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Over 50s/"Silver Saver" accounts illegal...(maybe)
Rather unfortunate timing, but it looks like accounts offered at the Over 50's / Over 60's / any type age restriction may fall foul of new anti-ageism laws. http://scotlandonsunday.scotsman.com/business/New-ageism-laws-to-hit.4863600.jp Rather unfortunate timing, when pensioners with savings are probably experiencing the…
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Power of Attorney Bank Account
Hi. Has anyone had any success setting up a Power of Attorney bank account? I have to set an account on behalf of my mother and for the last three months have had an extremely frustrating experience with Alliance & Leicester. They have no knowledge of POA's at branch level and three times the forms have been returned by…
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Tesco Savings
Does anybody know of a freephone No. to call the above? I've just looked at my statement and there are two credits which are not mine, I don't want to pay call charges to let them know, after all it's their mistake, and they don't have an email address.
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Where to start with savings?
I have no savings! After a period of around 18 months or so I’ve been focusing on clearing debt and as a result I’m now debt free but have absolutely no savings so where do I start? In addition to saving £250 per month in my company ShareSave scheme I have £750 per month left over to save but I’m not exactly sure what to…
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Put ££ into ISA's or keep it in my high interest bank account?
Hi all, I've never had savings as i've never had enough to save before! but recently won some money and now don't really know the best places to put it?! I have the premier direct A&L acc 8% interest I have A&L linked savers 2.25% interest I have Halifax regular savers 10% currently putting £500pm (max) into it Should i be…
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Investment Trusts - how to buy?
I have been looking at some investment trusts on http://www.trustnet.com/Investments/Perf.aspx?univ=T I have an account with hoodless brennan but cannot find any of the trusts listed with the hoodless company search ? How do I buy into these ? thanks for any help
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RDSA shres - euro dividend? in Stocks ISA ?
If I buy Royal Dutch Shell A - do I get a dividend in Euros ? Or if I get a dividend in GBP instead, is it calculated from a Euro price and thereby if GBP falls against the Euro one still receives an equivalent ? Is it possible to have RDS A shares in a UK ISA ? How is one taxed as a Dutch/GB company, but the investor is a…
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Rate cut, what to do with savings
Like so many savers I am being hit hard as rate drop. I have one fixed rate 7.2% with First bank of Nigeria about 30K, also 30K in Britannia home saver account now down to 5% (expecting to drop more) and instant access Leeds acc now down to 4% also 30K. Both of these BSs will prob drop further soon so I will get it out…
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Overpay mortgage or save?
With all the rate cuts my tracker mortage repayments have dropped ~£400 since I re-mortgaged in the summer. Assuming my current mortgage rate is 2.29% and my ISA rate is 4.2% is my logic correct in thinking that my surpless £400 would be better off in the ISA than overpaying the mortgage. Logic tells me this is a no…
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Where should I invest 70K
I have just inherited 70k and have no idea what to do with it. I don't have any debts, but would like to use it to help fund my pension in 10 years. I quite like the thought of co-buying a buy to let with my daughter. What do you think? Or if not any advice?
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Norwich Union investment fund - good or bad?
Hi, I was hoping that some of our resident experts here could give me some advice on this Norwich Union 'With-Profit Inflation Protected Guarantee Fund'. Seems its an offshore account. Someone has advised me to invest 50k in this for a 5 year period, I am a bit concerned whether this is the right way to go, I am no guru…
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Halifax Regular Saver 8%
Halifax Regular Saver OFFSHORE is 8%....I want to save approx £500 a month...is this the account to go for? And also, whats the difference to this account and it's NORMAL Regular Saver??
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Should I sell my shares now or later
I hold 1014 shares in AVIVA. I understand that Norwich Union will become Aviva in June 2009. I need to cah in my shares by end July. Is the merger/renaming likely to increase or decrease my share value.
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Dare they reduce interest rates again?
I have been reading a lot of the blogs (from online newspapers) and there are a lot of angry (mostly pensioners) people who rely on interest from their savings and some are threatening to withdraw all their deposits if the BoE makes further cuts. Could this be a likely scenario? Runs on the banks by protesting angry…
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Bank got me again
they charged me because a £5 direct debit bounced, then they asked for again and it bounced again. Then they had the nerve to charge me for an unauthorized overdraft. I didn't ask for it I don't have a credit card, debit card or cheque book, so it must have been the d d. So I got £120 for DLA and only got £30 in my bank to…
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ingdirect.co.uk promotional code anyone?
Due to savings rates getting rubbish at my bank, am considering transferring funds to ingdirect.co.uk. Anyone got a spare code they could give me? Thanks for your help..
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So confused, in need of a banking overhaul
I've got various bank accounts and until today after reading Martin's guides and having a look at my statements I had no idea just how pathetic the interest rates were on them, so I'm planning to sort them out and hopefully earn myself a little bit more money per year in the process. I'm a mature student (27) and my only…
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Sterling savings account for non UK resident?
We are UK citizens, but currently resident in France. Our pensions are paid in sterling and the bulk of our meagre savings are also in sterling. For money laundering reasons, it would seem that we cannot open a savings account with any UK based financial institution, except Nationwide, where our savings have been held…
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best way to change euros into sterling
hi, i have searched forums to see if there is an answhere to this but cannot find anything. my question is what is the best way to transfer a large sum of euros in ireland into sterling here, any advice would be welcome
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The Bradford & Bingley plc Compensation Scheme Order 2008
Does anyone know what this means. Jargon was never my strong point but I get the impression that I have lost my money - yes!!
