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Charge the banks for their mistakes!
I have a commercial bank account with Alliance & Leicester. When I opened it I stated 'No Junk Mail'. Of course they still send the odd bit of junk mail and despite my complaining it never stops. A few months ago I made a mistake on a paying in slip that was posted to them. They informed me they would charge me £7 to…
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Charges, interest and an overdraft
Right... Ive just worked out my charges and they owe me £1982.16 before interest and £2462.06 after its gone through the interest calculator. I have a few questions though Firstly is it worth trying to claim the interest are they likely to pay it?? Secondly Im currently paying over £50 a month just to cover the interest on…
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Surely this isnt right??
Noticed NatWest have made all my statements available on internet banking so Im trying to work out what they would owe me However according to the I appear to have paid a charge of at least 9 pounds each month for the last 4 years. Surely that cannt be right. Could something under "charges" be something that isnt…
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Help with HSBC
Hi guys, Sorry if this has been covered elsewhere but I am stuck with some terms with regards to what each charge is. I am with HSBC and have recently lost a housemate, renting a room for £375 a month, and struggling to find a replacement even with dropping rent etc... Together with christmas etc... this has led to me…
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Charges not yet applied
Just had a statement through saying I'm getting charged £60 on the 24th, for going overdrawn. I'm being charged £35 for an instant overdraft request fee and £25 for the monthly unauthorised overdraft. I was overdrawn by £70 for 5 days (irritatingly, the money came out on the 31st and I paid it on the 5th Jan, meaning it…
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Not Paying the £10
Hi'a, I've just sent off 3 letters to credit cards asking for 6 years statements and not included the £10 data protection fee (thought i'd try it as really skint this month). What are the chances they'll send me the statements?
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Can I claim back Natwest charges if I'm about to go Bankrupt?
Hi All, I am currently bankrupt soon to be discharged in Feb - yay! My husband wants to go bankrupt as soon as I am clear as we had one massive joint loan which means as I'm BR they are now chasing him for the whole amount. He has had a Natwest account for many years and as with many people in financial hardship he has…
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Will 2009 be the year.
I wonder if this is the year that the OFT test case will finally come to an end or does anyone think there will be more and more appeals which will take it to the year 2010.
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Dormant account
I am after a little advice on how to reclaim the money in a Dormant Woolwich account - I have the passbook in front of me - yet BBA deny that my account actually exists I have not touched my account since Jan 1997...... To start with - I used the on-line Dormant account claims process - which took BBA almost 14 weeks to…
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Current Charges
I've got an Alliance and Leicester account. recently i've been a bit short (christmas and all) and have gone over my overdraft limit a couple of times and have been hit with 'review fees' for my direct debits being debited with me having not enough funds in my account. Would i still be able to claim that back? is it…
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Terminal illness
I started the process to reclaim bank charges in 2008, shortly before the FSA decision that banks didn't have to pay out. I am now terinally ill with cancer ( I receive DLA under the Special Rules) and because one of the side effects of my condition (extreme fatigue) I really don't want to get involved in a long, drawn-out…
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Not with bank anymore
I had my bank account closed by Barclays last year due to me working for and receiving salary from an Iranian bank (was a political move) would it still be possible for me to claim bank charges back from them?
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Unexpected courts reply to hardship case, help?
Hi, I helped a friend get started reclaiming around £5000 from A&L last year. As far as i am aware documents were submitted with financial hardship to reclaim this money after attempting to reclaim directly from the bank. The bank did not reply to the case (deadline over Christmas). Rather than a default loss the court…
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claims that have gone over 6 months
HI im in a right pickle at the moment, i have a number of complaints that i received back from creditors stating there final responces, and that i have 6 months to take them to the financial ombudsman, which have now gone over the 6 months. heres where it gets kind of tricky...................... some of my creditors egg,…
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Virgin Credit Card
HI, CAN ANYONE HELP! GOT A VIRGIN CREDIT CARD THAT I WISH TO PERSUE MY BANK CHARGES FOR BUT HAVING PROBLEMS FINDING THE CORRCT ADDRESS TO SEND MY INITIAL LETTER TO. :confused: ANYONE KNOW PLEASE.
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Barclays Bank Reserve Fee charge
Hello all, phoned Barclays yesterday to talk about the £22 fee I have been charged for being overdrawn. Was told that written complaint would be useless as they said that this fee is automatic and has nothing to do with any errors on their behalf. Can someone please tell me if this is the case and if anybody has been…
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Barclays Bank Reserve Fee charge
Hello all, just this minute phoned Barclays concerning the above. They have told me that they will not refund any of the £22 because this fee is an automatic fee and not an error in their part. So writing a letter is pointless. Can anyone let me know if they have been succesful in this reclaiming this charge and if so, who…
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Can I still start a new claim for fees?
Ive recently been charged left right and centre by Barclays, £22 fees and £8 Fees. Can I still claim these back or have I got no chance?
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hardship and IVA
Help someone pls Ive been trying to claim mybank charges fromLLodys TSB since July 07 ad no luck at all I have written and have applied for hardship from them s I have and IVA and keep getting more and more charges. Tonight I hve just written a letter to them saying that in thier last letter in Nov 08 they wouold be in…
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bank charges
hi there, i am new to the forum would somebody please give me info. can i claim back debit interest when i reclaim my bank charges, thanks
