gone as low as it was likely to. Luckily for me, this has coincided with the rally, and so - so I have made almost £40k profit…
