We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

What to do with my money?

I have various accounts around, and the interest rates have dropped through the floor :(

Currently my ING ISA is approx 2.7%, my savings is 2.9%, and i am going to assume my Halifax ISA is really low too.

What would be the best course of action? Should i just leave everything as is and wait? or should i try moving around and going elsewhere?

Comments

  • ICICI are still paying 4/5% on their hisave online account and im sure if you do a search you can get 4% in a savings account.
  • My Yorkshire building society e-ISA currently pays 3.95% on balances between £1-£10,000.

    The web interface is basic but it works. But I am sure you could get a better rate shopping around!
    Debt Free since March 2008
    Thank you Martin Lewis !
  • climbgirl
    climbgirl Posts: 1,504 Forumite
    Scottish Widows Isa is paying 4.6% (1.5 bonus for one year). Great service too and a lot more stable than ICICI!
  • apt
    apt Posts: 3,249 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Kent Reliance have an ISA fixed for a year at 4.5% with transfers allowed.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.