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Share Dealing ISA
I wanted to start an Share Dealing ISA with US $ to trading US stocks. I was told its a Inland Revenue condition the account must be funded in Sterling. Does anybody know if this is correct?
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Bonds or Regular Saver
I currently have 2 regular saver accounts (TSB & YBS). I have been looking at further regular saver accounts such as Skipton Special Saver and also at 1 year fixed bonds. As you are effectively tied in with both, which are the best option? I appreciate that with the bond you have a guaranteed rate for the stated period.…
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Child Trust
Hi. My mum is moving abroad in the next couple of years so I need to look at getting a mortgage soon. I have got £2000 saved for a deposit at the moment. I have a child trust fund set up of £4000 that I will be access at the age of 21 (I am 18 at the moment) I am wondering if there is any way I can apply to release this…
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CTF - what to do with sons voucher?
Hi! I'm currently looking into where to put my new baby's ctf voucher. My daughter has an account with the childrens mutual, which we top up via monthly standing orders, but I wasn't sure whether to use them for my son. They seem ok, but is it at all risky to use the same company to save such a huge amount of money? Would…
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Tax Free with Friendly Societies
I recently received a flier through the door from Scottish Friendly Assurance offering tax free savings if I invest up to £25 per month over ten years in their Scottish Bond. According to their web site you can make a lump sum payment of £2340.10 which they say, and I quote: Lump sum funding This provides a way for you to…
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Log in problems with ICICI Savings Account
I'm trying to log into my savings account and it won't let me click on the log in button - is it just me or is anyone else having this problem?:confused:
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London-Scottish 6.85% fixed rate Bond
Its a limited issue paying 6.85% Gross and 5.45% net http://www.high-interest-bond.com/
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Short Term Bonds
Hi Everyone, Can anyone recommend the best short term (say 6 months or less) bonds? By best, I mean highest interest rates. Thanks, Suzkin.
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Taxed vs student savings
Hi, My wife started being a student again, and all her bank accounts are now tax-free (after filling in many R85 forms). In the past (when she was working), we were transferring money freely between our current and saving accounts. Do I now need to be extremely careful not to transfer any money from my accounts (with taxed…
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keep euros or change back to pounds
Hi, Im looking for some advise please. I have just sold a property in Spain and have recieved a bank cheque which is in euros. I am unsure whether to put the money into a euro account at my local UK bank or change it back to sterling. The gamble is whether sterling will fall further against the Euro in the short to medium…
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Passbook savings
I want to open a joint savings account with one of my children. I need one with passbook only access. The amount deposited will be £3000 (funeral money). Any recommendations?
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Recommend me a high street savings account
I would like to start a savings account but would like to be able to go into a branch and access it. Can anyone recommend any? thanks.
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2 Questions about 'bonds' - fixed term, fixed interest accounts
Hello, 1) Are bonds government backed like ISAs? so you are limited how many you can have in a tax year, and other restrictions? 2) If a provider states that no withdraws or early closures are allowed, does this mean there is literally no way you can access the money if you really really needed to? Thanks for reading
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Investment + Savings strategy (annual lump sum & regular monthly deposits)
Hi, I'm looking for some guidance on a combined investment and saving strategy. I'd like to invest annually (as a lump sum) 10k with a view toward high risk and reward (good growth). This would be a 3 year term - hence in total the investment will total 30k. This money represents part of my annual bonus so I don't feel too…
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Northern Rock Shares
If NR was nationalised as much of the rumours suggest, what would shareholders get??
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I think i have made a big mistake !!!!!
:eek: Can anyone please help me, I have just closed an account with £22000 in not realising that it was my mini isa :eek: Can anyone suggest where i came put this money to earn me a miximum benifit, I can`t belive i`v been so stupid.:o Many thanks Pip :mad:
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Got three ISA'S, is it better to transfer to one?
Hi, I have an ISA with Marks and Spencer which I opened March 2004, Abbey October 2004 and NS&I July 2007 all three have £3,000 in each account. I am considering putting the three in one and then open another or add to the same account in April. Is this a good idea? Any suggestions as to which ISA would be best for this?…
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Old Shares Question
Hi MSE I saw you answered a similar question to mine about a different company. I have some old Rolls Royce shares (certificates from 87 & 93) and wondered who I need to contact re claims as I have moved address since the certificates were issued. Many thanks
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Large Sum of Money
Hi, We are thinking about selling our house and moving into rented accommodation as I believe house prices are due to fall and I can buy a larger house later when the price is right. If I do sell I will have somewhere in the region of £200k to invest in order to pay the rental on the property. I am worried about only £35k…
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NR. voting facility failure?
Hi Did anyone else have trouble using the online voting facility for Northern Rock? The deadline was quoted as being 10am on Sunday. Circumstances were such that our voting was left to the last minute. I typed in my investor number at exactly 9.50am on Sun , only to get a page which said I was too late, closing had stopped…
