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Statement

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In the template letter it says that you have to send statements from when the first payment went out . That would be 100s , surely not all ? Can anyone be of help? Am I reading it wrong . 

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  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    What are you talking about?
  • Reclaiming bank charges . It’s regarding the information that is needed to send the letter to my bank . 
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You can't reclaim bank charges.

    But if you're in current hardship, you can ask them what help they can offer.
  • dunstonh
    dunstonh Posts: 119,764 Forumite
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    The banks won the court case in 2009 in respect of bank charges.    Since then it has only been possible if the charges were applied incorrectly or in current financial hardship.   You don't need to supply statements in respect of current hardship cases.


    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • bengal-stripe
    bengal-stripe Posts: 3,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    jjohns25 said:
    Reclaiming bank charges . 
    Do you mean "bank charges" as a fixed monthly fee for accounts with bells and whistles?
  • If you mean you want to complain about a package bank account, you don't need to send statements, just send your complaint in. Statements are only needed if the bank doesn't hold them and if the account is current or closed recently they will still have them.
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