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Cash ISA transfer, natwest staff totally incompetent.
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ISA Hav'nt a clue need advise
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Money to invest, but need advice
Complete new boy in this, so step by step advice required. We have been given 10k as a present. Whats the best thing to do with it at the moment? I do not have any cash isa's and my wife has one with only a little in at a very poor interest rate. (Barclays) Whats the best thing to do as the 10k cheque needs to be cashed…
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A+L eSaver Issue 2 transfer
I wish to make a one off transfer of just under £50k from my Alliance and Leicester esaver issue 2 account to my linked non-A+L current account from the 1st of the month. In the past when doing non direct debit transfers from my HSBC account I have been limited to £10k a day but I'm sure this is just for standard transfers…
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£50000 protection
Hi all, with the current situation with the banks, where do people stand with the governments £50,000 guarentee, if the bank a person is with goes bust. any info appreciated. Ray.
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Percentages of Portfolios/Savings
Reading about shares and portfolios made me realised something about the portfolios. Just what percentages are within other people's portfolios. I know that portfolios are entirely investment but at least I can say my non portfolios: Savings: ISA: 44% Bonds: 16% Passbook: 40% I have to admit that I do have an emergency…
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Abbey 4.01% Fixed Rate for 2 years
Launching 20th Feb Fixed Rate 4.01% for 2 years - (No "investment"/current account/other type of account needed) Minimum Opening Deposit £30,000+ (Max £2,000,000) Money has to be new to Santander UK Banks (Abbey/BB/A&L) Limited offer
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Business Savings Account
Hi there, any tips for business savings account with slightly better rates? Easy access or short notice only, please. Can't find anything... :eek: Many thanks!
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cautious balanced portfolio
Hi all This is my first post. I took my pension from work 18 months ago,and have been putting £550 per month into an M.L.C. cautious balanced portfolio. With the present economic climate i wonder if it is best to continue this investment ( i will not need to touch it for at least 5 years ) or go for something safer! I do…
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Wedding Savings
Hiya my an my partner plan to get married in the next few years havent really set a date yet but iv already picked a dress lol anyway we have 7,000 sitting in a old current account belonging to his sister and we dont know whats the best thing to do with it were getting 100 a month for the next 5 months from his mum towards…
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What to do with buy to let profits
I have two buy to let properties worth approx £450k with an outstanding interest only mortgage of £220k at 2.95%. I pay approx £540 per month in interest payments and receive approx £2000 in rent per month. I do not have a mortgage on my home.The mortgage is a BofE + 1.95% tracker and I have been very fortunate to benef…
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Scottish Friendly Bond Maturing Soon
Hi Does anyone know if Scottish Friendly are currently paying the terminal bonus on their friendly bonds? I have one which is due to mature in July. I recently asked them for an estimate of how much this would be, but they told me it was too close to the end of the policy to be able to say. I have to admit I'm pretty…
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Possible Egg Money loophole for 4% Gross savings
I am not sure if this is widely known (I didn't know until today) but if your savings accounts are offering low rates, anyone with an Egg Money (Cashback) card can get 4% Gross on positive balances :T I have e-mailed them today, and you are allowed to 'load' up to £99,999.99 onto the card and then withdraw as and when you…
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Any ideas on how I can open a Canadian Dollar bank account?
I am worried about having all my savings in GBP and would like to branch out into other currencies. However, I have no idea how to go about it. Ideally, I want to store my savings in the form of Canadian dollars. Any ideas on how I can open a savings account which will let me do this? Thanks
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How does this new money get into the system?
Apologies if this question is either stupid or not really relevant to this particular forum or both. I've heard all about this "quantitative easing" and how the Government will be printing money. (Along with film clips of loads of £20 notes rolling off the printing presses) What I don't understand is how this money gets…
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Citibank Felxi Saver
Has anyone gone for the Citibank savings account that is currently top of the 'best savings accounts'? It offers £.56% and is online/post only. Sounds good but is it a fairly stable bank? Anyone offer advice or reassurance?
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PIBs
Does anyone out there own any PIBs, or have a view as to their suitability as a medium to long term means of income? Some of the yields are mouth-watering, but of course anything that looks too good to be true....
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Child savings advice needed
Hi, I have opened up a non-stake holder account for my child, and their CTF voucher has been placed into this, a standing order has also been set up, so each month money is going into this account. The money in this account would be for further eduction. What my wife and I would like to do is have another account for our…
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CFD trading - anyone playing?
I'm testing the waters at the moment, and I like it - yes, I know the risks, and thank god for stops ;) Just wondered if anyone else is playing the game, and what their experiences have been?
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Saving Account Required at 9.4% plus
Hi Forum Members, I currently have a post here: http://forums.moneysavingexpert.com/showthread.html?t=1496959 I am looking at the Savings v Paying off Mortgage article. Before I take the plunge and put the £12,000 into my mortgage I was wondering if anyone is aware of an account that pays more than 9.4% or is aware of a…
