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Capital One
Looking for some advice on my PPI claim with Capital One credit card. Only submitted my claim on 24th April and received a letter today stating that they stopped selling PPI in 2012 and my as my account was opened after this date there is nothing to claim. My claim to them submitted using the resolver with Money Saving…
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Confused with ppi
I really hope someone can help?! I'm so confused now:( I have found some old ppi paperwork. It was sold to my husband and I with our mortgage endowments from a broker who told us we had to have it to cover for our endowments The endowments were with AXA but the broker was from Lexelle. We have tried to claim off AXA but…
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PPI beginner
Greetings! I'm a complete newbie In 2003 when I was a student I signed up for an Egg credit card. I then joined the Egg card after I graduated with a MInt one (which I still have). Given these were a long time ago, I don't have any idea if I was paying PPI. My egg card was closed some time ago (I transferred the balance to…
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Account Numbers
Hi All, I'm trying to find out if I have and PPI to reclaim. I had quite a few credit accounts that are now closed. I found an old credit report with details of these, however I don't have any other paperwork. The credit file doesn't show account numbers. Does anyone know how I can find these? Or how to go about finding…
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should I?
Hi, I would like to know if attempting to reclaim PPI & bank charges would be a worthwhile exercise. I am 50 yrs old and have pretty much always had a mortgage and one car loan or another running. I've also had a credit card for the last 15 years. However, I don't think I've ever knowingly set up payment protection. It…
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Sold PPI by an unregulated company
In Feb 2005 I was mis sold PPI via a third party. I am now told that this 3rd party were not regulated and therefore I am unable to claim back the PPI that I paid. I have been to both the Ombudsman and the FSCS regarding this matter and neither seem to be able to help me. I have written to the third party who have failed…
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PPI claim, I can't remember details of the loan purpose
Hello, I'm trying to claim the PPI back on an old Egg loan and they want to know details of the purpose of the loan. It was to consolidate my credit cards but I can't remember which ones I had back then, just that I don't have them anymore. Does anyone know if this will cause problems and why they want to know anyway? I…
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in need of a template
Hi if anyone can help i am wanting to reclaim ppi back from previous loans i have had in the past, but i am not sure if i have ppi attached to the account and this is what i need to find out by sending a template which i cannot find one. Do you know where i can find one or how i can word it to my old lenders? Not unless…
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1997 Lloyds loan. Further recourse?
Hi all. After reading a similar story I'm now setting my stool out to start a reclaim of a certain miss-selling from Lloyds in 1997. My question more relates to if there is anything else I should/ could do as there are a few more poignant details to note. Upon taking a loan to buy a car in 1997 I was told I have to have it…
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PPI from online shopping catalog
Hi, Im trying to see if we were mis sold PPI by the online catalog Very. Has anyone successfully done this and how? On another note should they have kept the original terms and conditions from when I opened the account Thanks Nathan
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1992
first post on here so please be kind just to let all you good people on here i have just been successful in a claim for a return of mis-sold ppi dated back to October 1992 they claimed they had no knowledge of the policy but i was able to produce and show them the policy the ppi was part of a loan with Barclays the amount…
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Discharged bankrupt and PPI
Hi, I was always under the impression that a discharged bankrupt couldn't claim PPI but I had a letter from a PPI company today suggesting I could. Is this right?
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PPI Natwest Loan and Barclaycard
Hi All, So after reading about everyones claims I thought I would try for my own! I first rang Natwest who I took a loan out with in 1996 and they cant find me on their system :( Said they would send a form but 10 days later nothing received. Next Barclay card - I have received a letter from them agreeing they miss sold…
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Barclaycard - Unable to accurately calculate your refund
Hi All, I've tried searching on this, but I've yet to find an answer. I had a Visa and Mastercard with Barclaycard several years ago. Barclays have agreed that I was mis-sold PPI, but they've offered me just £500 for each card. As they put it: "Your complaint has been upheld. We have now finished investigating your…
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Live in Australia now, but want to claim PPI for cards/mortgages before 2005
I moved to Australia from England in October 2004, and want to see if I can claim PPI, which I had on my 4 MBNA, Marbles, M&S and Capital One credit cards, as well as two mortgages with Royal Bank of Scotland - one of which had compulsory insurance on it as it was 100%. I can't seem to access my credit report through…