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"Serious" Share Dealing Demo Account.
Hello, Can anyone tell me is there out there a free serious UK based share dealing demo account? By serious I mean one which has all the automatic order options (stop loss, tracking stop loss etc. etc.) + taking into account trading costs (of that broker) and stamp duty (where relevant) not just the watchlist or portfolio…
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ISA Allowances
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St James Place Investment
please can anyone help . at present we have investments with the halifax of approx 70,000.we have been invited to to move the money, and invest with st james place patnership. as we have never invested before we are quite unsure on what to do for the best. please please please can anyone help !!!
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Prudential Savings Plan
I have been saving £10 / month with the Prue since starting work in 1986. A recent valuation on this policy came in the region of 8K. I have withdrawn 4K for house renovations but wonder should I leave the remaining 4K where it is and continue monthly payments or would this money increase better somewhere else? I also save…
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Where shall i put my money
Hello I've got two lots of money that I need to put somewhere to get maximum money. The first lot is £1300 which I will need to get full access to in 6months. The second is just over £2k that will either be needed in full in 12months or maybe part in 12months and little bits after for a year. Does anyone have a clue what…
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Leaving a Savings Account
When your savings account is no longer making good interest and you want to leave, what's the best way to do this and still retain as much of your bonus as possible? I have an instant savings account Natwest Reward Reserve where the interest is paid quarterly, plus there is a quarterly reward and an annual reward for a…
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How to make the best of a lump sum over a very short period?
Hi all, I've been given a gift of a lump sum of money to put toward a house I'm buying. The cheque will have cleared this Friday, but I most probably won't be making the purchase for a further 5-6 weeks. I don't currently have a savings account other than an Egg ISA, and of course keeping this lump sum in my standard…
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ICICI BANK, charge for transfers?
I am about to open an account with this bank and last night read the terms and conditions. In a section about transferring money to another bank it seemed to be saying that there is a charge for BACS payments. Is this correct? Does anyone know?
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When savings/investment income requires a tax return
Just received a letter from HMRC which clears this up and defines "complex tax affairs" There are other circumstances, but the key point re savings income appears to be that less than £10k interest (before tax) doesn't, in itself, trigger a requirement to fill in a tax return. The letter also states "If there are only…
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LloydsTSB online transfer limit dropped!
For years i could happily transfer up to £10,000 per day from my online LloydsTSB account to outside accounts.After trying all weekend to transfer that amout to other accounts,kept being told the daily limit of £7,500 has been exceeded.Rang the bank only to be told the daily amount has been dropped recently to prevent…
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Which banks belong to which banking Groups?
Hi all Does anyone know if there is a list which tells you which banks belong to which Banking Groups? I've searched on here but cannot see anything immediate. Thanks in advance Lainee :confused:
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Ordinary Shares Certificate Question?
Hi All, I'm a little confused on the share certificate that I received a while ago, it states that I hold - Ordinary Shares of 25p each fully paid in Smiths Group Plc (the company name). So I have, 204 of these Ordinary Shares Does this mean that my shares are worth?- 204 x 25p Or 204 x The Current Share price. (1090p) I…
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Citi Bank flexible saver
Hi, anybody have any experience using Citi Bank flexible saver - current rate 6.25% gross
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Need to be 18 for savings account - Is this age discrimination?
Hi, I saw a fantastic saving account that would be perfect for me to invest 1k into. The rate is 10% which is about 4% higher than anything else I can find. It's the Abbey Super Monthly Saver 2. Why is it that bank accounts make it so that to get a good interest rate you have to be 18? At the end of the day it's still the…
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questions from a new saver...
hi all i am in the awful position at the moment of not having any savings at all. but, soon i will have some money to save/invest so i have a few questions i would like to ask. first is about the £35k protection you have from the government. if i were to put £35k into kaupthing edge savings account and another £35k into…
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Icesave have they got problems
Hi Has anyone had problems loging in to their Icesave account? I get as far as seeing the account information, then I get an error message? :confused:
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2 accounts
My husband has a KE account, would I be albe to open one too, I seem to think that I read somewhere that it was only 1 account per household. Any advice. Thanks
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Kaupthing Edge Experience
Just to let you guys know who are on the fence about opening a KE account. I open an account last Sunday on-line, my confirmation that the account was opened was emailed on Tuesday as was part one of the security process for gaining on-line access. The next day Wednesday I received the postal letter from them with part two…
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Karupthing, Birmingham Midshires or Braford and Bingley
Hello All I currently have a savings account with ING of £27000, I want to transfer the money into one of the following, can you please give me your feedback. Kaupthing Edge Savings BM e-Saver Account BB Internet Saver I know that the 3 providers are regulated by the FSA and are covered up to £35k but are they any other…
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Kaupthing Edge Savings Account @ 6.55%
[FONT=Arial, Helvetica, sans-serif]Not sure if this is old news or not - just received the email. Kaupthing Edge savings account rate increase to 6.55% AER* [/FONT] Kaupthing Edge is committed to offering savers competitive returns on their deposits and we have therefore increased the rate on our instant access account to…
