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Best fund to invest in @ £50 a month?
Hi everyone, I have never invested before, but now that I have some savings behind me, I can afford to invest £50 a month comfortably, possibly £75 in a few months. I have read about Investment Trusts and Unit Trusts (but still unsure in plan English what the difference means to me as a newbie investor), and that they are…
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43 years unclaimed interest. WOW!!!
Hi, I've unearthed an old PO savings book, last entry 1964, it has a balance of one shilling, apart from 2.5 pence, what will it be worth now, with 43 years interest?
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What's the best saving account that pays monthly interest?
As per my previous post that was moved - Hi everyone, can anyone help me out with a few saving account questions I have - I know there are some knowledge people on here and have seen some good advice in the past. [STRIKE]What is the best ISA about at the moment, I'm looking to max out the cash and shares allowance for this…
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"laddering" for fixed rate bond saving?
I recently found a description of a method of fixed rate saving on a US site: Laddering: How to build a CD ladder If you read this and substitute "fixed rate bond" for "CD" it would presumably be an applicable method to use for fixed rate saving in the UK. I've never seen any discussion of anything like this method on…
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best flexible savings account?
Just released £30K of equity to fix up the house. its sitting in the current account and not collecting much interest. Which would be the best savings account to use as we will be paying the handymen in dribs and drabs as the renovation progresses?
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Investment advice needed
Some background on me, single man 42, no dependents, income £62K Home owner, approx. value £120k, no mortgage Cash savings £50K Cash ISA £15K Premium Bonds £30K Shares £40K (20K in Sainsbury/M&S, £20K in odds and ends) Net worth £257,490.35 (just checked!) Would like to retire at 50(!)
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What/Where to invest?
Hi, I have £5000 to invest but I'm not sure what product(s) are best to invest in. I have already used my £3000 allowance for my ISA for this financial year. I have been looking at the 'Index-linked Savings Certificates' product from NS&I which sounds like a good product to invest in and the 'Guaranteed Equity Bonds' which…
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savings....help
hi. my hubbie has just retired with a lump sum of around 100kl the halifax...who we are claiming bank charges from has suddenly become our best friend....forget it.....where can we put our money to earn interest without being stitched up by the banking moguls........any help appreciated. cheers marie
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gold spot price
I been told that if your selling gold coins it doesn’t matter which jeweller you go to they all will pay the spot price on that day Also even if you have good condition coins its the same price as if they are damaged or circulated Is that true Thanks
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Skipton BS increase Christmas Saver to 7.30%
Skipton Building Society will increase their Christmas Saver account by the full 0.25%. This takes the rate from 7.05% to 7.30% (gross) which makes it an AER of 7.43% from June 4th 2007. Details here.
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Stock broker fees?
Evening all I am not a regular user of this board but have a question I was wandering if anyone could help with, i will try to keep it short - a family member is currently exec of estate for his family member who did not have control over his affairs due to his mental capacity - his affairs were dealt with by a court…
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1 year fixed bond 6.3% gross
There are now 2 offerings for a fixed 1 year bond at 6.3% gross. West Brom Building Soc: http://www.westbrom.co.uk/westbrom/savings.product?id=3146&FROM_CAMPAIGN=true&CAMPAIGN_SRC=HOME_PAGE Min. investment is £1000 Matures on 31st May 2008 Halifax: http://www.halifax.co.uk/savings/fixedwebsaver.asp Min. investment £500…
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any ideas?
Hi folks. Any advice gratefully received... A relation has inherited a sum of money, which they have now received. They want to give me some of it and that amount will probably be over £3000. Anything over £3000 is due for income tax isn't it? Any good ideas for decreasing my liability? Or any other suggestions? Many…
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Foreign Exchange Transfer
Hi, I have to move some EUROS to the UK from my Italian account, and was wondering if there was a cheaper way of transfering money than a standard bank transfer which use ridiculous exchange rates. The transfer is quite large (proceeds from a flat). If anyone has any ideas or experiences, please let me know your thoughts.…
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NS&I Index-linked Savings Certificates
Just wondered whether Martin provides info about these anywhere on this site - I've searched but couldn't find anything, so maybe I'm looking in the wrong place. :rolleyes: I've heard that these may be a good savings/investment vehicle, but would like to find out more about them. The NS&I site doesn't provide very much…
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S&S investment for a minor
Hi all Perhaps you could help me. My nephew has a sum of money sitting in a savings account. As he doesn't need the money for some time, I think he would do better in investing in equities. BUT, he's only 8. So, do you know if he is able to invests in S&S in some manner, perhaps in the name of his mum? Thanks very much. I
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SAYE & Company Merger
Hi, I wonder if anyone here knows the answer to this? I have SAYE plan that is due out now and usually if shares are sold it comes under Captial Gains Tax (assuming you reach the limits), however the company I am with maybe merging with another and has said that if the merger goes ahead shareholders will receive a cash sum…
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Westgate Capital Management
I have just had an offer made for some shares in Avitech Lifesiences Inc which I believe is very suspect and therefore I am avoiding at all cost. I believe that I was conned into purchasing the shares in the first place and there are many aspects of this new offer which leads me to believe that this is just a second phase…
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transfers from child savers to ISA?
I have been thinking recently about how best to save for my 3 young children (2, 3 & 9). I have formulated a plan, but am not sure if this will work. The plan is as follows: 1. Put £100 per month per child in the highest paying regular child savings account. This should not generate enough interest in a year to cross the…
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Executor: Need to find suitable savings for childrens' legacy
As Executor, I shortly need to set up safe savings accounts for some children. The Will specifically requests that the money should be held in trust until they are aged 21. Does anybody have experience of good Building Society accounts which will cater for this requirement? There will be 2 trustees, including myself.
