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Cant get statements to reclaim
hi im at my wits end as i dont know what to do. Ive just moved into a new place (after sleeping rought for 6months) and went into barclays to give my new address so as i could order my statements to reclaim. Now the problem i have is that im £280 over drawn(mostly from charges) so it makes the process a little tricky. When…
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Bank of Scotland loan
Hi guys, I was late paying my BOS loan because I was switching bank accounts. When they phoned me a few days later I payed the outstanding payment. They then told me there was a charge and interest on top of that. When I refused to pay the charge they told me I will be in arrears until I pay it, and it will affect my…
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bank charges on hold?
i put two claims in last year for my bank charges for two of my halifax accounts. i have just read that the hold has been lifted. can i expect to hear anything from them soon?
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Please help!
I posted a question somewhere in the middle of a thread that appeared to be talking about the same stuff...and now I can't find it! Can anyone help me as I have no idea if anyone has replied. I hope I'm just being stupid, should have started a new thread! poorrelly :o
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Reclaiming from Barclays under the waiver - Advice please :-)
Hi guys I am wanting to reclaim a load of the £22 reserve usage fee charges under the financial hardship waiver from barclays, and also the £8 admin fee or processing fee too. I know all the dates and times of them all, I am jsut wondering how I should word the letter. Firstly, when most of them were charged I was in…
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help needed please with charges!!
hi there, i have recieved my s a r from barclaycard, and have highlighted my charges, but would appreciate if someone would advise me if i have done this correctly please! for instance this statement for 20th jan 2005 20 jan late payment charge, 20 jan £24.00 20 jan exceeded limit, 20 jan £24.00 20 jan interest on your…
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Reclaiming Bank Charges - being hardup
Hi Martin I realise this is a long waiting game for many others who put in their claims before me a year ago, but how can I stake my claim of being "hardup" over waiting on the banks, the OFT and FSA? :confused: I currently have two claims waiting on the test case ruling totalling just over £2k and, again, I realise this…
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Reclaim Fees When Sold Onto Debt Collection Agency ...
Hi everyone, I got into a very big financial mess a few years ago, which the Consumer Credit Counselling Service has been dealing with on my behalf with various creditors ( I can thoroughly reccommend the CCCS - you can find them on the web, they saved me from financial disaster and are brilliant for relieving worries ). I…
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Account closed... can i still claim?
Hey guys... I have two bank accounts that i have decided to claim charges back on, both i had whilst at university, making the most of the overdrafts they so generously offered me! :beer: By the time i left uni, my overdrafts had both reached maximum (£3000 [Barclays] and £1500 [HSBC]) and have remained at this steady…
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Does Anyone Know
What happened re the latest hearing that was recently in the courts??
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Help needed with Halifax claim
Hi all - Any idea what to do next as I'm a bit stumped by Halifax' latest stall. We have just received a letter in which they acknowledge receipt of our complaint about fees and they also acknowledge that we are experiencing fiancial difficulties. They then go on to say that having reviewed our account they are satisfied…
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LLoydsTSB Charges Getting Higher
Sorry posted this before, but in the wrong place i feel. Hi, newbie here very very fed up with bank charges. Today they have took £120 out of the account, which has overdrawn us again, which we will no doubt be charged for. This is not the first time, usually we never get charged the stanard £25-£30 fees. We also have an…
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natwest - overdraft higher than expected
Hello all, First time poster here. I have been in a debt management plan with CCCS since Oct/Nov 2005. I have a couple of issues with my creditors, but one which is really bugging me and I would appreciate advice on. When I went into my dmp I was in credit with Natwest - CCCS advised me to figure an overdraft into my plan…
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Can you reclaim bank charges on a business account?
I deposited a small amount of cash into a business account and got charged over a hundred quid in bank charges :rolleyes: I thought banks wanted money? Can I challenge this? The thing is, I want to deposit another small amount into the account. What should I do? Thanks for any replys ;)
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Financial Hardship
Hi all claimers Just read the article regarding claiming bank charges back that ahve been put on hold. My partner and I believe we are suffering from financial hardship and qualify for more than one point listed as examples of financial hardship. I noticed it states to contact the bank in question regarding this but i was…
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Lloyds TSB Under 19s account changed to Classic: Can I claim back unplanned O/D fees
Hi! I've recently been charged £165.00 in "Unplanned O/D Fees" by Lloyds TSB for being £45.96 overdrawn during the month of November. These charges are new to me as I've had an "Under 19s" account since joining Lloyds TSB. These accounts do not not incur any such fees. I wasn't aware that I would be switched over to a…
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Government ownership of banks and reclaiming charges
Does anyone know, or have an opinion on, whether the judges sitting on the reclaiming case will be given "guidance" on their final judgement? I have this sneaking suspicion that, given the current economic conditions, the last thing that the Government would want at present is for the floodgates to open for people…
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Has anyone successfully claimed bank charges from same Halifax account twice?
Hi All I reclaimed my bank charges from Halifax in March 2007. I was planning on putting a new claim through for charges from March 2007 to current date. I was wondering if anyone has successfully done this with the Halifax? They are still charging £39 for failed direct debts, etc thanks
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Halifax Bank Charges
If You Have Claimed From The Halifax And Refused Their Offer But They Have Still Put The Money In Your Account And Not Taken It Back When You Requested. Can You Still Make A Claim For The Outstanding Balance.
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Yorshire Bank ex gratia payment
The Yorkshire Bank have offered me an ex gratia payment of £480.00,(through financial hardship and it says it does not yet admit liability). my claim for charges is over £3000.00. My question is should I accept this payment or will this jeapordise my claim, any help would be great, thanks.
