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Alliance & Leicester PPI
Does anyone have any experience of claiming back PPI from A&L? We have a joint loan which has PPI on it, we wrote to A&L asking them to cancel it and refund the premiums as we felt it had been mis-sold as my husband is self employed and it would never pay out anyway. After the full 8 weeks they wrote back to say they would…
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Firstplus PPI reclaim
Hiya everyone, this is my first time for posting on this website. I have been looking around the various forums for the last couple of hours and now can't find the one I was reading earlier which seemed to be the best thread for me. So here goes - can anyone help. I have a Loan with Firstplus which carries a .... wait for…
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Barclays Loan PPI Cancelling/Reclaim - Advice appreciated
Hi Guys :o ) First post here but i feel i belong after reading loads. Wondering if anyone could help me with the following: My girlfriend took out a £13k @ 14.9% loan over 7 years with Barclays (in branch) 6 months ago and she was pressured into taking the PPI. We have since found that the PPI is a single premium policy…
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Dmp,can I Still Claim Ppi Back?
I have been on a dmp for about 17 mths , for the last 4 mths self managed, so far all but one remain with the original creditor, one gone to moorcroft recently but I have requested cca on that one. my question today is can i still claim ppi back on any of my other credit card debt?, There are 2 on which I had ppi (even…
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Lloyds Loan back in 2001
Hi Guys I am a new member so sorry if its a repost of any sort I have the Loan Agreement with me pages 3/4 of 5. There is no siginature of mine on the 2 forms is this Loan agreement legal if thats the right word. Or can it be written off. the other thing is the PPI as this was said I needed to take this to get the Loan, It…
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PPI added to Lloyds loan when not requested
Hi, My wife arranged a loan with Lloyds a year ago, which included PPI upon agreement over the phone. When we received the paperwork we did not tick the box to confirm PPI yet it was still added to the loan when we received the subsequent paperwork. We tried challenging this with them and they told us that because the loan…
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PPI Picture
Sorry I'm new to thi so it may have already been covered. My wife and I took out a secured loan with Picture and were sold a single premium policy to add cover to the repayments. We only ever intended to have this loan a short time and repayed it a year later removing the charge on our mortgage. However we had to pay the…
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I have un-enforceable loan - but company say they will default me, if I stop paying?
I have a loan, which is unenforceable. I did a Subject Access Request for my CCA, and NatWest replied firstly with just a list of payments due to be made for the rest of the loan, the amount I took out, the date. But, NO APR, NO PPI amounts etc. I wrote back to say that this was unacceptable, and that I wish to see a…
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What happens if i agreed to the PPI...
I have just recieved a letter from Barclaycard saying i agreed to the PPI i took out in Feb 2006 and if i did not agree with it i had the option to cancel within 30 days.. i thought it was something i had to have to assist my application...what do i do?
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Ppi - Pc World And Hfc
In December 2002 I bought I laptop from PC World and it was on the buy now pay later plan with the finance given by HFC. When searching earlier I found I story about HSBC being fined in particular there dealings with HFC as they own them. I have dug out the paper work from the purchase. The laptop was £1287.99 - inc…
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Reclaiming PPI
I sent a letter to my loan company asking for my money back on PPI I didn't realise I was paying for. They have replied to me saying that their records show when I signed for the loan, I specifically confirmed that I require PPI, even though I didn't. It also states that they reviewed my telephone conversation, even though…
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PPI Query
Hi there This is the first time I've posted on here so apologies if I'm in the wrong place but I'm not sure where else to post! I have a secured loan taken out in December 2003. It had PPI which I believe was missold because my husband and I both have long term medical conditions and my husband was also unemployed.…
