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Where is the best savings account for a child?
I'm looking for a savings account for a 10yo boy. I'm looking for the best interest rate on not much money... Any recs?
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First Time Buyer
first time buyer! Hi, I am looking to be realistic about buying my 1st house. 21 at the moment and have around £200.00 to £300.00 to stash per month. Ideas please!!!! Any ideas thanks,
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Help! Where should i put my money?
Hiya, As i am starting back work after being on benefits, i will receive an extra £40 per week for 52 weeks, and rather than using the money then coming unstuck when it runs out, i thought it would be best to save it but i have no idea where to put it! idealy i wanted to put it in an account where i couldnt touch it or at…
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Applying online for halifax regular saver
Just started to apply for the regular saver and noticed that there is a section to enter a special offer code (not compulsary) any1 have 1?
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Starter saver seeks advice
Hello all - just hoping for some advice on my savings. :money: I'm 25 and have a bit of disposable income as a result of recently changing jobs. I've sold my car, meaning that I have a modest amount in savings and no motoring costs (cycle to work). I worked at Citizens Advice Bureau as a student, which motivated me to use…
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Confused short term saver - baby on way
I am almost 3 months pregnant and will only get OMP (approx. £400 per month) for 6 months from next December a huge drop from my usual £2k I usually bring home. I'm useless with money but before finding out I was pregnant I'd begun taking action b paying off 3 of my 4 credit cards leaving me with a £23k egg loan…
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Numerous accounts. Negative consequence?
I don't know if anyone else is like me...... Since finding about this site and forum, I've been opening lots of different accounts to get best deals, cashback site promotions etc. I will need to keep a close eye on them. So far: A&L ( current account, online saver and regular 10% saver) Cahoot saver X2 through quidco HSBC…
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Daughters Savings
Hi All, I have a 5 month old daughter that has just recieved £5000 inheritance, I would like to invest it for her in the best possible way until she is 18 years old. Can you give any advice on how to do this or who is best to cotact for assistance. Thanks in advance Dan
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Your thoughts on my first steps?
Hi folks, I've been hanging about on the Debt Free Wannabe forum for a small while now and have slowly been learning about savings and investments too, but not posted here yet. I started off in several thousand Pounds worth of debt but managed to clear most of it before I really found MSE. I'm currently in the position…
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Not really sure what I'm doing ...
Hi everyone. I've not ventured onto this board and don't really know what i'm doing wrt savings and investments. I inherited about £150k a couple of years ago, and put it in various accounts as follows ... Cahoot Savings approx £70k 4.75% Gross Halifax Variable approx £70k 4.5% Gross Halifax Fixed (matures Dec 08) approx…
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selling shares ?
Hi I was wondering if anybody has experience with shares - I do not!. I have been saving through a sharesave scheme at work and I have just recived the documents giving me the options to either put the savings into shares at a set rate from 3 years ago less 15%, or take part of the savings and part into shares or the third…
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Can teenager open 30 day savings account
my nephew is saving up to go back to america next year and I mentioned a 30 or 60 day account to him so he wouldn't be temted to dip into it. he's just popped in and asked me about it but I really dont know who does them etc and if a 13 year old can get one. i'd be grateful if anyone can give him some advice please
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I would like some advice please
Hello there, I was just looking for some quick advice, many moons ago, I was bankcrupt. I am not anymore was discharged april 05 after 2.5 years. Anyway I am in the process of opening a regular savings account with the Halifax. When I realised that they are connected with Bank of Scotland. One of the debts included in my…
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More Risk More Potential Gains Required
Hi, I wonder if anyone could help me choose an investment that fits my requirements. Currently I have a fair bit of money sitting in a Savings Account. I would like to invest a very small amount (maybe 1 or 2 grand) in something that offers greater returns (potentially 10% +). I am prepared to risk the capital for a better…
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£6000 Quick Investment
I currently have £6000 with the Alliance & Leicester Online Saver. I am looking to get the best return with this money by the latest June as it is for a new kitchen. Has anyone get any ideas?
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Advice requested for income
Hi Everyone, first post so please be gentle. :) My mother in law only has a state pension for an income and has decided to sell her house and move somewere closer to my wife and I. She has a small mortgage of 20K and expects to get approx 250k for the house and then maybe buy a house for a similar or slightly smaller price…
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Dividends paid abroad
I run my own company. Can anyone advise whether it is possible for me to pay myself a bonus or dividend into a foreign bank account with a view to buying a property abroad?
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Money can't buy me love
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Help Saving my Windfall
I have come in to a small windfall and would like to put it away for a rainy day. I have a UK bank account but live in Cyprus. Having looked around for the best rates of interest I find that I would need to be a UK resident to open any of the accounts. Does that mean that I am stuck with Lloyds TSB and no alternative. I am…
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Financial Qualifications
Calling all accountants, IFAs etc, a seemingly random question but I promise there is a really good reason for asking. What is the correct wording, ordering etc, of the letters after ones name once they have completed the CIMA qualification, and if they then go onto do further professional qualifications such as an MBA,…