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My first post - savings scheme which pays out..what are they?
Hi there, New to this.....so here goes!! My parents always used to have these savings things where they would pay money in each month and then after about 5 years it would pay out and they would by a car or something. They seemed to make money on it and kept using this phrase of...'when this policy matures..' etc... What…
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Nationwide 6.6% 1 year bond
See Nationwide has launched a new ebond today 6.6% for 1 year. http://www.nationwide.co.uk/savings/rates.htm
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Tax-friendly Uk Select Investment Plan
My wife recently received some information, totally unplanned or requested, through the post from a company called Scottish Friendly. www.scottishfriendly.co.uk It concerns a 10 year savings plan (endowment) which offers the facility of her being able to save up to£25 per month (tax-free) for 10 years. This is in addition…
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Commercial Property Investments with Halifax
Hi, I have invested a sum of money with Halifax who developed a personal investment plan for me, some money placed with government guilds and the most in commercial property. I am not particuarly knowledgable about these things and am concerned about the news coverage regarding finances and property in the UK. I would…
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Tax and share ISAs
I have the maximum in a cash ISA for this year and still have enough spare cash to put the maximum in a share ISA. I am however a little confused about the tax saved with a share ISA. I may be wrong but I understand you are only liable to Capital Gains Tax on the profits of a share ISA and as that doesn't start until you…
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Abbey's eSaver Direct /eSaver - Which account opened?
The following is my original message but I have now tracked down the email they sent confirming the account was set up - and that does use the word "Direct". However I don't understand why they cannot name it as such online! ............. Anyone else have an eSaver Direct account? Online is it described as eSaver or eSaver…
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Kaupthing Edge Non-linked Account Transfers
If you have a Kaupthing Edge account and you have successfully transferred money to it from a non-linked account, what is the most you have transferred? On Monday, I intend to transfer £35K either to my linked account then on to my Kaupthing Edge account; or try to transfer the £35K direct from my non-linked account. So I…
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iii share isa £100 cashback
I notice iii are now offering up to £100 cash back on ISA transfers in. We currently have 2 share isas with Selftrade which charge £25 each per year admin charge & £10 per holding charge if you close or transfer the account. The iii ISA account has no annual charge and will effectively cover the £10 per share holding…
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Fixed Savings Icesave questions
Hi, I had £35K in Icesave though i transfered out £3.6k for this years isa.... I don't need access to my savings for the next year and i was looking at Icesave's fixed rate savings... I know it is not as good as other providers though as my money is already with Icesave it's easy to transfer within the same bank so i will…
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Investing a lot of cash
I'm trying to sell my house. If I succeed I'll have North of £1 Mill in cash. Where can I invest this safely? Is there any alternative to openiong 30 odd savings accounts with £35K in each?
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A Decent Easy Access Savers Account?
Looking at A&L they dont offer much for current members. Has anyone the name of a good savers account which offers: No withdrawl limits (loss of interest if i make a withdrawl) Internet Access And one i can have linked to my A&L current account. Pays good interest. Thanks
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Drip Feeding Into A High Savers Account?
I have read another post which recommends "drip feeding" In other words, A) ,save money in one decent paying interest account each month and..... Then, B) , from that account, each month feed the maximum allowed into another higher savers account (£250) How is this benefical? Surely its best to keep all the money in the…
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Distribution Funds & Bonds
Most of our savings/investments are in cash or equities (mainly unit trusts). We have nothing in property and our only corporate bonds are in two Distribution Funds (Jupiter Distn and New Star Managed Distn) and in Scottish Provident Distribution Bonds. I'm not sure these are the best vehicles for our more cautious…
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Help please - what to do with money?
Hi, Sorry to be so vague, but I've NEVER had money before - I've always had debts. I split with my partner and have sold our house. I got around £50k out of it :j however, I have around £25k of debt (which I've written to my creditors asking for Full & Final Settlement figures), so hoping to settle around £15k-£20k -…
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What is the monthly interest on £70K?
Partner and I are splitting up and once the house is sold I will come out with rougly £70 - 90K. Can anyone tell me if I put this money into a fairly high earning interest rate rougly what amount of interest I would get each month? I'm not very good at these things and am trying to plan ahead. thanks. Alyth
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Childs Trust Fund
What would be the best trust fund - family society to use to set up a saving fund for my children Looking at something for around £20.00 per month over 10 year. Thanks for your help
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French Bank account
I am moving to France when I retire in a couple of years and I would like to open a French Bank account now so that I start saving there. The money being available for holidays etc. What advise can anyone give me please. Are there any instant access saver accounts and internet accounts I could open, even though I do not…
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Anyone Got An A&L E-Saver?
What exactly does the AER fall to if you make a withdrawl? :confused: I cant find any info on it. Thanks
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Coventry 50 plus esavings.
Just thought anyone who is contemplating opening this account should know that it ends at midnight tonight,but as long as you apply by then it will be honoured.It stands at 6.40% ,fixed for a year but it is instant access.I have just opened mine and the process was smooth and fairly quick.
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Tax free savings for grandchild abroad?
Can anyone advise on the most tax efficient way to save for my young grandchilds future, perhaps £300 yearly in £50 lumps,...the slightly unusual bit is that she lives in Europe with her parents,who are both British. I know that if she lived down the road from me, she could receive gross interest, but do different rules…
