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National Grid Shares
My parents have just been contacted by Capita Tracing Solutions, as apparently their dividend from the 2005 restructuring of National Grid was not cashed. For a fee of 15% +vat they would evaluate the claim and recover the dividend. Feeling slightly suspicious of this my parents contacted National Grid direct and was told…
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Can someone please explain these interest rates to me?
On the kaupthings edge website, http://www.kaupthingedge.co.uk/OurProducts/InterestRates.aspx the AER rates are less than the gross rates, how is this possible? For example the 3 year term has a gross rate of 7.16% the AER is 6.70%, which is even less than the 1 year term. Surely if you divide the Gross rate by 12 and add…
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KidStart.co.uk
Has anyone had any experience of this savings scheme as featured in the Daily Telegraph - Your Money, Saturday 5th April 2008?
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Comments welcome on this portfolio:
emerging 15%: First State Greater China Growth 7.5% Allianz RCM BRIC Stars 7.5% global 50%: Neptune Global Equity 10% JP Morgan Global Equity Income 15% Aberdeen World Equity 10% Artemis Global Growth 10% MFM iFunds global growth 5% commodities 35% JM Finn Global Opportunities 5% M&G Global Basics 5% BlackRock Merrill…
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Bradford & Bingley Internet saver is it any good?
Please ignore. Posted in wrong thread. Apologies
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Savings Acc penalties
I have an Alliance & Leicester savings account which has a good interest rate but I lose one month's interest, (on the total), for any withdrawel. If I withdraw the full account immediately after the monthly interest is paid, do I avoid the penalty?:j
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ISA interest - when added?
Seems a silly Q I know but as the last day of tax year fell on Saturday 5th, is payment of interest on ISA's held over until the next working day, ie Monday 7th?
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Offshore Company Formation - best value?
Where is the best value place in the world to get this done? For tax, setting up fees and nominee management. Looking around it seems the UK is a good value place for it. But alas, I think this is too close to home to be a good idea. Rationale: I may have income outside of the UK I wish to keep foreign in the future. By…
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Coventry B/s
HI does anyone know anything about the Cov B/S I am looking at their 50+ e/saver acct paying 6.4% for 1yr
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40k to invest, whats best?
Hi I have about 40ks worth of cash in a 2 basic currect account...very little intrest. I have a 60k mortgage that I cannot pay off for a few years (long a dull story, which I wont get into) Me and my wife have no Isas, we have no debts at all other than the mortgage, we have no credit cards, or store cards etc.. Baicaly I…
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opening new cash isa
ooooooooooooo
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Northern Rock to Keupthing Edge
I want to transfer some money from my Northern Rock account to my newly opened Keupthing Edge account. Is it possible to transfer the money directly or will it have to be transferred via my nominated account? THANKS
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tax on interest earned
When you fill in your tax return, you must declare interest earned on savings, even if you have had 20% tax already deducted by the bank before you got it. Why is this, if tax has already been paid? How does Gordon Brown know whether you have declared it all? If your savings are spread around many instiutions, it can be…
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Alliance & Leicester ISA question
I would like to open an A&L Isa for 08/09. It will only let me pay in £3k, instead of the new amount ... anyone got any ideas why? Many thanks.
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Premium bond cash in
Hi I need to get hold of some cash fairly quickly and would like to cash in some premium bonds. can anyone please tell me how long it normally takes NS&I to stump up the money? thanks
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Under 18 savings account Tax
Hi Everyone I am coming up to 16 soon and currently pay no tax on my savings. I plan to stay in full time education so my income is unlikely to go over the £5k tax free income allowance for a few years so I won't be a 'taxpayer'. When I am 16 will I have to start having tax taken away from interest from my hard-earned…
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Advice re ISA fund investments
I have been investing £200/month for the past 2 years in 4 different Funds. At present one fund is in the black but 3 are in the red. I've only "lost" £180 so far, but am concerned this will get worse. Two of the funds are now on H&L wealth 150. Two are balanced/managed, one growth, and one special. I am 48 years old and…
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Barclays Cash ISA - Daft Question????
Can anyone help I have applied for a Barlcays cash ISA for 2007-8. This application is being processed (I am a Barclays customer) However I now have had a thought :confused: I have a SMILE ISA that I opened in 2002 and have paid in to fairly regularly including this year. Therefore am i still eligible for a Barclays one??…
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Can I transfer btwn a/c types within A&L
Hi, Just looking at moving my savings around to get better interest rates. Can't get through to A&L today so thought I might try here. I have a directsaver a/c - currently paying 5.75 AER (var) Their esaver a/c is paying 6.5% AER (var) until May 2009 Am I allowed to simply open an esaver a/c and transfer the balance over?…
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Help! I need to invest £1000
I've been saving for ages and yet i've not got anywhere. As a muslim i can't earn interest. So i need to find a 'safe' way of putting the £10K i've saved so far into something that will boast it fast so i can buy a place. Help needed. I save about £700 each month and this has been going on forever. Yet I've only £12K to…
