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Nationwide - stability/security
Does anyone think that the Nationwide is having difficulty more than any other financial institution at the moment or are the poor interest rates just a sign of the times currently. We have historically always had our savings with them as their rates have been pretty competitive and we have always had excellent customer…
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Free online shares portfolio tool?
For the idle, to avoid sitting and totting up figures, is there such a thing as a free online tool or service where I can enter (and securely keep) details of shares held, which keeps itself updated with current values, so we can check in from time to time to see what they're doing and what their worth is, per holding and…
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Isa or mortgage overpayment
Hello, apologies if this is in the wrong place. Until recently my mortgage was fixed at 4.79 % and I had lots of years' Isa allowance (about 23K in total) making more interest than that... so it made sense to leave it there. However, now my ISA is making significantly less interest than I'm paying on my mortgage (now on…
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Friendly Society ISA - How safe?
I have an ISA with a Friendly Society, and recently checked the interest rate on it. I was told it is still earning 10% minus 3% admin charges, and that I'll be informed if it changes. It seems to me that this is clearly an unsustainable rate, so I'm worried that my money may not be safe. Are these Friendly Societies…
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ISA Portfolio Advice
My current situation is as follows, I am a student with a part time job with significant cash savings, of approximately £18,000, most of which is in the Egg 6.3% instant access fixed rate account. I have used this years cash ISA entitlement, and now I want to invest the reaming £3,600, as I feel this is a good time to…
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Sainsburys On line A/C Now 1.75%
I see the latest Sainsburys 'on line' interest rate is 1.75%. Wow what a winner.
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Interest Rate Notification Scandal
I just received an email today to tell me that an account I have with B&B has reduced their interest rates in line with the BOE rate. Fair enough so far. However, it says it will apply the rate from mid-December! If I'd known this in mid-december I would have put the cash elsewhere. Where does this stop? Can a bank paying…
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Silly questions about foreign bank accounts
Hi, silly question.... What is to stop someone opening a foreign bank account in a country with a high rate of interest? That way any bank account gets great payments on interest every year? Why don't people do this? Obviously it is not straight forward as I seem to think it is or everyone would do it. For instance an ISA…
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Tesco Internet Saver & Direct Debit
Hi, I just received my forms for the Tesco Internet Saver. Do I need to fill in the Direct Debit form? My current accounts can send faster payments to Tesco Personal Finance anyway. Thanks!
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Are Cash Isa's now a waste of time ?!
Just had a letter off lloyds saying my ISA expires in a few weeks & would i like to re-invest at there "Special" rate, not yet open to new Customers..paying a huge !!! ...2.25% !!! .. Might aswell go for a fixed rate bond off someone else & pay tax on it !!
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family investments , has anyone got one?
i have 3 family investments , i have been doing them for 9 years and are well down so far.... what should i do? please help, im worried about the market etc and think i should pull out?
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Will i pay tax on my interest?
Hi, im looking to open a savings account soon (already have a tax free ISA for this year) and have a question about interest tax. I am currently employed and tax is deducted from my payslip. However, i will not earn more than the personal allowance by the end of this tax year, so i will pay no tax. I will also not pay any…
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I want to do share dealing, advice needed!
Hello, Can someone please recommend what services I can use to get into share dealing? Thanks
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Julian Hodge Bank Paying 0% interest
Sorry if it's been posted already. Julian Hodge Bank are paying zero interest on accounts with less than £1000.00 :(
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Savings/CD dual-signature or other such protection?
I have an investor willing to loan money to my business for specific purposes. We have a contract to that effect, but he is looking for additional protection, such as dual-signautre or even a CD that would mature in his name? Is there any financial instrument we could use to do so under my business account rather then just…
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Fixed cash ISA
Hi I have my cash isa fixed til april, with lloyds (therefore it matures in april). But I have had a letter from them today asking if i want to fix it in at 3.5% for another year when my cash ISA matures in april. But i am only able to decide this now for a couple weeks before the offer is withdrawn. Is it worth accepting…
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Principality BS Reg Saver 6 closure
This is being withdrawn today 12/01/09 at closing and replaced with Regular Saver Bond 7 paying 5.00% as of tomorrow 13/01/09. Details taken from emoneyfacts https://www.emoneyfacts.co.uk/news/savings-news.aspx?newsarticleid=180817
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The Icesave wait is over - for the paperwork anyway!
:jIn this morning's post, I finally received my claim form, requested on Nov 11th, for fixed account closing Nov 24th. There'll be dancing in the streets round here tonight, that's for sure. Hope other posters with similar concerns are equally in receipt.:j
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Short Term Savings
Whats the best thing to do with short term savings. Like with the yearly holiday savings. Your going to spend within a year and is only going to be up to a grand, a grand and a half.
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Icesave query
My OH had both a cash ISA and small amount of savings with Icesave. He's been reimbursed for both but needs to know the amount of interest he was paid on the savings account for self-assessment purposes. He didn't print off the account details before getting his payout -- is there any way he can get them now?
