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Stocks and Shares query
As well as having other savings account like instant access, monthly saver, and cash ISAs, I want to try to invest my money in stocks and shares. I have a few questions on this: * Does it mater what bank I go with to open a stocks and shares account? * I don't know what kind of stocks and shares account to open? When I go…
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My shares or my funds into new ISA?
Could somone advise me if I would be better off putting some of my shares, ETF's or some of my unit trusts into the new tax years ISA. I am a 54 year old male, do not pay HR tax and do not need to touch the money for 5 years or more. Thanks.
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what do you think
Me again another thought about saving and it is this thread that put the thought in my head. You/me are trying to think ahead and have money for a rainy day (s) What if we just have a little and then not bother, Just enjoy the now. I am not saying lets not save as you say we should have about 3 times your monthly out…
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2009 value of 2005 £1000
I gave my granddaughter a 21st gift of £1000 in January 2005. Her sister is 21 this weekend and want to make sure that she gets the equivalent value. How much extra to the £1000 would I have to give her - if any? Joan22
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A&L Direct Isa 5
How come a few weeks ago they offered 2.5% for under £9,000 and 3% for over £9,000 Now they are offering 2% and 2.5% respectively Tight sods :rolleyes:
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HSBC Interest Rates.... REALLY?
I just requested interest rates for all the different accounts I have with HSBC, I've collated the results as below: Account Net % Gross % AER % Current Advance Account 0.00% 0.00% 0.00% Cash ISA ? 0.20% 0.20% Regular Saver 6.40% 8.00% ? Flexible Saver 0.04% 0.05% 0.05% Is this as bad as it looks??? They actually stated…
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Fix you savings at ... 0.1%!
This one made me giggle: At least it'll protect against any further rate drops :confused: And MoneyFacts' comment... https://www.emoneyfacts.co.uk/news/savings-news.aspx?newsarticleid=184446
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Help/Advice regarding CGT allowance and Lloyds Open offer
I currently hold some Lloyds share which are currently around £5k up on my purchse price - I wanted to know if I was to sell these and rebuy sameday would I be able to claim that i had actually taken the profit this year and use it against this years capital gain allowance? The second part of this question is if I was to…
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will investment companies now move the goalposts
Is it the case that Investments companies will now work very hard to drive our investments back up to worthwhile levels. I have an uncomfortable feeling they may be considering ways of closing our ISAs or whatever at their present low rates so that they need not strive to breath life into our diminished investments.
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Child Savings and the govenment money thing
Hi I'm hoping someone can help me. I had my first born in dec and since then people have given me moeny for him i have £240 in cash and then the is the governemtn £250 thing (forgot what it's called) I don't really know what to do wit it tbh. Should i invest it all together or speratly and where?? I have tried reading the…
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TD Waterhouse site-slow...?
Any other users noticed this? I think the server/feed needs upgrading. The site seems to have slowed of late and is glitchy and problematic. also it sometimes logs me out. Not good for efficient and timely trading. I've emailed them.
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Am I balanced or Unstable?
I put significant trust in peer review, so I would be grateful for any feedback, comments or suggestions on my portfolio. I am sure it would help others too. I would like to retire in 15-20 years time. I am looking for a relatively balanced portfolio with capital growth. but without being reckless! I am currently phasing…
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If you had 5k to invest in shares....
....Which companies would you invest in?????? Iam looking to invest 5k into shares, i already have lloyds shares which i bought for 44p. I want to invest another 5k in shares, which companies would you invest this 5k into???? kind regards...
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Sorus Fund Management
is this a godd dude to put £1,000 with or is this another Mad-off?
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Help with L&G US Index Tracker
Hi, I signed up for a L&G US Index Tracker which the literature says: "To track the capital performance of the US equity market, as represented by the FTSE World USA Index, by investment in a representative sample of stocks selected from all economic sectors (including a stock or stocks reasonably expected to be shortly…
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Daniel Hannan MEP: The devalued Prime Minister of a devalued Government
http://www.youtube.com/watch?v=94lW6Y4tBXs No uk media mention this video
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where shall I put it?
About to inherit approx 30k (give or take the price of a mush deserved holiday and a laptop) I have just finished University (with no debt other than my student loan) and I still live with my parents. What should i do with the money??? ... Use some of it as a depsoit on my first home is my initial feeling as I feel that…
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Do I need to move my ISA money?
I am probably being stupid, but I just read Martin's email and it says: Last Chance! Cash ISA year ENDS Sunday. Use it or lose it. Save at 3.61% tax free Every tax year, each UK adult can save up to £3,600 in a cash ISA, which is simply a tax-free savings account. Yet the 08/09 tax year slams shut this Sun. 5 April. Get…
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Foreign Savings Accounts
I hope this is the right section, but can anyone tell me if, or how, you can invest in foreign savings accounts with higher rates of interest than ours? TIA Vigman
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Investec - Is it safe
I'm thinking of opening a high5 account but a little concerned about its safety. I know its covered by the UK government scheme but there's the no interest period whilst a claim is made that negates any gains made over my present 2% rate. Any thoughts?
