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Savings & investments

Archives for January 2005

'off-shore investment'
Can anyone advise where I can deposit a periodical income (cheque) of under £10K in a 'safe' overseas accessible account ? Enquiries so far have stipulated that I must be an 'ex-pat', live overseas,or off-shore investor, etc etc BUT not a UK resident. I am retired but am darned if I am prepared to help Mr Brown tax my hard…
Short term / high interest savings?
Hi I have an endowment that is maturing as I type ( £10,000),but I can't pay off any of my mortgage until May 05. I would like to put it somewhere with a good rate of interest and accessibility until that time. I have reached my limit in mine and my wifes mini ISA, any advice will be appreciated. Many Thanks. Hope Springs.
found share certificate cash in value
I have found a share certificate after a clearout and wondered how to go about selling, as it is sears and i cannot find any listings for sears or the exchange registrars that are listed on the back. thanks
What to do with money for short term (6-8 months)
Hi There, Later in the year I will be selling my house and will not be looking to buy again untill early next year. From the sale I should have about £30K that I will need to put somewhere before I look to buy again. Whats the best thing to do with the money in the meantime? Thanks.
Investing in Shares for company incentives?
Hi I was just wondering if it is worth investing *very* small amounts in company shares in order to receive the shareholders benefits. Has anyone done this and found it worth while? and if so any ideas of the best incentives for the least investment? and the cheapest way of buying them? I hope that this makes sense!! TIA…
Getting a monthly income
Hi, Suppose I had about £50K spare. What would be the best way to invest this so that I would receive a monthly income from it? And what sort of return would I be likly to get? Any ideas? Ta gerty
monthly income from 50K
My husband will be retirering soon and we will have around 50K to invest. Is it possible to receive the interest monthly as a boost to our income??????
HELP? Alliance & Leicester online saver.
After receiving the Customer ID & PIN and setting up all the necessary security details online. On Thursday I transferred £5000 from the registered current a/c to the A&L online saver a/c. Everything appeared to go ok and the 5k was showing in the "view pending" transactions. I've just checked again and now there is no…
60k to invest.
60K to invest for 1-2 years only, what is the best interst rate ? Thanks, 1st time user !? * :o :eek: :(
monthly savings schemes
Hello. Anyone any thoughts / ideas / advice on these monthly savings schemes ranging from £20 - £100? Is there a better way way to invest £20-£30 monthly for 10 years or so? Are some schemes better than others? Are they 100% safe? Is there anywhere I can look for advice? Thank you in anticipation. Finance is not my strong…
which..isa or tessa ??
Hi there, i currently have about 25k in a cahoot account paying 5.65 Aer, but, i dont have an ISA or a TESSA,ive never had one in fact,excuse my ignorence, but ime not sure what they are or the differance between them is,or which would be best for me?? if i was to take one or both out how much can i put in ?i seem to have…
In the market to open up a new savings account
Hi everyone, Would apreciate a little help on choosing a new savings account (or mini ISA perhaps?). The aim in mind it to get the best possible interest deal being offered on the market at the moment, for 10% of my earnings, which I intend to squirel away on a monthly basis, and leave generally unmolested. It will be…
Free Investors Chronicle Report FTSE
Hi I've just been sent this report on the FTSE, it's free might be worth a read. You have to give the website your details and then you get the report. I use a mail account that I don't really use as the contact email so I dont get loads of adverts :) Here the url: http://www.hargreaveslansdown.co.uk/icreport/ Cheers…
How safe is internet banking?
REPOSTED FROM PREVIOUS FORUM AFTER CHANGE OVER. ORIGINALLY POSTED BY Skinflint I am looking to open a high interest savings account. However the majority of the good ones are internet only. Is it really that safe to conduct your transactions via the net with al the hackers etc flying around? I have phoned Ing for their…
help required - monthly interest
I have £2000 to pay into a savings account for a short period, at least and possibly only for one month. Any recommendations on the best instant access savings account to go for?
finding info and advice
hi everyone i'm currently doing a research project into what people's frustrations are when they need to buy any type of financial services or take advice. i'd appreciate any feedback to a question: what are YOUR main frustrations when sourcing the right info for you? and could you describe the ideal service or source of…
Which is better?
Hi. £150 a month to invest on a definite no risk basis. Which is better....put it in my maxi ISA (plenty spare capacity left) which will give me 4.49% and tax free withdrawal ...... or non ISA build society acc paying 5.35%. I'm a tax payer, Pt time earner of approx £13000.00 per yr? :confused:
Kids left 5K each in will, where should I invest it?
I am in receipt of two cheques, each in my childrens name for 5k each from their deceased grandfather. Before he died he wanted to save for them and opened up National savings bonds as he was adamant he didn't want to pay any "start up fees" to any bank/building society. I don't think we can invest this much in the bonds,…
Personal Finance&Savings Mag-£1 for 12 issues
Hi People, On the front of Personal Finance&Savings Mag (Feb 2005 issue £2.50) that I bought from WH Smiths yesterday was a leaflet, stuck on the front of the mag, with a subscription offer for this mag. "To get you in the savings habit, we are offering you the chance to sub-scribe to a year's worth of PF&S for £1 only.…
Monetary Gift from Grandparent ?
My grandmother wants to make a gift to my sister and I of two thirds of her money. She does not own her house and her savings are well below the inheritance tax level. Basically she wants to see us benefit whilst she is still alive. Apart from the tax implications (which in all honesty would not be massive on the amount we…

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MSE News

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Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
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Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
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Base rate held at 4.25% – here's what it means and when it might be cut next
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