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Principality Fixed Rate Bond Issue 92
http://www.principality.co.uk/default.aspx?page=859 Is this a good place for me to put some money? I've had a look for threads on this specific product, but cannot find any.
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Best joint accounts?
Hi all, Can anyone tell me what the best joints accounts are at the moment? On-line or high street, both will be considered. Cheers.
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Business Banking
Hi Everyone I am currently in the process of setting up my own business and need to open a Business bank account but my credit it not good. Does anyone know where the best banks would be to get an account?
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barclays e-savings
hi guys, i have just read that barclays are opening an e-savings account from 2nd june 5.25% AER (5.13% Gross p.a.), which includes a 12 month bonus of 0.75% gross now, i actually have a 'dormant' barclays e-savings account that i was gona close and move the money due to the interest at the moment being 3.?% my question…
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Birmingham Midshires e-Saver - available balance
Hi all Is the available balance for the BM e-Saver always £1 less than the cleared balance? If so, I'm assuming that's because £1 is the minimum balance? Just wondering as I sent a few £1 payments to my new account early last week and only £2 out of £3 is showing as cleared. TIA Suze
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Best long term savings options for £2,000?
Hi, first post on here so go easy on me folks..... My kids have been left £2,000 by a recently deceased relative and I'm looking for the most productive place to save it (it needs to be save rather than invest as if I lose any of it the wife will kill me). Our initial thinking is to simply deposit the funds somewhere until…
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Has anyone changed Child Trust Funds and how much should they charge
I've got a child trust fund which has currently earned £22.03 from 09/06 to 09/07 , however i am tempted by ASDA's CTF which gives a £25 gift card, however, i have heard there is a exit charge if i leave my present CTF provider- has anyone changed CTFs and how much should they charge to exit as it would be pointless to…
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Tax free NS&I
I was interested in Martin's tip this week about NS&I - how does he get the interest rate of 8.17%? Can anyone post the math? Inflation Beating Guarantee: The rate at which prices increase is called inflation. NS&I, the government backed savings organisation, has 3 and 5 year Index Linked Savings offering to pay 0.7% more…
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ISA Question
Hello, I had £3,000 in from last years tax year. So far i have added £2,200 in this years tax ISA. Thats £5,200 in there in total I keep hearing that the max is £7,200 What does this mean? That the entire ISA can only addd up to £7,200 at any one time? And can the £7,200 be all cash? Thanks
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Student savings
Can anyone help me? What is the best savings account for my son who is 16 as he is too old for a child's account, and too young for a student account!!:confused:
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Barclays Launching 7.75% One Year Fixed Rate Monthly Saver On 2nd June
"Customers can pay in between £20 and £250 per month, up to a maximum of £3000 over the 12 month term. After a year the balance will automatically switch to a savings account with instant access paying a competitive rate of interest. Monthly Savings customers are not required to open or maintain any additional products…
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Barclays ISA
I don’t know if this point has been made before because there is so much about dissatisfaction expressed on this site about the opening of this particular product. But a friend opened a Barclays ISA with the full allowance in the last tax year and the acknowledgement says it has actually been started in this, the…
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Bradford and Bingley
Hi there What is the feeling on the new Bradford &Bingley share proposal? Should we sell them and get out or will it pay us to buy the extra shares (16 for every 25 held) and hope they will increase in value and dividend? Any suggestions appreciated.
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Nigerian bank's First Save
I recently posted this in the wrong section, so apologies for reposting. Since northern Rock I am looking for a spread of the best rates available in a mix of instant access and fixed rate accounts for my savings, based on keeping them below the 'safe' limits. First Save seem to be very high, (especially Fixed rate at…
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PEP's into ISA's
My husband and myself have had two PEP's for a number of years and these have now changed to ISA's - one of them has done really well the other not so well - but now with the change i am not sure whether to leave them where they are or cash them and put them somewhere else. They are both with what i considered to be good…
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Bankers check question
When I want a check written I go to my building society want a check written for say £4,000 they print one out for me. now I'm mainly an internet saver. if i require a bankers check written out now would a bank do one for me like the building society's do and if they do, do they charge or is it free like the building…
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CMC Market Maker??
Does anyone use CMC??? I would like to know of any problems that u may be getting with their new updated Market Maker!!! I am having tons of problems and when I call CMC they always tell me its my pc problem.............
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saving account, easy access
Hi everyone, I am looking for instant access savings but have got rather bogged down in information overload and was hoping that one of you could offer some advice. I have 10k in premium bonds which I need quick access to in small chunks for doing up my house. I was thinking about putting some in a cash ISA and the rest in…
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Savings Rate - Wire
Latest rate changes ... MARSDEN BS - increase interest rates for Junior Savers selected variable rates will amend by up to 1.00% w.e.f. 28.5.08. YOUNG SAVERS: 4.75% (+0.75%). YOUNG CLARETS SAVER: 4.75% (+1.00%) Clydesdale Bank selected FIXED TERM DEPOSITS will increase by 0.25% w.e.f. 28.5.08. 6 MONTH FIXED TERM DEPOSIT:…
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Can anyone explain the FOREX Market to a "layman"
Hi, Can anyone offer me some help? I have been offered a "too good to be true" investment opportunity that I need some help understanding. A good friend has been investing in the Forex market (through a broker) for the past year or so. He says that he has been told that he wont loose his initial investment.They have been…