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CREST eligible UK investments
I seen that mentioned many times and while I understood what CREST are, how do I find shares that are CREST eligible? :confused: It is just I was looking at Halifax ShareBuilder, It says: Certified withdrawal of stock: £25 per investment: This service is only available for CREST eligible UK investments So what does it…
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nationwide regular saver
http://www.nationwide.co.uk/savings/instant_access/regularsavings/introduction.htm does this mean they have amended the terms and conditions for existing account holders? I used to pay £250 in to the account to get the top tier, now I have to pay £500-£1000.
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The DON'T buy gold thread
Fed up with reading countless threads about buying gold. Without naming the Numpty on here who keeps punting buy, buy, buy gold. I thought I would post the opposite. My IFA of 30yrs, My fund manager who I have more faith in than a certain Numpty on here and his entourage who keep prostituting the yellow metal are going…
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Sainsbury's saver
Hi all, Any news back from Sainsbury's Bank about whether withdrawal of cash in the first year will affect the interest for the whole year (e.g. it's backdated). I was reading about the rate dropping to 1.25% if you make a withdrawal but just wanted to claify on the backdating part. Thank you!
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ISAs
Can someone do the calculation for me? What is the AER if you are saving £300 per month at 7% fixed for a year taking into account it takes the full 12 months to get up to the ISA limit of £3,600? Is it still greater than taking, say, a 3% fixed (if I can get one) for the whole £3,600 on 6th April? I am not taking into…
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Penny Shares
God I feel ill! In 1998 I (and my now ex hubby), bought 5000 shares in Emerald Energy at 2 1/4p each, cost us about £120 in total with commission, we split up in Jan 2000, and as we were both skint sold them for a loss. Shares now worth 420p each (21k!, oh what fools we are when we are young!). Does anyone know where you…
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How to buy gold (and sell it later without losses)
Since British Pound is going to become weaker I am thinking about safe heaven for my savings. One of the options is gold (and not gold derivatives!). Who could describe how to buy (and later sell) gold coins or gold species without overpaying too much to bank? I have not found anything on moneysupermarket.com about this
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£100 in 8 Building Societies............
As title says, I have had £100 in 8 different accounts (that is to say £100 in each account not spread across them all) I have been loathe to shut these accounts as I wanted to maintain membership of the societies. Am I doing the right thing or should I close the accounts andd pay a chunk off my mortgage?
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Should I buy RBS or Barclays shares?
If I buy RBS shares at 22p or Barclays at 85p, what compensation could I expect to get back from the government if each bank was nationalised?
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Help I want to save for 6 Months
I want to save for 6 Months and maximise my return but i cant find any regular saving accounts that only offer 6 month deals. Have you guys got any suggestion what i should do?:confused: Thanks in advance
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Can I stop IFA commission?
My IFA invested my portfolio with Transact a few years ago. Despite at least three requests to him for updates over the last 6 months (just generally asking how he sees the future) I haven't received the courtesy of a reply. I realise that if I act out of haste and withdraw all monies then I would suffer because I've…
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Genuine investment...or scam?
Has anyone heard of Maxnet? I did a google search for tax free investments and they came up. It seems to be some kind of spread betting scheme, you sign over a lump sum of £1000 or so and they use a pooled fund to place bets. The profits they claim seem impressive, and tax free! But is it all too good to be true?
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Egg Savings Account (Internet)
Thinking of opening this account but need clarification please. The MSE link says that the Egg Savings Account (Internet) pays 3.35% including a 2.10% bonus for a year. The Egg site however suggests that this bonus is also variable[FONT=Arial, Helvetica, sans-serif] (quote) "3.35% gross pa/AER variable (includes an…
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When is ISA interest paid?
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Switching ISA
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Where is everybody going to place next year's ISA allowance?
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BoE will decide new interest rate tomorrow. Any thoughts??
Dear All, I was just curious.... BoE will decide about the BASIC INTEREST RATE tomorrow.... Any ideas? Will it go down further?? or will it remain the same. Another question.... if that rate go down to 0%, is it good idea to put money in UK banks.... I mean, are we just putting money for the sake of security?? :confused:…
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Bradford & Bingley?
Who is in group with Bradford & Bingley?
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Savings for Ex Trust Deed person
I entered into a Trust Deed 6 years ago (before the Credit crunch) and have now been 'cleared' on paper from this As my credit is still bad, I only have a current account (no overdraft) and a Debit Card only, Online savers account and Cash ISA. all these are with LloydsTSB - as they were the only bank that allowed me to…
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Birmingham Midshires
How long does it take for them to process my cheque and open my internet bond? It has been more than 2 weeks and they say they are still checking through my ID documents.
