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£700 to save
Hiya, i have around £700-750 i wanna keep for when im going to university i've read the article on cash ISAs and i think im gonna go for an egg cash isa (6.05% interest and i can withdraw at any time) is there anything better then this i can go for? i'm 17 if that makes a difference EDIT: im now thinking the ICICI 6.41%…
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Icesave
Since most societies / banks have reduced or withdrawn high rates on fixed rate bonds. Icesave still offer good rates. How do you guys find them. How easy to open account, manage it, deal with CS etc.
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West Bromwich Building Society Star Easy Access Account 6.55%
Another New Westbromwich BS account launched to hit best buy tables. :rolleyes: http://www.westbrom.co.uk/westbrom/savings.product?id=3484&FROM_CAMPAIGN=true&CAMPAIGN_SRC=HOME_PAGE
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Is no one else Fixing their rates for the next 6 months - 1 year
Hi all, Is anyone else thinking of fixing their savings rates for the next 6 months to a year? Its widely thought that the bank of England will cut the base rate this coming Thursday, so now would be a great time to do it. A lot of 'experts' are predicting we could see a rate of 4.75% at the end of the year. Icesave are…
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£1000 for selling shares do we have to pay tax on them?
Hiya x Please can you tell me. We received a letter today from my husbands old company offering us £1 per share for shares he was given by the company when he joined them. He has since left the company but kept the shares - He has 1000 shares so has been offered £1000. Will he have to pay tax on these? If so how much? For…
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Derbyshire BS Postal 30 ( 6.45% )
Posting it just in case it is of "interest" to somebody. ( at least this new account is keeping rates up. ;) ) Postal Accounts seem to be coming back into fashion, suprising as internet accounts should be cheaper to administer. Postal 30 Triple Guarantee With this great new account, not only do you get a competitive rate…
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eligible for non-tax paying status?
Due to an inheritance,i find that i now have over 300k in savings.I am not working at present,so does this mean that i am eligible to class myself as a non-taxpayer when it comes to receiving interest on an investment? cheers - MT
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How much to get started in Share dealing?
Hello all. I have a simple question with a complex (maybe) answer... (I've posted it on the Share Dealing Discussion, but that thread doesn't get many hits. Please excuse me for reposting here...) If I'm starting out investing in shares, how much should I start with? Looking at the share prices, they seem to be mainly in…
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Where to place 40K
Hello, I have around £40,000.00 laying in the Birmingham Midshires postal account earning 3.86 Gross/AER, 3.09% AER Net, been there for over 15 years. I am five years away from retirement have purchased every ISA that I am allowed and have more than enough money to live off now and in the future. However, in two or three…
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Northern Rock bond
The Northern Rock fixed rate bond issue 1 paying a whopping 6.9 per cent will be withdrawn at 5pm today owing to its popularity. So if you still want to make it you can download the application off their website and take it in person to a branch. Sadly I will have missed it as I can't get a cheque there in time!
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Blue Sky Protected Income Plan
Just interested in any views on this product. The piece I was reading said that it is looking to return 10% per annum on a portfolio of UK bank stocks over a six year term, while aiming to provide 100% protection of the original capital with £10k minimum investment (subject to crash conditions or Downside Portfolio Barrier…
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FTSE breaches 6000
Next week 7000 ? :beer: :j :T
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Time to leave Sainsburys E-saver
It's taken me far too long to get around to this, but now the time draws nigh. When I opened my Sainsbury's online saver it was the best available at 6.25% I think, but now with it standing at a dismal 6%. Obviously the usual criteria is nessesary: instant access, no penalty, etc. I've read that the only way to open the…
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Northern Rock Shares
What is likely to happen to the Northern Rock share price once the winning bidder is announced next week? If the offer is good I can only see the share price going up but I don't know what the worst case scenario is. Could shareholders end up with nothing?
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Savings Account that allows D/D or S/Os
Hi, I have agreed to pay my son's mortgage for 5 years to help him through a difficult time. I want it to be as easy as possible so would like to place the complete 5years payments into a savings account and just get it to pay out one standing order or direct debit a month to the mortgage company. The total amount will be…
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Any Views On Goldmoney?
http://goldmoney.com/en/why-goldmoney.php Seem to be more expensive for small holdings when compared to ETFs (~£1.50/month at goldmoney Vs. 0.39%/year for an ETF). Is the extra expense worth it as you are buying and owning the physical gold? Or Is an ETF perfectly safe?
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Advice on Maxi ISA please