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advice please--newbie
hi all i would like to claim my bank {hsbc} for bank charges for the last six years under the hardship claim,,but i have been living on an authorized overdraft 2300 limit for the past six years,,and i am still overdrawn now would they play silly !!!!!!s to me and freeze my account--any advice would be welcome thanks oh…
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question
hi not really very good at understanding all these systems so wonder if anyone can help with my questions. am very poor- self employed artist for 4 years and never made even tax threshold. am trying to follow process for reclaiming bank charges that cost me more than my total living allowance for the month when i am…
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Can I reclaim a large payment charge?
Hi HSBC have today charged me £25 for transferring money from my account as payment to a company with a Barclays account. Why? Because the amount exceeded their daily payment limit. (The money was in my accoount, not an overdraft or loan) I understand that the bank has certain procedures to ensure safety of bank accounts…
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claim back
what is the easiest way to reclaim bank charges?? any advise woukld be appreciated:eek:
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Help :( Overdrawn Lloyds TSB A/C (and I live outside the UK)
Hi all, I'm hoping someone might be able to give me sound advice on my situation. Please bear with me as this might be a bit long but it's a complicated situation. I lived in the UK for 2 years for a gap year programme and opened a Lloyds TSB account for my volunteer's allowance (only £152 a month!). I have been overdrawn…
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Financial Hardship - HELP PLEASE!!
Hi im fairly new to this site - how fab is it!! Please could someone help me....I put in a claim for my bank charges last year and it is currently on hold like everyone elses! I had a baby in October 2008 so im currently on maternity leave earning £117 per week! Does this allow me to qualify for financial hardship? As a…
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DFS/HFC Debt now with Solicitors Help
Hi Guys and Gals, I need your help. I have a sofa that I have not been meeting my payments. I had a baby last feb and was really ill afterwards and ended up in a psychiatric unit with the baby until the end of June. My husband called them while I was sick and explained the situation but they just said that they couldn't…
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lost card number
I had a Egg credit card some time ago and am thinking about reclaiming late charge fines, but the problem is I can't find the account number for the card will this stop me claiming?:confused:
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Help needed for my friend
Just looking for a bit of advice..... My freind rang me last night and told me she had been contacted by a company called IPS, who told her they could claim back all her bank charges for her. They already had all her bank details, she just had to confirm them over the phone (alarm bells rang to me) and she also gave them…
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Anyone used any reclaim websites?
I have some credit card charges I would like to claim back but I would prefer to use one of the web sites that offer to complete the process for you. Has anyone ever used this type of site? What was your experience like? Thanks
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Can I Reclaim Bank Charges from my Business Account?
I have had great success with reclaiming bank charges from credit cards and personal accounts. Can I reclaim unauthorised overdraft charges/payment of uncleared effects etc. from my business current account? :rolleyes:
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Abbey Current Account Charges
To cut a long story short, BT have taken 15 months to setup a £10 a month DD, BT took a couple of payments from my account that they should'nt as a result i exceeded my agreed overdraft limit, which resulted in the the following - Abbey honours BT DD request - Charged £25.00 Abbey charge for going over OD limit - £25.00…
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help needed with RBS terminology
Trying to reclaim charges from a RBS Royalties Acct. My statements detail a Monthly Acct Fee and a Maintenance Charge. Noticed from the main site that I can't reclaim the Monthly Acct Fee from this type of acount, ok, no problem. But also noticed I can't reclaim an Account Service Charge, is that the same as the…
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Anyone know what a litigation charge is?
had a letter today off debt agency saying £100 been added to account for litigation charge. anyone know what this is and is it legal? thanks for any advice
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Barclays claim on Hold - advice please
Hi there Forgive me folks - I've been out of touch with this forum for ages. :o My claim against Barclays was put on hold with my local court pending this big court thing going on? I was just wondering, do I just keep on waiting - or should I be going down the ombudman route instead? Grateful for any advice ... thanks Koo x
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Reclaiming cerdit card charges from Abbey or MBNA confused
Hi All currently doing my letter to claim back my charges for my abbey credit card Does anyone know if i send the letter to Abbey or the card provider MBNA Thanks
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New Charge by NatWest for Debit Card Payments
Bit apologies as I am new to the forums and I posted in the wrong place (Current Bank Accounts) when I should have posted here. We have just been been charged £35 by NatWest as a debit card payment (that we thought was paid before Christmas) came out of our account and sent us over limit. It seems NatWest are guaranteeing…
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Halifax sold debt while claiming financial hardship
Hello all, I would be grateful for some advice on my claim with Halifax. I have an account with Halifax that comprise mainly of bank charges, so I opened a new account with another bank and started claiming from Halifax. Under the recent clarifications on hardship I have asked Halifax to review my case under the hardship…
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SCS (Creations) charge
I was wondering whether you could advise. A year ago my partner and I purchased a sofa from SCS on a year interest free basis. We received a letter form the credit company Creations stating that the balance of £534.00 needed to be paid by what seemed to be the 10th January 2009. My partner telephone the company this…
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Clydesdale Bank No Sucsess Stories?
i was away to go ahead and put in my first letter to them today but cant see a record of anyone having won against them, whats the story? is it worth it. any information would be appreciated,also iv heard of people not enclosing there £10 for statements any truth in that. beef74uk
