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Dollars or Euro?
Hiya. I’m looking for advice on what to do with my English pounds. I can’t take advantage of changing banks to get a better interest rate as I’m an expat. I also believe it’s on the cards that the UK will join the Euro. So do I change my Pounds for Dollars or Euro while I can still get some kind of an exchange rate. Thanks…
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Pound sinks to record low as euro nears parity
Reported in the Times just now. Bad news for all holders of sterling.
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From being massively overdrawn to being quite well off - what now?
This might seem a bit of a strange post but following a separation I have just received my portion of a house for £35,000 meaning that I've now gone from being regularly in my £4,000 limit overdraft to being well in the black. Having never had more than about £2,000 in my account since before I went to university I'm…
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company share save scheme problems
hi i was recently made redundant from the company i had worked for for 14 years,i had a share save scheme running which i was given the option on leaving the company to buy the shares at the agreed set amount,which i did ,now heres the problem.ive yet to recieve the share certificate 3 months later,ive contacted the…
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Anglo Irish fixed rates down
A lot of negative threads about the Anglo Irish bank so this may not effect anybody on here :-) They were paying 5.75% AER on 1 year fixed and 4.60% AER on a 2 year fixed - rates are now 5.00% & 4.20% respectively. I posted my application off on Saturday with a note stapled to the application itself asking for a courtesy…
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MSE Banking Colour Chart
hi can someone tell me where the colour chart has gone on MSE its the chart that tells you what banks are linked to eachother :confused:
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Axa Sunlife with Profits Fund question
Hi I have had an Axa MoneyBuilder Plus (later remaned to the Axa Sunlife with Profits Fund) for 10 years and its due to mature in 2013. I've called them today to enquire about how much its currently worth and apparently the "surrender value" is now approx £7000. As its linked (I think) to the stock market would I be better…
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Zopa in the current climate
I was wondering what people's thoughts are on Zopa. I have looked into it in the past, and think it is a very interesting concept, but have opted not to put in money because returns were similar to (if not below) top paying savings accounts. Following recent rate cuts this is no longer the case, which makes me wonder…
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Halifax Regular Saver 7.00% (Fixed)
Just wondered on peoples thoughts on this fixed rate regular saver? Just put by between £25 and £500 a month via Standing Order. I particuarly like the access online which many now lack. http://www.halifax.co.uk/savings/regularsaver.asp My question would be if it can only be funded through Standing Order would the deposit…
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Investing in an Investment bank
I work for Skanska UK construction and we are about to start work on a MOD contract in the new year. RAF Wyton a £122 Million project ) As well as joining the company saving scheme ( one of my previous posts ) I am now tempted in investing in the company that underwrites these large projects./bonds BnpParibas…
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negative interest rates have already started in the USA
FromMarketsDec 09, 2008 Interest rate on US T-bills turns negative (FT)
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100k to invest.
Ok well I've just read the banking saving section and I'm still not really got a clue. I've got a flex account with Nationwide and they want to see me tomorrow with a view of putting it into one of their bonds for 6 months or so but it'll only give me about 1800 quid over that period is that good? I really don't know where…
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capital one savings
no one seems to have mentioned capital one savings with up to 4.70% on easy access. i applied last week having had my ice save money returned and that by BOS instnst access had dropped to 2.96%. they are FSCS and FSA reg so should be fairly solid and have ratings A- and A2 . before I take the full plunge appreciate…
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Abbey - Santander untrustworthy!
I have a bank account with them that offered 8%AER for balance up to £2,500 fixed for 12 month if I put £1,000 in every month. I always fill in up to the maximum every month. That should work out about £14 net interest monthly. However, for the second time, they only paid 16 pence instead. :confused: Beware the…
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joint account savings, tax question
Hi all, Just a quick question, If I open a joint savings account with my wife (she is a house wife at present due to us having a young child and does not earn) can I reclaim the tax due to the fact that the is not earning? or would the sum of money be split in two and tax paid on half of it? Would it just be easier to get…
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M&G Fund
Hi all, My father has passed his M&G fund account on to me. I don't know much about it, but he's been paying in small sums of money on a monthly basis for the past 10-15 years. Its worth around £3000 now. The fund is M&G Global Basics A Acc. Not sure what the abbreviations after the name indicate (maybe someone can…
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Anyone buying gold?
Just wondering if in this period of instability anyone has, or is considering, putting some of their money into gold?
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Special 5% rate from ING Direct for new customers
I've just searched ING Direct through Google and there's a special promotion on where you will get 5% for Instant Access accounts (incl 1% bonus for first 12 months). I've called their lines (open until 11pm) and sure enough - it's for real. The code to enter in the promotions box is ACQ012 (is specifically to do with…
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Nationwide e-Savings Plus account - 3.75% interest
Have not seen this mentioned on here yet, apologies if it's mentioned in another thread. New account from Nationwide (appears to have been released today) giving 3.75% interest (variable) if up to three withdrawals are made in a year. If 4+ withdrawals are made, interest reverts to 1.5% (also variable). Note that "The…
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How does Nationwide calculate interest?
Hello, I've been wondering how Nationwide calculates interest, as my calculation for what I expected is a little different from theirs (only by 6 pence, so I'm not saying I'm going to run in there and demand my 6p back, I'm just interested as to why I am wrong!) These are the details of the account I have: Interest last…
