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£1000 but what to do with it?
I have just cashed in my savings and paid of my last bit of debt and now have £1000 left to invest! I have read the gold/Silver investment argument and after just doing a Years Isa, i would like to invest it in a different way? But dont know where? HELP??
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England or germany
Hi I wondered if anyone can help. We have £50,000 saved in the HSBC which we plan to use as a down payment on a house this year but with inflation as it is am wondering if I should transfer this money to my German bank account which is in Euros? Will it make more? Will it still be worth the same? Is it worth doing this?
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Barclays Tax Haven Cash ISA, query.
I have one of the above ending in April '09. I need info regarding how exactly to finish it, ie cash it in, and if I decide so, to maybe start up another one with Barclay's. Sorry to be so dim but I am a bit concerned. I am a Barclay's current account customer and opened this ISA via my on-line banking.
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Moving from NS&I to ISAs?
Hi all, A couple of years ago i found an old check (never cashed) from an account set up for me by my mother when i was a child. I had completely forgotten about it, so after a lot of of sending letters and emails back in forth with various people i eventually got sent a saving book from NS&I with my savings, updated to…
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Question about S&S isa
Hi everyone, a savings newbie here! I've paid off my credit card debt a few months ago:T and have some savings in a cash isa. I also started paying £100 a month into legal and generals uk index fund. Now I understand that this is an isa as well. My question is, supposing I wanted to invest in another fund, can that be part…
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Where should we put excess charity cash?
Hi there I work for a small charity and we have built up rather a large sum of money in our current account with the Bank of Scotland, around £120,000 with £9k sitting in a deposit account with them. We didn't earn any interest on the main balance last month and a measly 7p on the smaller amount. Could anybody advise where…
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New well performing absolute return fund
Blackrock Absolute Alpha http://www.h-l.co.uk/funds/security_details/sedol/B11V7T6 is in the doldrums these days but the new Legal & General Diversified Absolute Return fund seems to be doing well http://www.h-l.co.uk/funds/fund_research_documents/sedol/B3DPCY0 Unlike the Blackrock fund which only covers UK equities the…
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savings accounts for overseas residents
Does anyone know which UK institutions allow people who are resident overseas (and therefore receive gross interest) to invest in them? Is there a quick way to find out rather than checking out each each institution/account?
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Savers you've never had it so good?
Shock news for SAVERS. If inflation's at 0.1% you’ve never had it so GOOD! Inflation's nosediving as the economy plummets, so savers must fundamentally change their thinking, to deal with the new savings reality. I hope my shocking, but not wholly inaccurate headline’s grabbed your attention, so please read & think about…
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Warning to Overseas Savers ie Post Office etc
Appearing in Telegraph today see link - think this says it all http://www.telegraph.co.uk/finance/personalfinance/savings/4641458/Bank-regulators-are-asleep-at-the-wheel.html
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Inflation in January - another tale of two halves..
http://www.statistics.gov.uk/cci/nugget.asp?ID=19 Those with mortgages look like having 'near zero' inflation this month - for the rest it's '3%' officially. When the spate of mortgage rate cutting has stopped and fallen out of the 12 months comparison these indices should be a lot closer together. Is CPI really predicted…
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tax
What qualifies a person to be a non tax paying resident in UK with regard to savings? Also any comments on Egg bank.
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Halifax Regular Saver - no documentation?
After already being annoyed by Halifax (when I applied for their Regular Saver the rate was 7% fixed, by the time my deposit reached them it was 6%), I am now concerned because after two months and two telephone calls I've not received any kind of confirmation of my account. I know it is active and OK because it appears on…
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ISA question
I have opened a Cash e-ISA account with HSBC, put in it £3600, then I withdrew the money and closed this account. After I month, I opened a new Cash e-ISA account with HSBC again, and now I am trying to deposit into it. Am I okay with this?
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How to invest in Food/Grain?
Like corn, rice, wheat, sugar, coffee, etc... Any thoughts/advices on such investment in the current climate?
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Premium Bonds
How do premium bonds work? I ask as my grandad died a few months ago and my nan has mentioned premium bonds he gathered over the years, which she has sent to be cashed. Does this mean she will be well off? How long does it take for them to be cashed and the amount returned to her? Can premium bonds be made out for…
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Gold i can hold?
Where can i buy golden bars or coins in South East England? or a secure website that will deliver?
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ulster bank 4% instant access any good ?
anyone got an opinion on this account ,looking to put 50k away but may need it for an exchange rate transfer in near future ,is this account covered under the 50 k scheme ? cheers
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Banks - Barclays
Ive been thinking for a while now which bank to stick a couple pounds worth of shares in to keep for 6months to 1year. I think my best bet (for some growth) is Barclays, although Lloyds in tempting me. So heres hoping Barclays is the right decision! Am I right to think Barclays is best for me? Just wondering what your…
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Employee Share Scheme Advice Required
I left my previous job about 14 months ago. I was part of an employee share scheme and saved approx £10 a month. The scheme matured last month. However, I didn’t realise that as I had left their employment I was ineligible to exercise my options. They had informed me, but I misread their letter and carried on paying into…
