-
Saving in a Whisky bottle
I have a giant whisky bottle in my bedroom that a put my 1, 2, 5 & 20p pieces in and I also put in a £1 coin for every time I have more than 1 alcoholic drink in a day. It takes approx 2.5 to 3 years to fill and this weekend I had the joy of counting out £732.20 in change. The only house rule is that when the bottle is…
-
Loan Notes
I hope someone can help me. I own some shares that have a compulsory buy issued on them. On my information pack there is a note about something called loan notes. Should your shareholders be seeking loan notes instead of cash, which may benefit their capital gains posititons, then we would be prepared to supply this. Can…
-
monthly interest leaves tax-payers out of pocket
XXXXXXXXXX
-
Buying Gold - A good investment in uncertain times ??
Does anybody have any knowledge of buying gold. I have read It can be a good investment in uncertain times. Would appreciate any views, whether they be positive or negative.
-
Buying US shares...best online/telephone broker?
Does anyone know the cheapest online or telephone broker to buy US shares, particuarly ones traded in the NASDAQ? Cheapest online quote I have seen is £15 by III (Interactive Investor?) online. Cheers
-
£4.3M to invest - which account?
Only kidding: just extrapolating a recent trend for comic effect. Not so long ago someone wanted to know what to do with £60K, then someone trumped that with £100K, then someone else came in at £250K, then a new bidder entered the fray at £450K ... you can see where it's going! Also, why don't Gillette quit messing around…
-
Urgent Advice
I am soon to have around £170K being paid into my current account, but in bits and peices over a period of say 6 months (inheritance/house sale). The first payment being around £80K in about 2 weeks time. My long term plan is to buy a property - and rent it out. Meantime - I need to keep the money in a high rate interest…
-
Halifax Childrens Accounts
We have got an account for our children with the Halifax and aim to invest £10 each per month to put aside for when they are older. Now, I have just been looking at their website and they have got an account that is called Halifax Children's Regular Saver 10.00% AER/gross p.a. The criteria is that you can save between £10…
-
Problems depositing money into Cahoot savings ?
Hi, I arranged two deposits to take money from my prearranged direct debit non-cahoot account on 11th Sep. The money should have been deposited into my cahoot savings on the 16th Sep, however nothing has happened. Its now been 6 working days and I would have thought the transactions would have been authourised by now.…
-
Financial Spread Betting: a beginners guide
Hi, I'm looking to try and get into spread betting. I got interested becuase I found some software www.invest4y.com which claims to give indicators of which way the markets are going. However the software is complicated and American based and doesn't relate very well to the kind of markets used in spread betting. Does…
-
Eurodisney shareholders club
I bought 20 shares in Eurodisney (big spender!) to join the shareholders club. I've now had some complicated letter saying they are de-listing and I either give them up or register on the french market - it's a bit confusing to me - anyone know the process?
-
£450k to invest - short period - advise needed!
what's the best place to invest around £450k (from sale of a house)? We need maximum 30 days notice before we can access the money, and it's not going to be tied down for very long (probably about 6 months). Any advise would be very much appreciated.
-
Not allowed to get money out of building society
i have some savings in a fixed rate bond but I need it for something. They have said I cannot get it out at all, theres not even a facility to get the money out and lose the interest. Can they do this? It is my money. I only put it in fixed cos I didnt think i would need it. Circumstances change!
-
Tickers
Started listing my shares into Quicken 2004 I listed all the EPIC codes but the programme asks for 'Tickers' What are these? and Where do I find them please? It took me long enough to discover the EPIC
-
Selling a axa sunlife with profits policy
I have had an axa sunlife bonus cash builder plan for 8 years now and I have decided to surrender it as I need the cash and would rather find a better investment. The current cash in value is £1840 but have been told I may be able to get more by selling the policy. Does anyone know if this is true and if so how would I go…
-
Help with some calcs - Sunday evening headblock
I have an ING account and a firstdirect esavings account. ING - 4.75% FirstDirect - 5% but interest isnt paid in the month a withdrawl is taken. I rarely withdraw funds from my savings but sometimes its inevitable or i will transfer a lump to my ISA. In the longrun which is going to be better?
-
Birmingham Midshires reduce rates again
Just had a letter saying that for the second time within four months, B'ham Mids is reducing its rates on its Postal Easy Access Accounts. Its maximum Gross AER is now 3.31% on £50K+, which seems stingy. My husband has about £80K in this account, and does not really need instant access, although would probably want max of…
-
What difference in % is required to pay to switch savings accounts?
Dear All As my savings rate has dropped by .3% in the past month, there are better accounts out there, including easier access. My question is simple, or not, as I cannot fathom it out (Sunday afternoons, eh :confused: ). If I have £10000 in account A, say at 4.8%, what rate of interest do I need to achieve on a new…
-
Independent Research Services
I am posting this on behalf of a friend who has recently received several mailings from a cmpany calling themselves Independent Research Services (IRS). They seem to be trying to sell some sort of investing/finanacial lessons with the backing of some big names including the likes of Nigel Lawson. Has anybody heard of these…
-
Spreadsheets anyone?
I once downloaded a spreadsheet for Arb Betting, with a nice little interface to put your figures in and a graph with targets etc. Something like this would be great for savings. Are there any spreadsheet gurus who have anything like this? I know I'm cheeky for asking but I can only handle the basics. If I had something…
