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What to do with my money?
I have various accounts around, and the interest rates have dropped through the floor :( Currently my ING ISA is approx 2.7%, my savings is 2.9%, and i am going to assume my Halifax ISA is really low too. What would be the best course of action? Should i just leave everything as is and wait? or should i try moving around…
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Manchester Premier Guarantee 5.51%
After a post from 'flyer' I was made aware of the Manchester Building Society Premier Guarante account. http://www.themanchester.co.uk/mbsnew/savings/content/premier_guarantee.asp Paying 5.51% The interest rate is variable and will be altered at the Society's discretion. The interest rate is guaranteed to be no less that…
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When will interest rates start to rise again.....
:rotfl: :T :A :confused: .....I assume rates will hit a low May/June next year but looking at the BOE inflation projections ( 2011- still at 1-1.5%) it does'nt look like rates will rise for at least 3 years...any views....ed:money: :beer: :j :rotfl: :T :beer: :j :confused:
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Sharedealing - is it your sole income?
Do you make your living from sharedealing and I don't mean do you work for a stockbroker? Did you give up your 9-5 job to deal in stocks? I have a feeling those who do make living off trading stocks probably do not read this forum, so prove me wrong. What I would like to know is how you took the giant leap, who you use for…
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Where to put my money?
I have filled my annual ISA allowance and was going to pay off some more towards the mortgage but then Barclays/Woolwich decided to drop my rate to 2.19 per cent so not much point in doing that. Where should a put a couple of thousand until the start of the next ISA year?
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Standing Order times between banks. Advice please!
Some advice on S/O times please. I recently set up a new S/O from my Abbey Current Acc to my new Halifax Reg Saver. The money was debited from my Abbey Acc on 4th Dec but didn't appear in my Halifax Acc until today, 9th December! I was so worried, I thought it was MIA! 1- Where was my money during these 5 days? 2- Why does…
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More shock news!
A usually reliable source has just informed me that due to the dire economic climate the light at the end of the tunnel has just been turned off!!:confused: :confused:
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Worried
I have just posted a cheque for quite a large amount to open a savings account via the banks pre-written envelope and now thinking maybe I was a bit foolish....... Is this safe? Thanks
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Which Account ???
Won't be paying tax until 2009-10, and have £5000 to stache away. Would I be better off banking it in an account paying 4.5% monthly until the new tax year starts, then switching to a top interest account (say 6% paid yearly) ??? Or should I go straight for the top interest (paid yearly) now ????? I should explain that the…
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Endownment finished and paid out
But now its where do i put it?? At the mo it is sat in a TSB account earning sod all, Just wondering whats the next stage after topping up your ISA? I cannot have it sat in my everyday account as i will chip away at it:o Need to do something pretty sharpish.... it is over 10000 but under 11000:D
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Yorkshire Bank fixed rate bond - certificate
Hi - this is my first post. A couple of weeks ago I managed to apply for a 3 year fixed rate bond at 6.48% with Yorkshire Bank just before they pulled the product. I have had a letter confirming my application has been received and processed and the cheque has been cashed, but to date no certificate or other proof of…
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Yorkshire Bank fixed rate bond - certificate
Hi - this is my first post. A couple of weeks ago I managed to apply for a 3 year fixed rate bond at 6.48% with Yorkshire Bank just before they pulled the product. I have had a letter confirming my application has been received and processed and the cheque has been cashed, but to date no certificate or other proof of…
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Investing £500?
I already have a few thousand in fixed rate savings accounts and cash ISA's, but I was looking to invest a small amount of spare money eg around £500 now that the savings have dropped like a stone. Does anyone have any medium risk suggestions? How do I go about investing money? Thanks.
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Such a thing as a 'regular MINIMUM saver' account?
I'm in a position where I've used up my ISA allowance and would like to make a regular monthly saving of at least £500 but sometimes it could be more. Is there an account which caters for this, does anyone know?
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fixed rate dropped while money being transferred
How can it be moral or legal for the banks to offer a fixed rate account then reduce the rate while your money is being transfered and cleared. In my case I even phoned once the account was opened checking the rates before sending the money. I have been informed they will not honour the rate or give me my money back. which…
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Safety First Or Not?Advice Please!
I have 3 one year fixed rate savings accounts with Saga,Coventry and West Bromwich BS all at the maximum safety limit of £50k which I opened in July this year at over 6.5% monthly income rates which I need to live off. As I now have another £50k to invest should I split the cash between these accounts and hope for the best…
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Anglo Irish on the way out ?
Last Trade:0.4310 €
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I'm looking to drip-feed over 2009...
Hi all, I've already making regular contributions to my pensions savings, but am looking to invest about £250-300 per month extra into equities for 5yr min. investment. I appreciate that prices may well continue to slide, but also know that I'll never time the bottom correctly. I want to protect myself as much as possible…
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Good books
Can anyone recommend some good books on investing (no 'Personal Finance for idiots', I'm thinking stockmarket books)? Trying to compile a Christmas list.....
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Advice on the right type of account please!
Hi Have £45k (that's just been inherited) and am looking to put into an account where I can 1.access the interest monthly to live on. 2.have a fixed interest rate. Does anyone know of any? Thanks :confused:
