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Can I reclaim DD charges through the DD Guarantee on a closed bank account?
Is it possible to submit a direct debit guarantee claim if my bank account is now closed? It has just come to my attention that I have been charged for an old property a number of years ago and want to reclaim the DD's that were taken from my account after my departure dates (with the correct notice to the company). I have…
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Overdraft charges for 20+ years
Hi guys just wanted to get some advice on how to approach this matter… This lady (my mums friend) had an overdraft which she’s had with TSB from over 20 years ago the limit is £2,500 and she had to use do to financials and family Issues, this lady has paid interest on the over draft for over 20+ years each month the bank…
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Rejected claim
I had a packaged account with charges for many years but didn't ever make any claims on any of the parts of the package. Over the years we have bought 3 plots and built houses to live in then sell, and so we had an 8k overdraft which we used in these instances to pay solicitors fees, rent deposits and associated costs that…
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Reclaim package bank account
Does adding an insurance package for mobile phones and travel … on to your current account count as having a package bank account? I used to have insurance added on but I remember that when I tried to claim they denied it as I had not previously registered my phone with them which they had never previously told me that I…
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Packaged account claim not even looked at
Hello everyone, sorry if this is long. I am still trying to get my head around it. We have held a joint packaged account since 2006 with the First Trust Bank NI which recently changed to AIB bank. We still have the account but last year the bank wrote to us saying we would no longer be charged the £8 monthly fee. In the 14…
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Lending Stream - Mis-sold advice.
Hi guys, Sorry if this is in the wrong section (Admin, please move if it is) I've got myself in a mess and I am trying to now take control of my finances. I currently have 6 **payday** loans. 1 from Mr Lender £3001 from Cash Float £6503 from Lending Stream £650,£480,£4301 from Loans 2 Go £1010 The lending steam loans have…
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Claimed for missold account back in 2016, and again now for being missold again but they’ve declined
Do I go to the ombudsman or not? Thanks
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Statement
In the template letter it says that you have to send statements from when the first payment went out . That would be 100s , surely not all ? Can anyone be of help? Am I reading it wrong .
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MSE News: Lloyds, Halifax and BoS pay out £13.6m compensation over misleading home insurance letters
Around 350,000 Halifax, Lloyds and Bank of Scotland home insurance customers who had a policy between 2009 and 2017 have been paid an average of £38 each in compensation, after the Financial Conduct Authority (FCA) found they were sent misleading renewal letters. Read the full story: 'Lloyds, Halifax and Bank of Scotland…
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Banks - treating customers fairly
Not sure if this is the right place, if not, sorry, please move. Around 2017/2018, out of the blue Lloyds wrote to me and said that at a time I was struggling, several years previously, I had asked them for help, ie, to freeze my bank charges etc so I could try to catch up. At the time, they refused. The letter they wrote,…