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first equity isa
i want to get invested into isa equity 8,000 this year and 8000next year. would using commshare be a good idea. was thinking on the lines off 4grand in peru 4 in india 4 in china 4 in russia prefer high risk high profit investing . can any body give some do or dont things to be on the look out for.
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SIPP Investments - Commercial Property
This will be my first post requesting the experience of others in the industry. I am looking for anyone who has links to commercial property investment that would be eligible for SIPP. Most of all I’m looking for offices or retails units on a leasehold / freehold basis, not investment funds in commercial property. Any help…
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help on childrens accounts for child to use
i would like my children to open an account that they can put little amounts of money in. They are 7 and 9. I remember when I was young having a post office account with a paying in book so that I could see the pennies mount up. ( it all seemd to be internet or cash card accounts , but I wanted them to experience the total…
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Asset allocation and pensions
Should I be representing my end salary pension or my pension contributions in my asset allocations?
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close alliance and leicester account
Hi...Is today the best time to close an alliance and leicester savings account due to their 30 day ruling about no interest in the month an account is closed.....cheers
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Close alliance and leicester account
removed due to double post
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cooperative society?
I'm sure I read something a while back that you could deposit up to a certain amount in a cooperative society and that it was tax efficient. Does anyone know anything about this pls? Thanks
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Where to save?
Hey Guys, Ive had a letter come from my university today informing me that im getting a £500 bursary soon. I already have a student acc with halifax and i have an online saver with HSBC. Im looking to invest somewhere where i could make a decent bit of interest. I was thinking of a fixed term deposit account but i dont…
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Kaupthing Edge Savings Rate Frozen For Now
http://www.kaupthingedge.co.uk/Default.aspx 1 Year Fix 6.86% AER on 5000 + Kaupthing Edge savings account with a highly competitive interest rate of 6.50% AER*. The interest rate will be at least 0.30% (gross) higher than the Bank of England Official Rate until 1st February 2012. This is an easy and effective method of…
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What should i do?
Hello, I currently have a first direct regular saving account and a nsandi isa. I currently save £500 a month, £400 into my isa and £100 into my regular saver. I think i could save this money in a wiser way, so i'm just after some advice. Should i spread the savings around some more? thanks for any advice. Nathan
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February interest from ICICI
Has anyone with a savings account with ICICI had interest credited for Feb yet? I thought I would get it yesterday, 1st, as they paid it on the 31st in Jan, but so far nothing's been credited to my account. I'm sure it will be put on on Monday, but I just wondered if anyone else had received the interest yet? Thanks, BFx
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Guaranteed Investment Bonds
Just had the hard sell from my bank to get me to invest in one of their Bonds. Hook line is they are guaranteed - you get your money back after five years even if the stock market goes down. Sounds good? Read on... The guarantee does not apply if markets fall by more than 30%! That is the very thing you want to be…
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How is interest paid in online savings account?
If you have 5,000 in the bank in April 07 with net interest of 3%, but then take out 4,000 in March 08, do you only get paid interest on the 1,000 remaining at 3% in April 08? or is the interest accumulated daily/monthly but only paid annually, therefore you get paid interest on the 5,000 you had for all those months and…
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Quick Question - Savings Protection
I have an ICESAVE account, I have just under £40k all together some in a fixed bond, some in the easy access account and some in an ISA (all with the one institution ICESAVE) The account is in my sole name and I understand I'm protected for 100% of 35k. If I add my wife to the accounts does that go up to 70k? If not can I…
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Credit Reports - can i pay through paypal?
Hi guys, I have a basic account with Abbey and have had it for over 1.5 years. I have never been overdrawn. Im in about £4.5K credit at the mot, which i intend to turn into about £50K in about 3.5 years (aiming high) for the grand old 3-0 milestone. Ok so the deal is everytime i call Abbey for a balance or whatever, they…
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Nationwide E-savings
Hello I have a Nationwide online savings account which i have had for almost a year and the amount in it fluctuates between £1,000-£3,000 (pretty impressive for a student!) My interest is due to come on the 31st of March but I'm uncertain if I'll have to pay tax on this interest :confused: Anyone any ideas? Thanks for…
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What are my ISA options.
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Icesave ISA or Council Home - which would you choose?
Hello guys, My question is - should i put my money (£4.500) and now £700-800 per month hereafter into Cash ISA's such as Icesave (one for me and partner) or should we put it into buying our council home? We are currently entitled to a £26K discount under the RTB (right-to-buy) scheme, which would mean that our house would…
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Abbey - 6.5% from Monday
Abbey are launching a new variant of their Esaver account from Monday 4 Feb. 6.5% is the headline rate on balances up to 250k if no withdrawals made, but only pays 3% in any month when a withdrawal is made. Account can be opened in branch, but transactions after that have to be online or by cash machine. Also being…
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What is a NS&I Index linked Cert?
And how much do i need to get one? And are they better than say getting an Icesavee cash ISA? I have no clue as to how these work so please give me the "idiot" explanation? Thanks!
