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Barclays have confused me
Can anyone help? In August I opened the Barclays regular monthly savings account at 7.49% which, according to my welcome letter, is the higher rate fixed for 12 months. Checking my statements it seems the bank is charging me a much lower rate of interest. I queried this and one person at Barlcays said it didn't look right,…
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Help! Taxman wants another 20% from our interest!
I set up a deposit account when we sold our house 3 years ago and went into rented accomodation. The account was in my name and I wanted the interest paid monthly into my wifes current bank account, to pay the rent. The B&B wouldn't do this, they would only pay the interest into my account, as I was the account holder.…
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Getting the OH into Saving (How?)
Hi All, This is my first post on these fourms and have come to you all for some advice. I would like to get my OH into saving. We save £300-£400 each month currently but have a lot of other expediture we really dont need (Sky, 2x Gym Memberships, high food bills, high entertianment costs etc). We hope to buy our first…
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W.e.f 8 Dec Principality Issue 115 6 month withdrawn
The previously top paying rate of 5.84% (AER) of this Bond has now been withdrawn. https://www.emoneyfacts.co.uk/news/savings-news.aspx?newsarticleid=179399
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On 11 Dec Chorley BS SS & Galloway dropping rates
See https://www.emoneyfacts.co.uk/news/savings-news.aspx?newsarticleid=179367 Santa Saver dropping to 6% Galloway dropping to 5%
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The right time to invest more into stocks ISA
Hello, In March I opened up a stocks & shares ISA and also a cash ISA with Natwest. The cash ISA has made me some small amounts of interest since and is fine, but the other week I received my statement for the stocks ISA and found it had lost around 35% of my original investment. Im happy to leave the investment and give…
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Yorkshire BS 4 year Guaranteed Account
I would like to invest about £5000. I have seen this 4 year Guaranteed Investment Account advertised with Yorkshire building society, with a minimum growth of 11.25%. It sounds very good or are there better ones out there ???
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future of pound/dollar exchange rate
What's the likelihood of the pound rising against the dollar in the next couple of months?
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110K - What to do??
Hi all. I have about 110k to put into savings. Currently got 50k in A&L esaver and 60k in Barclays E-Saver reward, both variable rate accounts paying monthly interest, fairly easy withdrawal access if i need the cash for any reason. Obviously both are variable accounts, and the rates are falling. I've heard the stories of…
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Help Plz
Hi I took out my first mortgage about 18 months ago. I was offered a homemaker plan by morgage broker which consisted of life insurance and mini ISA which would pay for the mortgage in 25 years time. Looking at my finances recently as am moving I discovered that most of the money goes towards commision in the first two…
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Halifax Websaver historical rates
Does anyone know the interest rates between 1/1/2006 and 31/5/2006? I just received yet another incorrect tax certificate and would like to calculate what I should have received.
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B&B Internet Saver (issue 3)
Could anyone confirm the interest rates between 19/6/2008 and 3/12/2008? From 19/6/2008 to 14/10/2008, I had £12+K in the account. I closed the account on 3/12/2008.
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Halifax lost £500 of my money
Hi everyone, Just wondering if someone can give me some advice as I’m feeling very upset at the moment about Halifax. Last Thursday I opened an account with Halifax (The Halifax web saver) at about 4.50pm and handed over £500 in person, however since then I have been waiting to obtain my online password which I received…
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Co-Operative Bank £100 incentive - have you received yours yet?
This poll is regarding the Co-operative £100 incentive. Please use this link for general account discussions and use the poll only to indicate whether or not you've received payment.. There seems to be some inconsistency between who has received their £100 incentive and whether this is related to how you originally applied…
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Which "decent" fixed rates are left?
I'm awaiting a lump sum into my bank account this week, which I want to put into a one year fixed rate account pronto. For various reasons I've not been able to "fix" before now. On investigating which fixed rates are still available at reasonable rates in the current climate, I've come up with the following :- ICICI -…
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advice on saving.
hi, I'm 24 with no real debt looking to open a new account,one which my girlfriend and i can deposit £15-20 a week into by direct debit (£120-£160 a month) for rental deposits, presents etc. I would like to be able to get two cards 'his and hers'(debit if poss) with instant access. ideally i would like it to be seperate…
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First Direct ISA 7.0% AER fixed
Hi guys My wife opened one of these 6 months ago but we had to open a 1st Account to do so and this is still the case. However we got £100 for doing so and snapped up this 7.0% fixed ISA. You open it with a balance of £25 - £300 and then pay a minimum of £25 or a max of £300 a month for the next 11 months. You do forfeit…
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UK savings acoount opened to non residents
Any recommendation on an easy access UK savings account paying a decent rate of interest (no penalties for withdrawing cash, no interest loss for withdrawing, no yearly bonus with then reverts to a worse interest rate). Just a plain & simple UK savings account which can be kept once I become non resident. Thanks for your…
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Putting a £100k in a savings account?
Hello all, I'm totally new at this and could do with a bit of advice - I'm about to come into £100k (which I will be putting into a house within the next year hopefully) and need somewhere to put it. Most savings accounts I've found with a quick google are drip-feed accounts, which is no good for me. Obviously it's a good…
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HSBC pay-in mess up
im not sure i have posted this is the correct section. so sorry if i have. couldn't find a bank section. im writing this on behalf of my girlfriend. basically, my girlfriends mother put £50 into my girlfriends HSBC account. and when my girlfriend checked the account on-line, later that day, she was only credited £40. she…
