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Not sure if this is a bank charge (hfc bank)
Hi we paid for part of a laptop with finance from pc world, with finance from hfc bank it was only a small amount of £250 We paid happily paid by £7.50 DD until Feb last yr, at that point £182 paid. We switched banks and the bank was supposed to switch our DD's but never and i never got round to setting new one up so it…
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Why is OFT taking soo long?
Hi, Maybe Martin is the man who can answer this? OFT won the high court case back in April 2008, it's now Jan 2009, why are OFT taking forever to decide if the charges are unfair or not, and when will we get the final outcome? I need that money I has put in the claim for few things BUT what I need it for is not class as…
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Charge For Paying with Credit Card
I've just been charged £21 by Bmibaby for paying with my credit card online. Is this legal? It seems really high to me and I'm wondering if I can get any of the money back?
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financial hardship
ive had over £1200 in bank charges since march last year. can i claim financial hardship even though most of the charges incurred through my own gambling problem. i have got all the letters of the charges so do i need to send £10 to get the statemets. can some1 help me cause im skint. look forward to hearin from anyone who…
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Helping the elderly (Part1)
In these times of the crunch, I asked my uncle and aunt how there finances were holding up, and found to my horror that things are not just getting worse now but have always been bad. ie bank charges, huge debt loan consolidations, mortgage defauilts. From sorting out my girlfriends issues I thought I knew what to do but…
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unfair bank charges what should i do next
i recently moved to the abbey from clydesdale bank whom i was with for 16 years without an overdraft an had no charges or problems in may 08 while opening a child trust fund i was tlaked into moving to the abbey hassle free i was told. direct debits werent payed to begin with and i had no statement for the first 2 months…
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Problem with HSBC - overdraft charge
Hello there I am new to these boards because I've never really had a problem with my bank until now. I have a graduate bank account with HSBC and a savings account. I work part time (and study part time) and my earnings go into my graduate account and I often am in overdraft which is fine because I am not charged and my…
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Still No Reply?
Hi people I recently wote to my bank, RBS, about bank charges and still have not had any responce this was well before christmas what should i do now?
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Unfair charges in non-bank contracts
Hi, Sorry if this isn't the right place to post this but it seems related and I can't find where else it should be.. Does the advice here for reclaiming bank charges also apply elsewhere? I have in mind charges levied for dropping out of a distance learning course. The charge may or not be fair but I can't find out because…
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Alliance & Mutual Bank Refund
Does anyone know if this company is still in existence? They are/were dealing with my claim (April 2007) but I cannot contact them by phone etc?
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complicated one - help needed please :)
sorry double post, i've deleted it :)
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What IS the latest on the bank charges reclaim stay?
I have a case on hold in the county court - for the not insignificant sum of £5000+. I have read the pages on this website (I promise) but I still can't find one page that tells me precisely what the situation is right now?
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Help with Recent Bank Charges!!
Hi All!!, I need help my bank are charging me left right and centre and i don't know what to do, i will start from the beginning and hopefully some of you wonderful people can help me! Ok i have an arranged overdraft with my bank of £300, i went over by £8 and my bank had to pay a D/D of £10.50 for this they have charged…
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New Member
I'm new here, and not very literate in financial matters, so please bear with me! I'm sure you've all heard this before, and I'm sure the answers are all here already, but I couldn't find exactly what I was looking for. I'm in Scotland, have written my bank (BofS) re unfair charges, and included a list of the charges…
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What exactly can I claim back from my credit card?
Hi, I want to try to claim back charges from my credit card company & I was wondering what exactly I can claim? Reading through the Forums, it appears I can claim: Late Fees Overlimit Fees But I can't claim: Interest What about Cash Advance charges? I was seriously caught out when my card companies suddenly changes their…
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Loan Busters
Hi there i got a letter this morning from a company called Loan Busters. Saying they have noticed that i had had a loan with Payment Protection Insurance and there is a chance they could get me some money back.They have got my details of a IVA i did some years back but i ended up going bankrupht. Is this worth doing or…
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£1 overdrawn with RBS = £28 fine?, Fair Bank Charge?
Hi, My girlfriend recently went overdrawn for the first time by £1.27 and was charged a £28 pound fine. When it happened to me with Natwest they waved it as a gesture of goodwill? So she went into the RBS and was basically told were to go, giving the old "Its in the contract" - a contract she signed 5 years ago when 13.…
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Getting statements online?
Hi all I am looking to reclaim my bank charges, but grudge paying for them to be sent. I set up online banking a few months back (hbos) but only seem to be able to view my account for the past couple of months. Is there anyway i can access my account for the last few years using online banking, so I can work out how much I…
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Hi all, advice req. re. lloyds "unplanned OD" charges.
Hi, have been charged by Lloyds (in Scotland) for an "unplanned overdraft" and it appears to have been £15 per day, plus £30. Worst of it is, one item was my phone bill (work messed up wages:mad:) and...... a Standing Order I pay to myself! Is there anyway to get this charge waived or reduced? All help gratefully received,…
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Claim for my late mother? Possible
Hi all, I have a question about my late mothers Barclay's account. She past away over 2 years ago and the account has been closed, but i have just been going through some old statements and she was charged a heck of a lot £30 a pop - totaling up to £800 form what we could see from the statements. Now I know i can claim on…
