Statement

jjohns25jjohns25 Forumite
2 Posts
First Post
MoneySaving Newbie
In the template letter it says that you have to send statements from when the first payment went out . That would be 100s , surely not all ? Can anyone be of help? Am I reading it wrong . 

Replies

  • zx81zx81 Forumite
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    What are you talking about?
  • jjohns25jjohns25 Forumite
    2 Posts
    First Post
    MoneySaving Newbie
    Reclaiming bank charges . It’s regarding the information that is needed to send the letter to my bank . 
  • zx81zx81 Forumite
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    You can't reclaim bank charges.

    But if you're in current hardship, you can ask them what help they can offer.
  • dunstonhdunstonh Forumite
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    The banks won the court case in 2009 in respect of bank charges.    Since then it has only been possible if the charges were applied incorrectly or in current financial hardship.   You don't need to supply statements in respect of current hardship cases.


    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • bengal-stripebengal-stripe Forumite
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    jjohns25 said:
    Reclaiming bank charges . 
    Do you mean "bank charges" as a fixed monthly fee for accounts with bells and whistles?
  • FarfetchFarfetch Forumite
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    If you mean you want to complain about a package bank account, you don't need to send statements, just send your complaint in. Statements are only needed if the bank doesn't hold them and if the account is current or closed recently they will still have them.

    He who rejects change is the architect of decay. The only human institution which rejects progress is the cemetery.

    -Harold Wilson


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