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Can you trust First Bank of Nigeria?
Read this article on www.thisismoney.co.uk Maybe this is only for the very brave!
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Lost Deposit Money, should a Bank have the records?
I hope this is the appropriate forum to post this. My Mother who is in her 80s phoned me in a bit of a state today, this is the story as far as I understand it. She had been asked to pay back an overpayment of her pension, and the pension service seems to have sent her some sort of a 'Giro' bill. (I haven't seen this since…
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Old Lloyds Bank Account
Hi first time post, so be gentle. My dad has recently found an old Bank Account he has with Lloyds Bank. It has about £800 in it. He went down to another branch as the original no longer exists to enquire about it. They told him that they no longer have any records of that account and Lloyds is now part of TSB. Is is about…
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Good Deal 6.8% Bond?
I've been looking at putting around £3500 into a bank for a year or so. Was just wondering if this was suitable? http://www.bradford-bingley.co.uk/savings/product/ebond-20.asp
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Interest Rates
Why is it that every month the media go about trying to convince the BOE to lower interest rates. I may be wrong but I don't think there has ever been a time they have called for an increase. Why is this? On the times rates have been reduced the newsreaders look happy and chirpy and on the times rates have gone up they…
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New Investor - Starting up
Hi Y'all, I'm a newbie, can you please advise on where and how to start saving and investing. I've been reading a lot of the info on this forum as well as the internet with regards to shares dealing and SharesISAs. An advisor asked me to start from setting up a mutual funds account, because I'm inexperienced but I dont…
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Cheapest Fund Supermarkets For ISA with under £50/month investments?
H-L seem to be the cheapest (i.e. biggest rebates on initial charges) place to open a ISA for funds, but you have to invest at least £50/month into each fund. Can anyone recommend a fund supermarket for monthly investments into ISAs which allow investments of ~£20/month and are cheap? Cheers
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Sharebuilder Account
I'm looking at setting up sharebuilder account for a regular small investment and from reading the forum and guide I've come up with two Halifax Sharebuilder (http://www.halifax.co.uk/sharedealing/sharebuilder.asp)and the Motley Fool Sharebuilder (http://www.fool.co.uk/share-dealing/our-service.aspx#sharebuilder) both…
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what is the point of bonds?
hi everyone, i'm a newbie so please don't bite. i have been building a diversified portfolio of funds/shares/cash over the past year and keep reading that I should have a proportion of it in corporate bonds and gilts. but looking at their rates of return, and given the fact that corporate bonds carry risk, I can't see…
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Does a bank have obligation to tell you about rate changes on account?
I have an e-savings account with First Direct. I use it primarily to save for xmas, putting £2 a week in it and £7.50 a month. You get 5.5% interest rate at the moment, but you can't find the account on their website and FD said that they're not opening anymore of those accounts. I thought with rate changes banks have to…
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50th Birthday Fund
Greetings everyone. I have decided I am going to save to do something or buy something wonderful on my 50th Birthday in October 2012. So I have just under 5 years to save. I can probably save for the moment about £50.00 per month. Would anyone care to suggest where might a good place to save be for the best return.. Your…
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Good FTSE spreadsheet generator ? Dividend Yields ?
I'm after a way of creating spreadsheets for equity markets - specifically for the FTSE100, FTSE250 and FTSE all share. The moneyextra site http://www.moneyextra.com/stocks/ftse100/ creates a spreadsheet in CSV format that works well, though it doesn't appear to include all data. Specifically I would like to list Dividend…
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Old Shares
Hi, I have recently found an old share certificate for Eastern Electricity, which was issued in 1992 for shares I own. At the time I was living at a different address. They are no longer listed on the share lists that I can see. Does anyone know if I can I claim anything on these at all? Either other shares or money? Any…
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Nationwide drop 1yr e-bond from 6.7% to 6.45% to 6.25%
Fixed rates on the way down:cry: http://www.nationwide.co.uk/savings/e-bond/
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EMAP shares
I have some EMAPS shares. I think they are being taken over. Does this mean I have to sell these shares and will get the money or are they transfered to the company which bought EMAP. Do I have a choice? I would be pleased for any advice as I'm finding it complicated
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Halifax 3 month fixed saver down to 6.1%(5.2% @ 13/02/08)AER
Looks like Halifax has just dropped there fixed rate web saver(3 Month term) to 6.1%AER :mad: http://www.halifax.co.uk/savings/fixedwebsaver.asp Other terms probably too(not sure of the others) http://www.halifax.co.uk/savings/personalrates.asp#fixed_rate_web_saver edit:title said not instead of now...
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Index Linked savings vs Guaranteed Equity Bonds
Hi all. I'm a first-time newby here so apologies if this has all been covered before! I want to invest some money over a fixed term, and I've been advised to start with National Savings. The Guranteed Equity Bond option looks good but I've heard that they're not all they're cracked up to be. Anyone thoughts anyone?
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Double your money in 12 - 18 months... Fidelity Focus Fund (India)
I invested 45k into this fund in Feb 2006 (started off with a 10k initial investment and then further lump sums over the following months. Right now my fund has grown to about 95k. http://www.fidelity.co.uk/cgi-bin/direct/iframe/iframeparent.cgi?sid=B02DW99 I am happy as larry :j as my fund has more then doubled over the…
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Pensioner with £90k assets - what does she do?
I'm requesting you advice. My Mum is a pensioner and due to circumstance has now sold her property and has £90k in her savings account. She is deciding to rent - approx rate is £600pcm - and has the lump sum to effectively live off for the rest of her life. She is a pensioner on state benefit only and has a part time job…
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£90K for a pensioner to live off
I'm requesting you advice. My Mum is a pensioner and due to circumstance has now sold her property and has £90k in her savings account. She is deciding to rent - approx rate is £600pcm - and has the lump sum to effectively live off for the rest of her life. She is a pensioner on state benefit only and has a part time job…
