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Savings & investments

Archives for December 2005

My ISA earned me nothing ADVICE PLS
Just a newcomer to this site and having read some of the posts on Mini Cash Isa I realise what an idiot I have been.. I have a Teachers Share Isa which I took out in 2001 and I really just put in the money and then forgot about it.......... now I have got out the statements they have sent me and realise that my £3000 is…
Time to get started on an investment ISA.
I've started to read up on buying a fund via a internet broker. All great stuff, but I've realised that there's a lot of research to be done. So, in the interest of getting on with it, then I'm going to go for a big name tracker fund and get paying monthly amounts into it. Can you recoommend and further internet sites so I…
Longer Term investments for Children
Hi Folks We have two kids - 3 1/2 & 1. I was hoping to save about £50-£100/month for them. The 1 year old has a CTF account - £250. Not really keen to put more in this. Anyone any suggestions. My main current account is with Abbey and I am happy with the service I get from the local branch. Would I be better to put the…
2006,some thoughts
As we head towards 2006, I thought id put a few words on here, you are all welcome to post your thoughts. I do like to trade stocks short term, and this has sometimes worked to my advantage. But my feeling for 2006 are to hold stocks, as looking back on my portfoilio, I picked a fair few big winners, but failed to hold for…
Investment - French Inversion Property
Came across this means of investing in property in France today: http://www.1st-for-french-property.co.uk/reversion-french-property/faq.htm It appears to be a means of buying property of elderly owners in France, who need a lump sum, at a reduced price and, rather morbidly, gambling against their life expectancy with an…
Student Help Please
oh well its almost the deadline
inverted yield curve
recession on its way. some are saying, 'it's different this time'. myself? a rose is surely a rose...
standard life windfalls £250 fixed payment ??
whats the opinion on this ?? Standard Life set to offer fixed payouts LIFE insurance giant Standard Life was today reported to be set to offer all eligible policyholders a minimum windfall in a bid to get maximum support for its planned demutualisation. The group's directors are planning to meet next month to decide what…
Newcastlenet any flaws
I have about 300K with ing and looking at getting a better instant access return, Newcastlenet are 4.9 (4.85 mthly) with no added tricks is there anything I am missing and why is this saver not mentioned more on this forum? I have found ing to be very easy to use with no faults and I am not a change at the drop of a hat…
Want 'complete solution' for £15000 savings
Hi all, I was hoping someone could help me. I've got a bout £15000 to save and I wanted a 'complete solution' of what to do with this money. I was thinking of: 1) ISA (I was thinking of the Bradford & Bingley eSavings ISA) 2) A Regular Savings Account (I was thinking of the ICICI HiSAVE Savings Account) 3) A current…
O2 sale
Hello Does anyone know when the proceeds of the O2 share purchase will be sent to the shareholder? The acceptance forms had to be sent by 12th December, but I have heard nothing since then. :( Thanks I
have £20,000 to invest.
hi, does anybody know of a savings vehicle, risk-free that will pay me £100 per month on £20,000. thanks
£65,000 in a B'Ham Midshires Account which needs to be moved Advice please
A friend has asked my opinion on the following. her mum who has an account in Birmingham Midshires which is due to close next week. Account contains approx £65,000. Lady is in her early 70's so does not want to put her money any where risky. Just basically wants to leave it alone somewhere although if needed she could get…
Advice wanted - Egg Shares
I have shares in Egg. Prudential are offering to buy them back. Do I have any other logical options than to accept their offer ? I notice that Egg shares have been increasing in price lately. Any information gratefully received. Thanks Stuart
Halifax Sharebuilder Account - Anyone have one ?
I have been reading about the Halifax Sharebuilder accounts (where it costs £1.50 to trade, but where it seems you are only buying part of a share, not the real thing). I am a novice and have been following my own 'fantasy shares' for a couple of months and would like to try the real thing, but I only have a small amount…
Stocks to consider
Profitable traders recognize that trading stocks with momentum is among the fastest ways to make money in the stock market. You don't necessarily have to trade hot stocks all the time. But you can learn how to take advantage of them when you encounter the best opportunities. ***Board guide comment*** Martin’s asked me to…
Stocks and Shares or ISA - Which is best?
I have about £15K in shares which I invested at quite the worst possible time (1999) as my original investment was £30K :doh: As a totally inexperienced investor, I gave the cash to a reputable stock broker and he invested it for me. For the last few years, I found it too depressing to even look at my statements from him,…
£25K to invest for school fees
Hi, I have just remortgaged to raise £25K for my son's school fees. I now have a cheque waiting to be housed in the best rate account I can find. My criteria obviously has to be that I need to make 3 withdrawals per year (£2345/withdrawal). Anyone know of the best account in which to house this money that will give me a…
Stocks and Shares ISA - how do they work ?
Could some-one explain what a Stocks and Shares ISA is please !! I am interested in the mini ISA (3k in cash and 4k in securities). Now, do I self select stocks and shares, or does the individual ISA provider do that for me ? If there is a charge per trade, when is this cost paid ? Do you spend 4k in April on say 5…
Whats the best option for me?
Hi all, Im Rich from Uk. Ive just turned 19 and finished college. I have around £250 coming in a week and would like to know about the best savings options for me. At the moment im using a HSBC current account which offers me no benifits in terms of savings. I would like to keep my current account and have another account…

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MSE News

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Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
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Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
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