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Derbyshire reg saver latest payment date?
Have seen a few reg saver accounts mentioned that req payments to credit account before 28th of month etc. What is the Derbyshires latest payment date? Does anyone know?
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Halifax Regular Saver - 13 payments in year?
Set up one of these, by transfer, 31st March last year. Then set up SO from my current a/c for 20th (T&Cs require pyt each month and by 28th) of April et seq. Realised, at the time, that would create 13 payments in the year to 31st Mar 06 - when the account would be 'swept'. But struck me that could hardly be novel - as…
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"c" shares
i have noticed that many investment trusts issue "C" shares.... and that they specify the date when they merge with "ordinary" shares. however what i dont really understand is what happens to the share price after the merge, because there is usually a discrepancy between the price of the two share classes. Do the "c"…
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Barclays £100 online bank 'scam'
If you opened an online barclays account to get the £100 bonus in repsonse to Martin's email/article http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1137572726,94211, beware that they are not paying if you paid in £1000 straight away. They have some condition that you needed to wait for 2weeks otherwise the…
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One or several funds at a time?
I have about £120 a month to invest in my ISA held on Fidelity Fundsnetwork. I already have 3 funds with about £1000 in each and there are now 3 other funds I'm interested in but, my question is, would it be daft to put £40 a month into 3 different funds or should I really put £120 into one fund at a time? Is there any…
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Help a Relative
There have been many posts regarding interest rates and best accounts for savings etc. and most of us who are regular readers of and contributors to MSE are now pretty savvy as to the best accounts around. But pause for a moment & think of our elderly (and not so elderly) relatives, especially parents, grandparents and…
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Share Options Question
Hi from a noob ! Got a question for you knowledgeable folk. The company that I work for is subject to a takeover bid. If the bid is successful, what will happen to my SAYE options that have yet to mature ? Hope that makes sense ! Cheers
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Profit from house - what are my options?
Sold house and when mortgage is cleared will have £70000. Yay. Will have to get a new mortgage but that won't be for a few months as renting for a short time.My salary will also be increased so getting significantly more each month As I see it there are a few options: 1. Put all money as deposit on new place - reducing…
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Ing Direct Account - New account
Hi I will leave the code blank as it is what you would call a referral code. I have been given a code that can be used by 5 people opening account with Ing Direct. It will get them 10 pounds for opening a new account by May 5th as well as ME getting 10 pounds. If I am allowed to post this code please let me know or you can…
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Return for my money.
Hi, I have just sold my house and i wondered what the best account would be for my money. I looked at an Alliance and Leicester on line account which gave me a limit of £25,000 savings, but i have £51,000 to invest, but only for a month. Any ideas for investing this would be appreciated. Thanks in advance.
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Standard Life sets vote time-table
Edinburgh Evening News Details of how many shares they might receive and what these shares might be worth will go out at the end of April "......... the deadline for returning postal votes is set for May 28. A vote will then take place on May 31 at a special general meeting at the Edinburgh International Conference Centre,…
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Shares and CGT
I have almost 1000 HBOS shares, 100 from when they stopped being Halifax Building Society and the rest inherited from my mother 5 years ago. Thinking of maybe selling them to put towards some work on our house and wondering how this works out with CGT as I never actually paid anything for them?
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£25K lump sum to fund year of travelling??
Hi, Any advice would be greatly appreciated, My wife and I will be travelling around the world for a year with our children commencing in November. We have a £25K lump sum to fund this trip, obviously (as a trained MSE user) we will be using the Nationwide flexaccount for withdrawing our day to day expenses charge free…
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euope major mover or major loser
euope major mover or major loser what do you think im thinking that with the restructuring going on euro companies are starting to look like they are in better shape but europe is burderned with red tape etc which hampers growth too what do you guys think
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£15000 to invest
ok, i have 15,000 to invest. im looking at getting some work done in the house, but am not planning on rushing into it. it means that i could be sitting on this for up to and possibly beyond 6 months. I've been trying to think about whether to chuck £6000 in ISAs for this and next finaincial year (me and the wife{) or put…
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Help -with profits bond - halifax
Did anyone see watchdog in the last episode it talked about with-profit bonds over 5 years. I took one out and the rep told me my money would be safe and i would get back my initial investment even if markets fell on the 5th aniversary. When i wrote to them they said they would charge a Market Value Reduction. it means my…
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Close Isa account
Hi I have just changed my ulster bank account over to the A+L primier direct account,I also have 700 quid in an ulster bank ISA i just wanna know if i close the ulster bank ISA to move the money over to my primer direct account will I lose interest money on my ulster bank ISA,or should i wait and find out when interest is…
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Help with first investment!
Hi, I am looking to dip a very tentative toe into the investment waters, with a view of making regular £200 DD into an investment of some sort. I thought maybe an index tracker for part of this monthly DD (say £100?) may be a ideal, together with some other fund. Can anyone suggest something else or should I plow the whole…
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Opened ISA but no money it it yet!
Hi I opened a mini cash ISA with Halifax in January this year with the plan of transferring my existing cash ISA. To cut a long story short, they made such a mess of opening the thing, and gave me so much conflicting information over the phone, that I decided I did not want to entrust them with my funds after all.…
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leeds loyalty saver closing date
Anyone who is a member of the Leeds BS and wants to make use of their members loyalty saver (5.5% inc bonus) needs to do so by Saturday, as they are not taking applications after that apparently.
