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Lambeth Couple move to Mansfield?
One of the flash pictures currently displayed at http://www.mansfieldbs.co.uk/ shows a young couple with the woman's arm around her DH's neck. But the funny thing is this is exactly the same still used by Lambeth B Soc (on their passbooks, I think) about 6 years ago.... (So it must be a generic or agency picture I…
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Will They Never Learn !!!!!!!!!!!!!!!!!!!!!!
At About 6:15pm On The Six Oclock News On Radio 4, Charlotte Green Said "a Few Minutes Ago The Dow Jones Index Was Down 80 Points". This Is Completely And Utterly Factually Incorrect. The Dow Jones Is Closed To Today Because Of A National Holiday (presidents Day) And They Just Repeated Fridays Information !!!!!!!!!!! I…
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Which ING Rate is best now?
I have a ING account transferred from KE and also one taken out as a "new" customer with ING in Jan with 2.17% gross bonus. The "new customer" one is now on 3.65% gross (3.72% APR) since the latest base change. What has happened to the "special rate" for KE transfer? Has that also gone down since the base drop?
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Where to put my money?
Hubby and I are going to see Barclays this week about what they can offer us in terms of our ISA savings. The guy on the desk mentioned something about a five year plan, with a guaranteed 2 and half percent plus the chance it could go up to five and half percent. Dunno exactly what it is just yet, but it keeps your tax…
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HBOS poor advice from advisor?
Mis sold products by financial advisor.??? Around a year and half ago my retired mother inherited £70k from her Mothers estate and arranged for a “financial review “with an advisor from HBOS, her bank of 30 years, without consulting anyone else. She deposited the £70k and took the advice given. She was advised to put £50K…
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Will you be buying shares in Lloyds TSB?
Given all the bad news surround Lloyds at the moment which has resulted in such a heavy drop in the stock market, will you or have you bought some shares? Just trying to decide whether to take the chance or not, I can't see them being completely nationalised, surely!!! I'm a stock market novice so it would just be a shot…
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What is the OVERALL best to invest?
With the rubbish economic climate that is hitting the World, what is the best way/place to invest my money? i have around £2000 to invest, where shall i place my money? or What shall i buy with my money?
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ISA or Saver?
:money: Hi everyone, After having read the savings page on moneysavingexpert, one of the banks that Martin recommended was Citibank's flexible saver account. Now, I'm a student and earn less than £5433 or whatever it is each year. I've got just over £5000 in savings in a cash ISA at 2.75% AER (interest is paid monthly).…
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Still Worried About Bank Bankruptcies! Who's Safe?
When you save money in a bank it is an investment. Simple as that. Traditionally a well managed bank would give a good return, a bad one might go bankrupt and lose your money. Now the government guarantees savings more than ever which encourages the banks to be more risk orientated since a lot of the money is insured. Also…
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Fund Choices
Hi all, Just wanted to get some thoughts on my provisional ISA fund choices. Looking for 20/25 year term, drip feeding anywhere between £50 to £150 per month into it. I know I obviously need to alter and switch to suit changing markets and my goals, but initially this is what i've come up with. I've split as follows:…
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HBOS Savings
Hi, i currently save £300 per month to the stocks and shares ISA with HBOS. I was told to keep investing for a period of between 5 to 10 years. I am wondering if this is the best place to put this just now or to try and find a high interest account and change the direct debit to that, whilst keeping the total invested…
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£5000 to save plus more each month
Hi everyone I was lucky enough to win £5,000 the other week and so am looking to put it into savings with the hope of being able to buy my house in a max of 12 months, I will also be putting away a min of an extra £400 per month by standing order. I really don't have a clue when it comes to the best rates etc so i was…
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4% Rate with Ulster Bank
Hi, I 've just opened an online account with Ulster Bank which pays 4%. This has a bonus of 0.5% for six months - does anyone know if this would be good value without the bonus? I think I've got a good deal. Also, I live in Scotland and had no probs opening my account as Ulster Bank is in Northern Ireland which is part of…
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4% Rate with Ulster Bank
Hi, I 've just opened an online account with Ulster Bank which pays 4%. This has a bonus of 0.5% for six months - does anyone know if this would be good value without the bonus? I think I've got a good deal. Also, I live in Scotland and had no probs opening my account as Ulster Bank is in Northern Ireland which is part of…
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Halifax Reward Account - Any Reason Not To? (apart from OD fees)
I already have a Halifax current account. I'm fortunate enough not to go into my overdraft (haven't since university). Is there any reason for me not to convert it to the Halifax Reward account? From what I've read on other threads it should be easy enough to call or go into the branch to get it converted. Cheers
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Student needing better saving account!
Hi, This summer (2009) i'm going to be graduating - over my course i've been saving up what I can and currently have approx £5000 in a HSBC Flexi Saver. The interest im currently getting in my Flexi is rubbish and i'm wanting to move either all of it or some into a better savings account or an ISA (i know i cant put the…
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Warning about country bail outs
http://www.moneyweek.com/news-and-charts/economics/why-the-banks-could-bust-britain-14622.aspx :eek:
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Under 18 Needs Help saving!
i have just finished my year on the Halifax Monthly Savers Account, where i paid in £200 a month with a Variable intrest rate of 3.80%. So i have just closed that account and wouls like to start up a new saving account, ISA, or any other options there are. I Would like to carry on putting in around £200 a month and am…
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Tax on savings
I work abroad for a British company and do not pay tax on my earnings; does this mean that I do not have to pay tax on savings in Britain?
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Lloyds TSB 3 year footsie bond
What is the opinion on a three year bond that guarantees full money back at the end, but with annual rewards based on the footsie index, capped at 7%? So if the market goes up that is what you get as "interest", but if it goes down you lose nothing? All held in the Isle of Man.
